Independent Bank Corporation (IBCP) quarterly cash flow statement — complete operating, investing & financing history
| Cash from Operations | -9.16M | 7.79M | 18.2M | 18.97M | 31.7M | 16.37M | 17.2M | 8.75M | 20.83M | 16.8M | 25.71M | 9.69M |
| Operating CF Growth % | -128.89% | -52.39% | 5.8% | 116.86% | 52.16% | -2.57% | -33.1% | -9.74% | -10.91% | 2382.74% | -21.32% | -57.03% |
| Net Income | 16.88M | 18.57M | 17.5M | 16.88M | 15.59M | 18.46M | 13.81M | 18.53M | 15.99M | 13.74M | 17.54M | 14.79M |
| Depreciation & Amortization | 2.37M | 2.39M | 2.76M | 2.4M | 2.35M | 2.48M | 2.51M | 2.5M | 2.51M | 2.54M | 2.53M | 2.52M |
| Deferred Taxes | 1.4M | -931K | -789K | -775K | -1.04M | -1.1M | -1.32M | -361K | 1.53M | -606K | -434K | -181K |
| Other Non-Cash Items | -9.89M | 5.62M | 3.35M | -2.06M | -123K | 8.99M | 5.83M | -9.53M | 4.15M | 2.25M | 8.38M | -643K |
| Working Capital Changes | -20.6M | -18.6M | -5.2M | 1.88M | 14.16M | -13.06M | -4.19M | -2.97M | -3.95M | -1.69M | -2.93M | -7.28M |
| Cash from Investing | -16.7M | -45.56M | -9.63M | -70.64M | 3.33M | -85.23M | -67.47M | 16.85M | 17.69M | -6.75M | -78.88M | -82.27M |
| Purchase of Investments | -5.43M | -6.51M | -10.45M | -8.51M | -1M | 0 | -3.63M | 0 | 0 | 0 | -1.3M | -40K |
| Sale/Maturity of Investments | 27.03M | 28.99M | 37.66M | 32.77M | 36.73M | 19.78M | 23.8M | 28.42M | 68.61M | 39.12M | 33.8M | 41.33M |
| Net Investment Activity | 21.6M | 22.49M | 27.21M | 24.26M | 35.73M | 19.78M | 20.17M | 28.42M | 68.61M | 39.12M | 32.49M | 41.29M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 661K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -33.69M | -66.61M | -35.19M | -92.62M | -31.27M | -101.67M | -86.16M | -9.8M | -50.24M | -44.35M | -109.94M | -121.67M |
| Cash from Financing | 62.38M | -32.53M | 53.96M | 69.68M | -26.77M | 67.18M | -42.52M | 26.9M | -46.46M | 32.27M | 51.44M | -25.25M |
| Dividends Paid | -5.77M | -5.38M | -5.38M | -5.39M | -5.45M | -5.01M | -5.02M | -5.02M | -5M | -4.79M | -4.82M | -4.86M |
| Share Repurchases | 0 | -4.66M | -413K | -7.32M | -33K | 0 | 0 | 0 | 0 | -194K | -1.69M | -3.27M |
| Stock Issued | -854K | -10K | -41K | -27K | -1.14M | 13K | -34K | 0 | 0 | -1K | 0 | 23K |
| Net Stock Activity | -854K | -4.67M | -454K | -7.35M | -1.17M | 13K | -34K | 0 | 0 | -195K | -1.69M | -3.25M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | 5K | 1000K | -1000K | 8K | -22K | 12K | -1000K | 1000K |
| Other Financing | 119M | -97.47M | 199.8M | 25.43M | -20.16M | 27.17M | 12.55M | 31.91M | -41.44M | 37.24M | 97.95M | -57.13M |
| Net Change in Cash | 36.53M | -70.3M | 62.53M | 18.01M | 8.26M | -1.68M | -92.79M | 52.5M | -7.94M | 42.32M | -1.73M | -97.83M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 138.39M | 208.69M | 146.16M | 128.15M | 119.88M | 121.56M | 214.35M | 161.84M | 169.78M | 127.46M | 129.19M | 227.02M |
| Cash at End | 174.91M | 138.39M | 208.69M | 146.16M | 128.15M | 119.88M | 121.56M | 214.35M | 161.84M | 169.78M | 127.46M | 129.19M |
| Interest Paid | 18.93M | 22.42M | 24.39M | 22.55M | 21.58M | 25.23M | 26.04M | 27.72M | 24.96M | 25.16M | 21.12M | 19.11M |
| Income Taxes Paid | 0 | 0 | 3.15M | 6M | 2.5M | 2.5M | 4.6M | 6.8M | 0 | 4.8M | 3.7M | 7.6M |
| Free Cash Flow | -13.77M | 6.36M | 16.54M | 16.69M | 30.58M | 12.36M | 15.71M | 6.97M | 20.16M | 15.29M | 24.27M | 7.95M |
| FCF Growth % | -145.02% | -48.57% | 5.31% | 139.32% | 51.69% | -19.15% | -35.28% | -12.22% | -8.63% | 725.02% | -23.38% | -63.84% |