Heritage Financial's net interest income re-accelerated to $77.3M in 2026Q3, up 34.7% year over year, supported by NIM expansion to 0.9% from 0.7% in 2024Q2 and a balance sheet that grew from $7.0B to $8.5B assets, suggesting loan repricing and structural expansion are driving core earnings momentum.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $0.55+8.9% vs $0.51 | $87M+0.5% vs $86M |
Q3 2026 Jul 23, 2026 | $0.57+28.1% vs $0.45 | $84M-2.5% vs $86M |
Q2 2026 Apr 23, 2026 | $0.49-14.0% vs $0.57 | $78M-3.2% vs $80M |
Q1 2026 Jan 22, 2026 | $0.66+15.8% vs $0.57 | $66M+0.4% vs $66M |
OLYMPIA, Wash., Oct. 27, 2026 /PRNewswire/ -- Heritage Financial Corporation (Nasdaq: HFWA) (the "Company" or "Heritage"), the parent company of Heritage Bank (the "Bank"), announces that Pat Casey will become the Executive Vice President and Chief Information Officer ("CIO") of Heritage Bank and Heritage, effective November 2, 2026.
Heritage Financial NASDAQ: HFWA reported third-quarter operating trends marked by loan and deposit growth, expanding net interest margin and the completion of its Kitsap Bank systems conversion, while also disclosing higher non-accrual loans tied primarily to commercial and industrial relationships.
Heritage Financial Corporation ( HFWA ) Q3 2026 Earnings Call October 22, 2026 12:00 PM EDT Company Participants Bryan McDonald - CEO, President & Director Donald Hinson - Executive VP & CFO Tony Chalfant - Executive VP & Chief Credit Officer Conference Call Participants Matthew Clark - Piper Sandler & Co., Research Division Jeff Rulis - D.A. Davidson & Co., Research Division Andrew Terrell - Stephens Inc., Research Division David Feaster - Raymond James & Associates, Inc., Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Timothy Coffey - Brean Capital, LLC, Research Division Presentation Operator Hello, everyone.
While the top- and bottom-line numbers for Heritage Financial (HFWA) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Benchmark HFWA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Heritage Financial Corporation (HFWA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $28.39 | $1.17B | 15.11 | 13.51% | 28.67% | 7.32% | 3.34% | |
| $30.48 | $8.62B | 10.23 | 19.28% | 30.19% | 11.08% | 3.7% | |
| $29.43 | $2.17B | 8.53 | 12.22% | 31.45% | 8.5% | — | |
| $29.86 | $6.01B | 12.16 | -3.54% | 43.71% | 10.95% | 2.69% | |
| $15.24 | $2.23B | 11.21 | 25.41% | 32.11% | 10.53% | 4.92% | |
| $22.74 | $3.26B | 17.14 | 7.23% | 36.65% | 8.52% | 3.59% |
Heritage Financial Corporation (HFWA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Heritage Financial Corporation (HFWA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 22, 2026·SEC
Jul 23, 2026·SEC
May 8, 2026·SEC
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Heritage Financial Corporation (HFWA) stock FAQ — growth, dividends, profitability & financials explained
Heritage Financial Corporation (HFWA) grew revenue by 14.1% over the trailing twelve months, compared with the twelve months before.
Yes. Heritage Financial Corporation (HFWA) earned $77.5M in net income over the trailing twelve months (a 28.7% net margin).
Yes. Heritage Financial Corporation (HFWA) pays a dividend that yields 3.34% at the current price, a moderate yield.
Heritage Financial Corporation (HFWA) had a return on equity (ROE) of 7.3% over the trailing twelve months. That is below the market's typical 10-15%.
Heritage Financial Corporation (HFWA) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Heritage Financial Corporation (HFWA) has an efficiency ratio of 67.3%. This is higher than peers, suggesting room for cost optimization.
