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HTLMHomesToLife Ltd
$1.98$178M
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HomeStocksHTLMFinancials

HomesToLife Ltd (HTLM) Financials

5Y historyFree accessUpdated daily

The company struggles to achieve meaningful operating leverage, as evidenced by a stagnant 5.4% operating margin despite significant revenue fluctuations.

HTLM Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricDec'25Dec'24Dec'23Dec'22Dec'21
Sales/Revenue377.88M335.06M325.98M4.44M4.04M
Revenue Growth %12.78%2.78%7246.7%9.86%-
Cost of Goods Sold272.57M252.03M239.74M1.68M1.5M
COGS % of Revenue72.13%75.22%73.54%37.85%37.23%
Gross Profit105.3M83.03M86.25M2.76M2.54M
Gross Margin %27.87%24.78%26.46%62.15%62.77%
Gross Profit Growth %26.83%-3.73%3027.49%8.78%-
Operating Expenses85.45M72.93M68.28M2.16M2.53M
OpEx % of Revenue22.61%21.77%20.95%48.76%62.58%
Selling, General & Admin84.67M72.08M69.02M2.21M2.53M
SG&A % of Revenue22.41%21.51%21.17%49.71%62.58%
Research & Development00000
R&D % of Revenue-----
Other Operating Expenses780.38K849.78K-738.63K-42.41K0
Operating Income19.86M10.1M17.96M594.27K7.36K
Operating Margin %5.25%3.02%5.51%13.39%0.18%
Operating Income Growth %96.56%-43.76%2922.55%7972.13%-
EBITDA22.33M12.25M19.53M1.28M717.69K
EBITDA Margin %5.91%3.66%5.99%28.93%17.77%
EBITDA Growth %82.21%-37.25%1421.54%78.83%-
D&A (Non-Cash Add-back)2.47M2.15M1.57M689.18K710.33K
EBIT22.16M11.88M13.06M605.23K167.77K
Net Interest Income-1.06M-691.09K6.13K00
Interest Income17.7K89.27K6.13K00
Interest Expense1.08M780.37K000
Other Income/Expense897.96K734.51K-5.78M10.96K707.22K
Pretax Income20.75M10.84M12.18M605.23K714.58K
Pretax Margin %5.49%3.23%3.74%13.64%17.69%
Income Tax4.2M2.42M1.86M00
Effective Tax Rate %20.24%22.29%15.3%0%0%
Net Income16.55M8.42M10.32M605.23K714.58K
Net Margin %4.38%2.51%3.16%13.64%17.69%
Net Income Growth %96.59%-18.38%1604.68%-15.3%-
Net Income (Continuing)16.55M8.42M10.32M605.23K714.58K
Discontinued Operations00000
Minority Interest00000
EPS (Diluted)0.14-0.110.020.060.07
EPS Growth %227.27%-791.82%-71.71%-15.62%-
EPS (Basic)0.140.090.020.060.07
Diluted Shares Outstanding89.69M14.69M14.5M14.5M14.5M
Basic Shares Outstanding89.69M14.69M14.5M14.5M14.5M
Dividend Payout Ratio-----

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetHealthy
Cash FlowImproving
Top Statement Risk

Operating margin sensitivity

Volatile Revenue Growth Patterns Observed

As reported in recent financial statements, HTLM experienced significant revenue fluctuations, highlighted by a massive 182.1% surge in 2025Q2, which suggests that the company's top-line performance is highly susceptible to project-based delivery cycles rather than consistent, linear retail demand across its core upholstery segments.

The extreme variance in quarterly revenue figures indicates that HTLM's business model may be heavily reliant on large, non-recurring B2B contracts or bulk distribution orders. Investors should monitor whether this volatility reflects a lack of recurring retail demand or simply the inherent lumpiness of the firm's customized furniture solutions.

Structural Constraints on Gross Profitability

Based on the provided income statement data, HTLM maintains a gross margin hovering near 27.8%, a figure that appears to reflect the inherent cost pressures of a vertically integrated manufacturing model when compared to the higher-margin profiles of pure-play retail competitors in the furniture sector.

The stability of the gross margin suggests that management has successfully managed input costs despite the volatility in raw material pricing. However, the inability to expand these margins significantly implies that the company lacks the pricing power to fully offset rising logistics or manufacturing expenses in a competitive market.

Operating Leverage Remains Substantially Constrained

According to the latest quarterly filings, HTLM's operating margin of 5.4% indicates that the company struggles to achieve meaningful operating leverage, as SG&A expenses continue to scale in lockstep with revenue, preventing the bottom line from benefiting from the firm's recent top-line expansion efforts.

The narrow operating margin suggests that the company's fixed cost base, likely driven by retail lease obligations and labor, is too high relative to its current revenue scale. This lack of scalability warrants further investigation into whether the company can optimize its overhead as it attempts to grow its footprint.

Sustainability of Current Profitability Levels

As evidenced by the thin 3.3% net margin in 2025Q4, HTLM faces significant risks regarding its long-term profitability, as the company's reliance on high-volume, low-margin distribution may leave it vulnerable to even minor shifts in consumer discretionary spending or unexpected increases in operational overhead costs.

Short-sellers might focus on the fact that the company's net income is barely positive, suggesting that any downturn in the Singaporean property market could quickly push the firm into a loss-making position. The current financial profile appears to offer very little margin of safety for shareholders.

HTLM — Frequently Asked Questions

Quick answers to the most common questions about buying HTLM stock.

What was HomesToLife Ltd's (HTLM) revenue in 2025?

For fiscal year 2025, HomesToLife Ltd (HTLM) reported total revenue of $377.9M. This represents a 9256.1% increase compared to $4.0M in 2021.

Is HomesToLife Ltd (HTLM) profitable?

HomesToLife Ltd (HTLM) is profitable, generating $16.6M in net income for the fiscal year ending 2025 with a net profit margin of 4.4%.

What is HomesToLife Ltd's operating profit margin?

HomesToLife Ltd (HTLM) reported an operating income of $19.9M, resulting in an operating profit margin of 5.3%. This margin reflects the operational efficiency of the business before interest and taxes.

What is HomesToLife Ltd's gross profit and gross margin?

HomesToLife Ltd (HTLM) generated $105.3M in gross profit for the year, representing a gross profit margin of 27.9%. This demonstrates the company's core pricing power and production efficiency.