Hingham Institution for Savings (HIFS) quarterly income statement — complete revenue, gross profit & net income history
Hingham Institution for Savings (HIFS) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 22.13M | 20.99M | 19.34M | 18.04M | 16.04M | 13.44M | 11.48M | 10.37M | 9.08M | 9.38M | 10.99M | 13.03M | 14.91M | 20.95M | 27.3M | 29.71M | 28.16M | 27.61M | 25.83M | 24.56M |
| NII Growth % | 38.01% | 56.15% | 68.48% | 73.99% | 76.53% | 43.37% | 4.51% | -20.43% | -39.08% | -55.26% | -59.76% | -56.14% | -47.06% | -24.1% | 5.69% | 20.99% | 15.11% | 18.62% | 13.15% | 16.71% |
| Net Interest Margin % | 0.49% | 0.46% | 0.43% | 0.4% | 0.35% | 0.3% | 0.26% | 0.23% | 0.2% | 0.21% | 0.25% | 0.3% | 0.35% | 0.5% | 0.67% | 0.74% | 0.77% | 0.8% | 0.82% | 0.83% |
| Interest Income | 51.81M | 52.82M | 52.91M | 51.29M | 49.82M | 49.94M | 49.46M | 49.05M | 47.44M | 46.51M | 45.04M | 41.99M | 40.73M | 39.23M | 36.39M | 33.24M | 30.16M | 29.43M | 27.59M | 26.46M |
| Interest Expense | 29.68M | 31.83M | 33.57M | 33.25M | 33.79M | 36.5M | 37.98M | 38.68M | 38.36M | 37.13M | 34.05M | 28.96M | 25.82M | 18.27M | 9.09M | 3.53M | 2M | 1.82M | 1.75M | 1.9M |
| Loan Loss Provision | 500K | 0 | 275K | 450K | 300K | 0 | 40K | 180K | 108K | 271K | 241K | 450K | 156K | 600K | 301K | 2.45M | 1.16M | 1.2M | 1M | 550K |
| Non-Interest Income | -9.69M | 14.03M | 11.56M | 2.79M | 1.54M | 8.78M | 3.72M | 2.72M | 6.21M | 6M | 804K | 5.67M | 3.91M | 3.26M | -4.87M | -15.24M | -3.86M | 2.4M | 286K | 6.64M |
| Non-Interest Income % | -77.91% | 40.07% | 37.41% | 13.41% | 8.76% | 39.51% | 24.49% | 20.78% | 40.61% | 39.02% | 6.82% | 30.31% | 20.76% | 13.47% | -21.73% | -105.39% | -15.9% | 7.99% | 1.1% | 21.29% |
| Total Net Revenue | 12.44M | 35.02M | 30.9M | 20.83M | 17.57M | 22.22M | 15.21M | 13.09M | 15.3M | 15.37M | 11.79M | 18.7M | 18.82M | 24.22M | 22.43M | 14.47M | 24.3M | 30.01M | 26.12M | 31.2M |
| Revenue Growth % | -29.22% | 57.61% | 103.24% | 59.18% | 14.9% | 44.53% | 28.97% | -30.01% | -18.71% | -36.52% | -47.44% | 29.25% | -22.57% | -19.3% | -14.12% | -53.63% | -13.55% | 3.46% | -2.18% | 10.61% |
| Non-Interest Expense | 7.75M | 8.02M | 7.51M | 7.55M | 7.47M | 7.17M | 7.32M | 7.29M | 7.23M | 6.91M | 7M | 7.32M | 6.98M | 7.12M | 6.88M | 6.38M | 6.21M | 5.75M | 5.56M | 2.98M |
| Efficiency Ratio | 62.29% | 22.9% | 24.31% | 36.22% | 42.5% | 32.29% | 48.11% | 55.73% | 47.25% | 44.93% | 59.36% | 39.17% | 37.11% | 29.41% | 30.68% | 44.1% | 25.55% | 19.18% | 21.29% | 9.54% |
| Operating Income | 4.19M | 27M | 23.11M | 12.85M | 9.81M | 15.05M | 7.85M | 5.63M | 7.99M | 8.2M | 4.51M | 10.92M | 11.6M | 16.49M | 15.25M | 5.64M | 16.93M | 23.05M | 19.56M | 27.67M |
| Operating Margin % | 33.69% | 77.1% | 74.8% | 61.68% | 55.85% | 67.71% | 51.63% | 43% | 52.26% | 53.3% | 38.22% | 58.42% | 61.67% | 68.11% | 67.98% | 38.97% | 69.69% | 76.83% | 74.88% | 88.7% |
| Operating Income Growth % | -57.3% | 79.45% | 194.46% | 128.36% | 22.79% | 83.6% | 74.21% | -48.49% | -31.12% | -50.32% | -70.45% | 93.76% | -31.48% | -28.45% | -22.04% | -79.63% | -24.34% | -0.96% | -6.52% | 24.64% |
| Pretax Income | 4.19M | 27M | 23.11M | 12.85M | 9.81M | 15.05M | 7.85M | 5.63M | 7.99M | 8.2M | 4.51M | 10.92M | 11.6M | 16.49M | 15.25M | 5.64M | 16.93M | 23.05M | 19.56M | 27.67M |
| Pretax Margin % | 33.69% | 77.1% | 74.8% | 61.68% | 55.85% | 67.71% | 51.63% | 43% | 52.26% | 53.3% | 38.22% | 58.42% | 61.67% | 68.11% | 67.98% | 38.97% | 69.69% | 76.83% | 74.88% | 88.7% |
| Income Tax | 1.34M | 6.28M | 5.82M | 3.44M | 2.69M | 3.67M | 2M | 1.52M | 1.13M | 1.88M | 1.21M | 2.68M | 3.09M | 4.53M | 4.75M | 2.45M | 5.07M | 6.38M | 5.55M | 7.25M |
| Effective Tax Rate % | 31.97% | 23.27% | 25.18% | 26.74% | 27.42% | 24.4% | 25.53% | 27.1% | 14.07% | 22.94% | 26.83% | 24.5% | 26.66% | 27.46% | 31.15% | 43.4% | 29.94% | 27.67% | 28.36% | 26.21% |
| Net Income | 2.85M | 20.72M | 17.3M | 9.41M | 7.12M | 11.38M | 5.85M | 4.1M | 6.87M | 6.32M | 3.3M | 8.25M | 8.51M | 11.96M | 10.5M | 3.19M | 11.86M | 16.67M | 14.01M | 20.42M |
| Net Margin % | 22.92% | 59.16% | 55.97% | 45.19% | 40.53% | 51.19% | 38.45% | 31.34% | 44.9% | 41.08% | 27.96% | 44.11% | 45.23% | 49.41% | 46.81% | 22.06% | 48.82% | 55.57% | 53.65% | 65.46% |
| Net Income Growth % | -59.98% | 82.14% | 195.84% | 129.5% | 3.73% | 80.13% | 77.31% | -50.27% | -19.29% | -47.22% | -68.6% | 158.48% | -28.27% | -28.24% | -25.07% | -84.37% | -27.44% | -2.16% | -7.85% | 25% |
| Net Income (Continuing) | 2.85M | 20.72M | 17.3M | 9.41M | 7.12M | 11.38M | 5.85M | 4.1M | 6.87M | 6.32M | 3.3M | 8.25M | 8.51M | 11.96M | 10.5M | 3.19M | 11.86M | 16.67M | 14.01M | 20.42M |
| EPS (Diluted) | 1.29 | 9.39 | 7.85 | 4.28 | 3.24 | 5.18 | 2.66 | 1.88 | 3.13 | 2.89 | 1.50 | 3.76 | 3.87 | 5.44 | 4.77 | 1.45 | 5.38 | 7.56 | 6.36 | 9.28 |
| EPS Growth % | -60.19% | 81.27% | 195.11% | 127.66% | 3.51% | 79.24% | 77.33% | -50% | -19.12% | -46.88% | -68.55% | 159.31% | -28.07% | -28.04% | -25% | -84.38% | -27.79% | -2.83% | -8.62% | 23.73% |
| EPS (Basic) | 1.30 | 9.49 | 7.93 | 4.32 | 3.27 | 5.22 | 2.68 | 1.88 | 3.17 | 2.93 | 1.53 | 3.84 | 3.96 | 5.58 | 4.89 | 1.49 | 5.54 | 7.78 | 6.54 | 9.53 |
| Diluted Shares Outstanding | 2.21M | 2.21M | 2.2M | 2.2M | 2.2M | 2.2M | 2.2M | 2.19M | 2.19M | 2.19M | 2.19M | 2.19M | 2.2M | 2.2M | 2.2M | 2.2M | 2.21M | 2.21M | 2.2M | 2.2M |