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HOVHovnanian Enterprises, Inc.
$147.55$748M
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  4. Financial Ratios

Hovnanian Enterprises, Inc. (HOV) Financial Ratios

Latest Ratios: P/E Ratio 19.9x · EV/EBITDA 16.9x · ROE 7.8%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

HOV Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$748M$775M$1.2B$463M$271M$539M$209M$150M$223M$357M$230M
Enterprise Value$1.4B$1.4B$2.0B$1.2B$1.3B$1.7B$1.5B$1.7B$1.6B$1.6B$1.8B
P/E Ratio →19.8616.185.542.581.390.984.52—49.32——
P/S Ratio0.250.260.410.170.090.190.090.070.110.150.08
P/B Ratio1.150.931.540.800.713.07—————
P/FCF4.504.67213.371.113.532.640.72——1.210.61
P/OCF3.974.1252.181.063.032.560.71——1.190.59

P/E links to full P/E history page with 30-year chart

HOV EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.480.680.430.430.610.650.850.810.670.64
EV / EBITDA16.9216.927.644.203.606.4010.3718.5413.4918.9318.34
EV / EBIT20.2311.795.874.363.656.5410.9524.5316.3132.9923.19
EV / FCF—8.62353.102.8816.338.255.23——5.584.68

HOV Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin14.1%14.1%20.0%21.0%22.0%19.4%15.9%14.8%16.3%14.3%13.0%
Operating Margin2.4%2.4%8.6%10.0%11.8%9.3%6.0%4.4%5.8%3.4%3.4%
Net Profit Margin2.1%2.1%8.1%7.5%7.7%21.8%2.2%-2.1%0.2%-13.5%-0.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE7.8%7.8%35.0%42.7%80.8%346.6%—————
ROA2.4%2.4%9.5%8.1%9.2%29.3%2.7%-2.4%0.3%-15.5%-0.1%
ROIC3.4%3.4%13.3%15.5%19.2%17.7%10.8%6.6%9.9%5.5%4.4%
ROCE3.0%3.0%13.3%14.3%18.1%16.2%9.7%6.2%8.3%5.1%5.0%

HOV Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.151.151.272.013.427.94—————
Debt / EBITDA11.3011.303.814.093.755.2910.7418.3413.2020.2219.55
Net Debt / Equity—0.791.011.262.576.54—————
Net Debt / EBITDA7.767.763.022.572.824.368.9416.9311.6214.8215.96
Debt / FCF—3.96139.731.7712.805.614.50——4.364.07
Interest Coverage3.433.4311.315.087.263.321.330.780.950.510.84

HOV Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2904.112904.110.813.243.573.063.504.284.003.733.49
Quick Ratio1404.661404.66-2.101.080.800.680.830.680.811.341.48
Cash Ratio1228.701228.700.370.690.590.470.590.370.561.110.54
Asset Turnover—1.131.151.111.141.201.281.071.201.291.16
Inventory Turnover7.687.681.461.611.501.791.651.331.552.081.87
Days Sales Outstanding—3.243.573.714.735.245.258.136.458.666.59

HOV Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.1%1.4%0.9%2.3%0.3%0.2%—————
Payout Ratio————0.3%0.1%—————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.0%6.2%18.1%38.7%71.9%101.9%22.1%—2.0%——
FCF Yield22.2%21.4%0.5%89.9%28.3%37.9%138.4%——82.6%164.8%
Buyback Yield4.0%3.9%2.2%1.0%4.5%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield5.2%5.3%3.0%3.3%4.8%0.2%0.0%0.0%0.0%0.0%0.0%
Shares Outstanding—$6M$7M$7M$7M$6M$7M$6M$6M$6M$6M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

High leverage and volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Valuation Multiples Reflect Structural Discount

According to current market data, HOV trades at a P/E of 19.86 and a P/S of 0.25, suggesting that investors are applying a significant discount to the company's earnings potential compared to the broader residential construction sector, likely due to persistent concerns regarding its historical leverage profile.

The forward P/E of 117.10 implies that the market is pricing in substantial earnings volatility or a potential contraction in future profitability. This valuation gap relative to peers like D.R. Horton or PulteGroup suggests that the market remains skeptical of the company's ability to sustain margin expansion in a high-interest-rate environment.

Capital Efficiency Remains Highly Erratic

Based on reported financial statements, HOV's ROIC has fluctuated wildly from 28.4% in 2026Q1 to 0.8% in 2026Q2, indicating that the company struggles to consistently compound capital in a manner that creates long-term shareholder value compared to more stable, larger-scale industry competitors.

The extreme variance in ROIC suggests that the company's returns are heavily influenced by non-recurring items or timing differences in land development rather than operational excellence. Investors should monitor whether management can stabilize these returns, as current levels appear insufficient to justify the company's cost of capital.

Working Capital Cycles Impede Liquidity

As reported in recent filings, HOV's cash conversion cycle has shown extreme volatility, swinging from -1049 days in 2026Q1 to -22 days in 2026Q2, which highlights the company's difficulty in managing inventory and payables effectively compared to the more predictable cycles of its larger peers.

The erratic nature of the CCC suggests that the company's working capital management is highly sensitive to the timing of project completions and land acquisitions. This lack of operational consistency may force the company to maintain higher cash balances, further limiting its ability to deploy capital toward growth initiatives.

Debt Burden Constrains Financial Flexibility

According to recent balance sheet data, HOV maintains a debt-to-EBITDA ratio of 50.25 as of 2026Q2, a figure that signals a highly vulnerable capital structure that leaves the company with minimal room for error during cyclical downturns in the housing market.

The interest coverage ratio of 1.21 indicates that the company is barely generating enough operating income to service its debt obligations. This precarious position warrants close monitoring, as any further compression in margins could quickly lead to liquidity stress and potential refinancing difficulties.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to HOV, as it obscures the impact of non-cash tax valuation allowances and interest capitalization that artificially inflate or deflate reported net income, making it a poor metric for assessing the company's true underlying cash-generating capability.

Analysts should instead prioritize EV/EBITDA or P/FCF to better capture the company's operational performance and debt-servicing capacity. Relying on P/E in this context risks ignoring the significant leverage and accounting nuances that define the company's actual financial health.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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HOV — Frequently Asked Questions

Quick answers to the most common questions about buying HOV stock.

What is Hovnanian Enterprises, Inc.'s P/E ratio?

Hovnanian Enterprises, Inc.'s current P/E ratio is 19.9x. The historical average is 15.0x. This places it at the 85th percentile of its historical range.

What is Hovnanian Enterprises, Inc.'s EV/EBITDA?

Hovnanian Enterprises, Inc.'s current EV/EBITDA is 16.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.0x.

What is Hovnanian Enterprises, Inc.'s ROE?

Hovnanian Enterprises, Inc.'s return on equity (ROE) is 7.8%. The historical average is 30.2%.

Is HOV stock overvalued?

Based on historical data, Hovnanian Enterprises, Inc. is trading at a P/E of 19.9x. This is at the 85th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Hovnanian Enterprises, Inc.'s dividend yield?

Hovnanian Enterprises, Inc.'s current dividend yield is 1.12%.

What are Hovnanian Enterprises, Inc.'s profit margins?

Hovnanian Enterprises, Inc. has 14.1% gross margin and 2.4% operating margin.

How much debt does Hovnanian Enterprises, Inc. have?

Hovnanian Enterprises, Inc.'s Debt/EBITDA ratio is 11.3x, indicating high leverage. A ratio above 4x may signal elevated financial risk.