Hilltop Holdings Inc. (HTH) Price Target Analysis
Wall Street analyst price targets, ratings consensus & upside potential · Updated May 1, 2026
Current Price
$38.25
Price Target
$36.00
Target Range
$36.00 — $36.00
Analyst Rating
Hold
Forward P/E16.1x
Trailing P/E14.5x
Forward PEG—
Implied Growth-13.3%
Median Target$36.00
Analyst Spread0.0%
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Bear Case
$36
-5.9%
Consensus
$36
-5.9%
Bull Case
$36
-5.9%
Valuation Model TargetsConfidence: 56/100
Bear$20
Base$44
Bull$110
HTH Price Target Analysis
Updated May 8, 2026As of May 8, 2026, Hilltop Holdings Inc. (HTH) has a Wall Street consensus price target of $36.00, based on estimates from 12 covering analysts. With the stock currently trading at $38.25, this represents a potential downside of -5.9%. The company has a market capitalization of $2.27B.
Analyst price targets range from a low of $36.00 to a high of $36.00, representing a 0% spread in expectations. The median target of $36.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 5 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, HTH trades at a trailing P/E of 14.5x and forward P/E of 16.1x. Analysts expect EPS to grow -13.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $43.81, with bear and bull scenarios of $20.27 and $110.30 respectively. Model confidence stands at 56/100, reflecting moderate uncertainty in projections.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside+24.1%
Avg Forward P/E12.2x
Peers with Coverage10 / 10
| Company | Market Cap | Price | Target | Upside | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 IBCPIndependent Bank Corporation | $699M | $33.95 | $38.00 | +11.9% | Hold | 9.6x | 7 |
 WSFSWSFS Financial Corporation | $3.8B | $72.06 | $74.67 | +3.6% | Hold | 11.8x | 13 |
 CVBFCVB Financial Corp. | $2.8B | $20.51 | $24.75 | +20.7% | Hold | 14.2x | 16 |
 BOKFBOK Financial Corporation | $10.3B | $133.45 | $131.57 | -1.4% | Hold | 13.0x | 21 |
 TCBITexas Capital Bancshares, Inc. | $4.4B | $100.56 | $106.17 | +5.6% | Hold | 13.2x | 39 |
 FFINFirst Financial Bankshares, Inc. | $4.6B | $32.39 | $39.25 | +21.2% | Hold | 15.9x | 15 |
 PFSIPennyMac Financial Services, Inc. | $4.6B | $88.65 | $143.00 | +61.3% | Buy | 7.2x | 20 |
 RKTRocket Companies, Inc. | $39.9B | $14.13 | $21.63 | +53.1% | Hold | 19.3x | 25 |
 UWMCUWM Holdings Corporation | $526M | $3.38 | $5.98 | +76.9% | Hold | 8.0x | 13 |
 GHLDGuild Holdings Company | $439M | $20.01 | $17.63 | -11.9% | Hold | 10.2x | 6 |
Upside Potential Comparison
UWMCPFSIRKTFFINCVBFIBCPTCBIWSFSSee HTH's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs HTH Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare HTH vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonHTH — Frequently Asked Questions
Quick answers to the most common questions about buying HTH stock.
What is the HTH stock price target for 2026?
Wall Street's consensus price target for HTH is $36, -5.9% from its current price of $38.25. The below-market target from 12 analysts suggests limited near-term appreciation.
Is HTH a buy, sell, or hold?
HTH has a consensus rating of "Hold" based on 12 Wall Street analysts. The rating breakdown is mixed, with 7 Hold ratings making up the largest segment. The consensus 12-month price target of $36 implies -5.9% downside from current levels.
Is HTH stock overvalued or undervalued?
With a forward P/E of 16.0714x, HTH trades at a relatively low valuation. The consensus target of $36 implies -5.9% move, suggesting the market may be pricing in risks.
How high can HTH stock go?
The most bullish Wall Street analyst has a price target of $36 for HTH, while the most conservative target is $36. The consensus of $36 represents the median expectation. Our quantitative valuation model projects a bull case target of $110 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover HTH stock?
HTH is moderately covered, with 12 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the HTH stock forecast?
The 12-month HTH stock forecast based on 12 Wall Street analysts shows a consensus price target of $36, with estimates ranging from $36 (bear case) to $36 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $44, with bear/bull scenarios of $20/$110.
What is HTH's fair value based on fundamentals?
Our quantitative valuation model calculates HTH's fair value at $44 (base case), with a bear case of $20 and bull case of $110. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 56/100.
What is HTH's forward P/E ratio?
HTH trades at a forward P/E ratio of 16.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.5x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy HTH stock?
Analysts are cautious on HTH, with 0 Sell ratings and a price target of $36 (-5.9% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do HTH price targets vary so much?
HTH analyst price targets range from $36 to $36, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $36 consensus represents the middle ground. Our model's $20-$110 range provides an independent fundamental perspective.