IBOC trades 23.0% below Wall Street's consensus target of $85.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes IBOC achieves its forward estimates and maintains a stable P/E multiple of 10.8x. This scenario reflects the blended consensus of 1 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, International Bancshares Corporation (IBOC) has a Wall Street consensus price target of $85.00, based on estimates from 1 covering analysts. With the stock currently trading at $69.11, this represents a potential upside of +23.0%. The company has a market capitalization of $4.30B.
Analyst price targets range from a low of $85.00 to a high of $85.00, representing a 0% spread in expectations. The median target of $85.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, IBOC trades at a trailing P/E of 10.4x and forward P/E of 10.8x. The forward PEG ratio of 0.53 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -3.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $85.20, with bear and bull scenarios of $53.68 and $112.26 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 TCBKTriCo Bancshares | $1.7B | $51.44 | $63.00 | +22.5% | Hold | 12.0x | 12 |
 FFINFirst Financial Bankshares, Inc. | $4.6B | $31.92 | $35.33 | +10.7% | Hold | 15.6x | 16 |
 CULPCulp, Inc. | $45M | $3.58 | — | — | — | — | — |
 SBSISouthside Bancshares, Inc. | $914M | $30.71 | $35.00 | +14.0% | Hold | 9.3x | 8 |
 BOKFBOK Financial Corporation | $7.9B | $130.58 | $149.00 | +14.1% | Hold | 12.3x | 21 |
 INDBIndependent Bank Corp. | $3.8B | $79.79 | $93.33 | +17.0% | Hold | 11.1x | 15 |
 CADECadence Bank | $7.8B | $42.11 | $39.75 | -5.6% | Hold | 12.1x | 20 |
 FISFidelity National Information Services, Inc. | $17.9B | $34.67 | $48.42 | +39.7% | Buy | 5.6x | 37 |
 FISVFiserv, Inc. | $24.5B | $45.95 | $62.46 | +35.9% | Buy | 6.3x | 61 |
 JKHYJack Henry & Associates, Inc. | $10.5B | $148.33 | $187.91 | +26.7% | Buy | 21.7x | 24 |
Quick answers to the most common questions about buying IBOC stock.
The consensus Wall Street price target for IBOC is $85, representing 23.0% upside from the current price of $69.11. With 1 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
IBOC has a consensus rating of "Buy" based on 1 Wall Street analysts. The rating breakdown is predominantly bullish, with 1 Buy/Strong Buy ratings. The consensus 12-month price target of $85 implies 23.0% upside from current levels.
With a forward P/E of 10.8153x, IBOC trades at a relatively low valuation. The consensus target of $85 implies 23.0% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $85 for IBOC, while the most conservative target is $85. The consensus of $85 represents the median expectation. Our quantitative valuation model projects a bull case target of $112 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
IBOC is lightly followed, with 1 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month IBOC stock forecast based on 1 Wall Street analysts shows a consensus price target of $85, with estimates ranging from $85 (bear case) to $85 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $85, with bear/bull scenarios of $54/$112.
Our quantitative valuation model calculates IBOC's fair value at $85 (base case), with a bear case of $54 and bull case of $112. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
IBOC trades at a forward P/E ratio of 10.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.4x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on IBOC, with a "Buy" consensus rating and $85 price target (23.0% upside). 1 of 1 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
IBOC analyst price targets range from $85 to $85, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $85 consensus represents the middle ground. Our model's $54-$112 range provides an independent fundamental perspective.
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