Isabella Bank Corporation demonstrates accelerating net interest income growth of 16.2% as of 2026Q1, yet this performance is tempered by persistent net interest margin stagnation between 0.6% and 0.8% over the last ten quarters. While the bank maintains a sta...
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Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $0.69-25.0% vs $0.92 | $23M-1.4% vs $23M |
Q2 2026 Apr 23, 2026 | $0.68-12.8% vs $0.78 | $21M-1.0% vs $22M |
Q2 2026 Mar 13, 2026 | $0.64 vs — | $31M vs — |
Q1 2026 Feb 5, 2026 | $0.64-13.5% vs $0.74 | $30M+41.5% vs $21M |
MOUNT PLEASANT, MI / ACCESS Newswire / August 27, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) today announced its Board of Directors declared a third-quarter cash dividend of $0.28 per common share at its regular meeting on August 26, 2026. The dividend will be payable September 30, 2026 to shareholders of record as of September 28, 2026.
Isabella Bank Corporation remains a Hold as recent earnings disappoint and valuation normalizes after a sharp price decline. ISBA's Q2 2026 EPS missed by 25%, marking the third consecutive earnings miss and highlighting ongoing profit growth challenges. The pending Grand River Commerce acquisition offers market expansion but introduces integration risks and short-term NIM compression.
Isabella Bank Corporation (ISBA) came out with quarterly earnings of $0.69 per share, missing the Zacks Consensus Estimate of $0.92 per share. This compares to earnings of $0.55 per share a year ago.
MOUNT PLEASANT, MI / ACCESS Newswire / July 23, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) ("Isabella" or the "Company") reported net income of $5.0 million, or $0.69 per diluted share, for the second quarter 2026 compared to $5.0 million, or $0.68 per diluted share, for the second quarter 2025. SECOND QUARTER 2026 HIGHLIGHTS Loans grew $30.7 million during the quarter Net interest margin (NIM) improved to 3.54%, up from 3.14% in second quarter 2025 Merger agreement signed with Grand River Commerce, Inc. and its banking subsidiary, Grand River Bank Launched a successful at-the-market stock offering, increasing equity by $11.7 million Added to the Russell 2000® Index "Isabella Bank Corporation had another strong quarter, driven by continued loan growth and margin expansion," said CEO Jerome Schwind.
Benchmark ISBA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Isabella Bank Corporation (ISBA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $37.26 | $273.21M | 14.55 | 16.19% | 24.09% | 8.56% | 2.94% | |
| $58.68 | $1.01B | 10.75 | 4.83% | 24.79% | 13.25% | — | |
| $91.39 | $297.42M | 11.02 | 13.86% | 19.93% | 10.97% | — | |
| $21.23 | $204.74M | 14.54 | -9.39% | 14.64% | 6.77% | — | |
| $65.46 | $521.92M | 14.71 | 24.51% | 19.78% | 13.95% | — | |
| $58.36 | $1.45B | 14.55 | 6.1% | 26.04% | 14.67% | — |
Isabella Bank Corporation (ISBA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Isabella Bank Corporation (ISBA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 27, 2026·SEC
Aug 14, 2026·SEC
Jul 23, 2026·SEC
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Isabella Bank Corporation (ISBA) stock FAQ — growth, dividends, profitability & financials explained
Isabella Bank Corporation (ISBA) grew revenue by 16.2% over the past year. This is strong growth.
Yes, Isabella Bank Corporation (ISBA) is profitable, generating $20.0M in net income for fiscal year 2025 (24.1% net margin).
Yes, Isabella Bank Corporation (ISBA) pays a dividend with a yield of 2.94%. This makes it attractive for income-focused investors.
Isabella Bank Corporation (ISBA) has a return on equity (ROE) of 8.6%. This is below average, suggesting room for improvement.
Isabella Bank Corporation (ISBA) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Isabella Bank Corporation (ISBA) has an efficiency ratio of 72.5%. This is higher than peers, suggesting room for cost optimization.
