Last 47 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.47 | 7.22 | 11.16 | 8.66 | 8.85 | 9.22 | 14.39 | 9.50 | 11.49 | 10.30 | 10.43 | 8.01 | 8.48 | 10.41 | 10.50 | 10.47 | 15.18 | 12.39 | 13.81 | 8.18 | 12.91 |
| — | -21.7% | -22.4% | -8.9% | -23.0% | -10.5% | +37.9% | +18.6% | +35.4% | -1.0% | -0.6% | -23.6% | -44.1% | -16.0% | -24.0% | +28.0% | +17.6% | +100.8% | -44.6% | -1.8% | +76.6% | |
| P/S Ratio | 1.35 | 1.29 | 1.32 | 1.33 | 1.31 | 1.31 | 1.32 | 1.20 | 1.30 | 1.17 | 1.22 | 0.97 | 0.90 | 0.94 | 0.94 | 1.05 | 0.92 | 1.04 | 1.15 | 1.17 | 1.13 |
| — | -1.3% | +0.1% | +11.3% | +0.9% | +12.1% | +8.4% | +23.4% | +45.1% | +24.4% | +29.1% | -7.3% | -1.9% | -9.9% | -17.9% | -10.8% | -19.3% | +4.6% | -1.4% | +35.8% | +76.6% | |
| P/B Ratio | 2.11 | 1.91 | 2.02 | 2.05 | 2.06 | 2.08 | 2.14 | 1.98 | 2.06 | 1.92 | 2.02 | 1.60 | 1.60 | 1.59 | 1.55 | 1.79 | 1.56 | 1.53 | 1.52 | 1.33 | 1.38 |
| — | -8.5% | -5.3% | +3.7% | +0.2% | +8.4% | +6.0% | +23.7% | +28.4% | +20.6% | +30.2% | -10.9% | +2.7% | +4.5% | +1.6% | +34.6% | +13.1% | +25.3% | +11.5% | +39.8% | +84.8% | |
| P/FCF | 6.64 | 7.18 | 9.42 | 5.53 | 5.30 | 7.29 | 9.50 | 4.28 | 5.41 | 6.29 | 7.45 | 3.92 | 3.19 | — | 6.75 | 5.93 | 3.42 | 5.85 | 15.21 | 5.12 | 4.94 |
| — | -1.6% | -0.8% | +29.0% | -2.0% | +16.0% | +27.6% | +9.2% | +69.7% | — | +10.3% | -33.9% | -6.9% | — | -55.6% | +16.0% | -30.7% | -14.3% | +85.2% | +36.4% | +102.4% | |
| EV / EBITDA | 8.24 | 16.14 | 9.10 | 6.97 | 7.58 | 7.59 | 11.49 | 7.93 | 9.43 | 8.84 | 8.50 | 6.69 | 6.95 | 8.36 | 8.44 | 8.20 | 10.37 | 8.95 | 10.18 | 6.70 | 9.77 |
| — | +112.5% | -20.8% | -12.1% | -19.6% | -14.1% | +35.2% | +18.4% | +35.7% | +5.8% | +0.6% | -18.3% | -33.0% | -6.6% | -17.0% | +22.4% | +6.2% | +74.0% | -31.6% | -1.8% | +50.8% | |
| EV / EBIT | 8.92 | 16.57 | 9.58 | 7.38 | 7.72 | 7.85 | 12.07 | 8.55 | 10.28 | 9.42 | 9.68 | 7.57 | 8.04 | 9.96 | 10.11 | 9.77 | 14.12 | 11.65 | 12.00 | 7.93 | 12.58 |
| — | +111.1% | -20.6% | -13.6% | -24.9% | -16.6% | +24.7% | +13.0% | +27.7% | -5.4% | -4.3% | -22.5% | -43.0% | -14.5% | -15.7% | +23.2% | +12.2% | +95.9% | -48.7% | -5.6% | +53.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 46.1% | 34.6% | 44.7% | 48.9% | 47.6% | 46.9% | 41.3% | 15.6% | 14.6% | 14.9% | 15.0% | 14.9% | 13.4% | 11.9% | 11.8% | 10.8% | 8.0% | 9.0% | 9.5% | 4.7% | 7.2% |
| — | -26.2% | +8.3% | +213.1% | +224.8% | +214.9% | +174.8% | +4.9% | +9.6% | +25.4% | +27.1% | +37.4% | +67.1% | +31.6% | +24.2% | +128.3% | +11.3% | -57.4% | +78.1% | -54.9% | -46.6% | |
| Operating Margin | 16.8% | 8.7% | 14.6% | 19.3% | 18.2% | 17.8% | 11.5% | 15.8% | 14.2% | 14.1% | 14.2% | 15.0% | 13.3% | 11.2% | 11.1% | 12.5% | 7.8% | 10.6% | 10.3% | 17.7% | 10.7% |
| — | -51.4% | +27.2% | +22.4% | +28.5% | +26.5% | -19.2% | +5.1% | +6.4% | +26.3% | +28.3% | +20.0% | +70.2% | +5.1% | +8.3% | -29.4% | -27.1% | -46.6% | +75.5% | +39.4% | +4.4% | |
| Net Margin | 13.6% | 17.9% | 11.8% | 15.5% | 14.9% | 14.2% | 9.3% | 12.5% | 11.4% | 11.4% | 11.8% | 12.2% | 10.7% | 9.1% | 9.1% | 10.1% | 6.2% | 8.5% | 8.4% | 14.4% | 8.9% |
| — | +25.5% | +28.1% | +23.3% | +30.7% | +24.8% | -21.4% | +2.9% | +7.1% | +25.6% | +29.4% | +21.0% | +73.2% | +6.8% | +8.1% | -29.9% | -30.6% | -47.5% | +75.2% | +37.1% | +0.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 21.7% | 6.7% | 4.5% | 6.0% | 6.0% | 5.8% | 3.8% | 5.1% | 4.7% | 4.7% | 4.9% | 5.3% | 4.7% | 3.8% | 3.8% | 4.4% | 2.5% | 2.9% | 2.6% | 4.1% | 2.7% |
| — | +16.4% | +19.5% | +18.5% | +28.0% | +22.2% | -22.6% | -4.1% | +0.3% | +23.4% | +27.8% | +20.0% | +87.0% | +30.3% | +45.7% | +8.5% | -6.3% | -41.5% | +91.2% | +38.2% | +1.4% | |
| ROA | 4.6% | 1.5% | 1.0% | 1.3% | 1.3% | 1.2% | 0.8% | 1.1% | 1.0% | 0.9% | 1.0% | 1.1% | 0.9% | 0.7% | 0.7% | 0.8% | 0.5% | 0.6% | 0.6% | 1.0% | 0.6% |
| — | +24.2% | +28.7% | +25.7% | +33.8% | +27.4% | -24.2% | -1.3% | +9.1% | +27.5% | +40.2% | +31.1% | +86.0% | +22.8% | +24.5% | -14.7% | -26.1% | -50.5% | +73.8% | +30.0% | -0.4% | |
| ROIC | 16.3% | 2.0% | 3.4% | 4.6% | 4.5% | 4.4% | 2.8% | 3.9% | 3.5% | 3.5% | 3.5% | 3.8% | 3.4% | 2.7% | 2.7% | 3.1% | 1.8% | 2.1% | 1.9% | 3.0% | 1.9% |
| — | -54.0% | +21.6% | +19.8% | +28.0% | +25.9% | -19.4% | +1.4% | +3.5% | +27.0% | +29.5% | +20.8% | +83.9% | +28.0% | +43.9% | +5.2% | -6.0% | -43.2% | +84.1% | +36.8% | +5.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.23 | 0.22 | 0.23 | 0.23 | 0.24 | 0.25 | 0.26 | 0.27 | 0.26 | 0.28 | 0.28 | 0.28 | 0.32 | 0.31 | 0.30 | 0.32 | 0.34 | 0.31 | 0.31 | 0.28 | 0.28 |
| — | -10.7% | -10.7% | -13.2% | -7.7% | -10.4% | -8.1% | -6.7% | -19.5% | -9.7% | -7.2% | -11.0% | -5.2% | +0.6% | -2.3% | +15.4% | +21.5% | +28.3% | +26.5% | +18.1% | +13.2% | |
| Debt / EBITDA | 0.85 | 6.77 | 3.75 | 2.82 | 3.14 | 3.26 | 4.99 | 3.77 | 4.21 | 4.49 | 4.20 | 4.06 | 4.63 | 5.44 | 5.57 | 5.00 | 7.41 | 6.04 | 6.95 | 4.64 | 6.58 |
| — | +107.7% | -24.8% | -25.1% | -25.5% | -27.4% | +18.8% | -7.2% | -9.2% | -17.5% | -24.6% | -18.7% | -37.4% | -9.9% | -19.9% | +7.6% | +12.6% | +78.0% | -23.8% | -14.3% | +2.0% | |
| Current Ratio | 17.65 | 18.15 | 18.17 | 17.65 | 17.79 | 17.18 | 16.19 | 16.69 | 16.86 | — | — | 0.33 | 13.87 | 13.85 | 14.66 | 24.79 | 11.97 | 0.39 | 7.06 | — | 29.66 |
| — | +5.7% | +12.2% | +5.7% | +5.5% | — | — | +4988.7% | +21.6% | — | — | -98.7% | +15.9% | +3465.7% | +107.7% | — | -59.6% | -98.6% | -75.2% | — | +16.1% | |
| Quick Ratio | 17.65 | 18.15 | 18.17 | 17.65 | 17.79 | 17.18 | 16.19 | 16.69 | 16.86 | — | — | 0.33 | 13.87 | 13.85 | 14.66 | 24.79 | 11.97 | 0.39 | 7.06 | — | 29.66 |
| — | +5.7% | +12.2% | +5.7% | +5.5% | — | — | +4988.7% | +21.6% | — | — | -98.7% | +15.9% | +3465.7% | +107.7% | — | -59.6% | -98.6% | -75.2% | — | +16.1% | |
| Interest Coverage | 24.92 | 12.58 | 22.14 | 29.84 | 27.36 | 25.92 | 16.66 | 21.48 | 19.43 | 18.24 | 18.22 | 19.39 | 16.26 | 13.44 | 13.06 | 14.64 | 8.64 | 10.86 | 9.73 | 14.52 | 10.05 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying HIG stock.
The Hartford Insurance Group, Inc.'s current P/E is 10.5x. The average P/E over the last 4 quarters is 9.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
The Hartford Insurance Group, Inc.'s current operating margin is 16.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking The Hartford Insurance Group, Inc.'s business trajectory between earnings reports.