HarborOne Bancorp, Inc. (HONE) quarterly income statement — complete revenue, gross profit & net income history
HarborOne Bancorp, Inc. (HONE) annual income statement — 11-year revenue, gross profit & net income history
| Metric | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 | Q3'20 |
|---|
| Net Interest Income | 33.22M | 31.47M | 31.83M | 31.89M | 31.35M | 30.58M | 29.69M | 31.08M | 32.1M | 34.4M | 39.19M | 39.33M | 37.2M | 33.27M | 33.98M | 32.8M | 32.53M | 32.05M | 32.75M | 31.17M |
| NII Growth % | 5.95% | 2.9% | 7.19% | 2.62% | -2.34% | -11.09% | -24.23% | -20.98% | -13.7% | 3.39% | 15.31% | 19.9% | 14.34% | 3.8% | 3.77% | 5.24% | 10.47% | 20.04% | 15.59% | 11.38% |
| Net Interest Margin % | 0.59% | 0.55% | 0.55% | 0.55% | 0.54% | 0.52% | 0.52% | 0.55% | 0.57% | 0.62% | 0.73% | 0.79% | 0.79% | 0.72% | 0.75% | 0.72% | 0.7% | 0.7% | 0.73% | 0.7% |
| Interest Income | 65.6M | 64.44M | 67.52M | 69.03M | 67.95M | 66.9M | 64.39M | 63.16M | 60.8M | 55.94M | 51.91M | 44.56M | 39.86M | 35.6M | 36.35M | 35.81M | 35.89M | 35.85M | 37.72M | 37.05M |
| Interest Expense | 32.38M | 32.97M | 35.69M | 37.14M | 36.6M | 36.32M | 34.69M | 32.08M | 28.7M | 21.54M | 12.73M | 5.22M | 2.66M | 2.33M | 2.37M | 3M | 3.36M | 3.79M | 4.97M | 5.88M |
| Loan Loss Provision | 739K | 1.39M | 1.93M | 5.9M | 615K | -168K | 644K | -113K | 3.28M | 1.87M | 2.11M | 668K | 2.55M | 338K | -1.44M | -1.63M | -4.29M | 91K | 7.61M | 13.45M |
| Non-Interest Income | 11.09M | 8.62M | 12.5M | 9.39M | 10.72M | 9.68M | 8.64M | 10.68M | 11.92M | 7.84M | 9M | 13.3M | 13.21M | 18.04M | 17.86M | 20.26M | 20.11M | 34.93M | 33.9M | 40.8M |
| Non-Interest Income % | 25.02% | 21.5% | 28.2% | 22.74% | 25.48% | 24.04% | 22.54% | 25.57% | 27.08% | 18.57% | 18.68% | 25.27% | 26.2% | 35.16% | 34.45% | 38.18% | 38.21% | 52.15% | 50.86% | 56.69% |
| Total Net Revenue | 44.3M | 40.09M | 44.33M | 41.28M | 42.07M | 40.26M | 38.33M | 41.76M | 44.02M | 42.24M | 48.19M | 52.63M | 50.4M | 51.31M | 51.84M | 53.06M | 52.65M | 66.99M | 66.65M | 71.97M |
| Revenue Growth % | 5.31% | -0.44% | 15.64% | -1.14% | -4.43% | -4.69% | -20.46% | -20.66% | -12.66% | -17.67% | -7.05% | -0.8% | -4.26% | -23.41% | -22.21% | -26.27% | -18.83% | 53.69% | 50.84% | 66.78% |
| Non-Interest Expense | 32.94M | 31.58M | 31.69M | 31.09M | 31.94M | 30.69M | 42.95M | 30.95M | 30.98M | 30.66M | 33.75M | 33.53M | 34.06M | 33.81M | 36.88M | 37.52M | 37.01M | 39.93M | 38.16M | 42.06M |
| Efficiency Ratio | 74.34% | 78.77% | 71.48% | 75.31% | 75.93% | 76.22% | 112.04% | 74.12% | 70.38% | 72.59% | 70.03% | 63.7% | 67.57% | 65.9% | 71.14% | 70.71% | 70.3% | 59.6% | 57.25% | 58.44% |
| Operating Income | 10.63M | 7.13M | 10.72M | 4.29M | 9.51M | 9.74M | -5.26M | 10.92M | 9.75M | 9.71M | 12.34M | 18.44M | 13.8M | 17.16M | 16.4M | 17.17M | 19.92M | 26.97M | 20.88M | 16.45M |
| Operating Margin % | 23.99% | 17.77% | 24.17% | 10.39% | 22.61% | 24.19% | -13.72% | 26.15% | 22.16% | 22.99% | 25.6% | 35.03% | 27.38% | 33.44% | 31.63% | 32.35% | 37.84% | 40.26% | 31.33% | 22.86% |
| Operating Income Growth % | 11.75% | -26.86% | 303.69% | -60.71% | -2.5% | 0.29% | -142.64% | -40.77% | -29.31% | -43.39% | -24.76% | 7.4% | -30.74% | -36.38% | -21.48% | 4.33% | 39.87% | 319.47% | 221.92% | 101.49% |
| Pretax Income | 10.63M | 7.13M | 10.72M | 4.29M | 9.51M | 9.74M | -5.26M | 10.92M | 9.75M | 9.71M | 12.34M | 18.44M | 13.8M | 17.16M | 16.4M | 17.17M | 19.92M | 26.97M | 20.88M | 16.45M |
| Pretax Margin % | 23.99% | 17.77% | 24.17% | 10.39% | 22.61% | 24.19% | -13.72% | 26.15% | 22.16% | 22.99% | 25.6% | 35.03% | 27.38% | 33.44% | 31.63% | 32.35% | 37.84% | 40.26% | 31.33% | 22.86% |
| Income Tax | 2.57M | 1.63M | 1.83M | 366K | 2.21M | 2.44M | 1.85M | 2.51M | 2.27M | 2.42M | 2.76M | 4.68M | 3.81M | 4.89M | 3.81M | 4.91M | 5.64M | 7.58M | 3.28M | 4.56M |
| Effective Tax Rate % | 24.17% | 22.81% | 17.07% | 8.53% | 23.28% | 25.06% | -35.16% | 22.96% | 23.32% | 24.87% | 22.37% | 25.37% | 27.62% | 28.51% | 23.22% | 28.59% | 28.34% | 28.09% | 15.72% | 27.72% |
| Net Income | 8.06M | 5.5M | 8.89M | 3.92M | 7.3M | 7.3M | -7.11M | 8.41M | 7.48M | 7.3M | 9.58M | 13.76M | 9.99M | 12.27M | 12.59M | 12.26M | 14.28M | 19.39M | 17.6M | 11.89M |
| Net Margin % | 18.19% | 13.72% | 20.05% | 9.51% | 17.34% | 18.13% | -18.55% | 20.14% | 16.99% | 17.27% | 19.87% | 26.14% | 19.82% | 23.91% | 24.28% | 23.1% | 27.12% | 28.95% | 26.41% | 16.53% |
| Net Income Growth % | 10.44% | -24.66% | 224.98% | -53.35% | -2.45% | 0.04% | -174.25% | -38.86% | -25.11% | -40.52% | -23.93% | 12.23% | -30.04% | -36.74% | -28.47% | 3.08% | 35% | 310.5% | 308.64% | 67.2% |
| Net Income (Continuing) | 8.06M | 5.5M | 8.89M | 3.92M | 7.3M | 7.3M | -7.11M | 8.41M | 7.48M | 7.3M | 9.58M | 13.76M | 9.99M | 12.27M | 12.59M | 12.26M | 14.28M | 19.39M | 17.6M | 11.89M |
| EPS (Diluted) | 0.20 | 0.14 | 0.22 | 0.09 | 0.18 | 0.17 | -0.17 | 0.20 | 0.17 | 0.16 | 0.21 | 0.30 | 0.21 | 0.25 | 0.25 | 0.24 | 0.27 | 0.37 | 0.33 | 0.22 |
| EPS Growth % | 11.11% | -17.65% | 229.41% | -52.55% | 5.88% | 6.25% | -180.95% | -33.33% | -19.05% | -36% | -16% | 25% | -22.22% | -32.43% | -24.24% | 9.09% | 42.11% | 311.11% | 312.5% | 69.23% |
| EPS (Basic) | 0.20 | 0.14 | 0.22 | 0.10 | 0.18 | 0.17 | -0.17 | 0.20 | 0.17 | 0.16 | 0.21 | 0.30 | 0.21 | 0.26 | 0.26 | 0.25 | 0.28 | 0.37 | 0.33 | 0.22 |
| Diluted Shares Outstanding | 40.36M | 40.61M | 41.06M | 41.34M | 41.37M | 42.13M | 42.11M | 42.98M | 43.13M | 45.28M | 45.86M | 46.42M | 47.54M | 48.69M | 49.83M | 50.66M | 52.65M | 53M | 53.97M | 54.47M |