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JMIAJumia Technologies AG
$6.59$408M
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HomeStocksJMIAFinancials

Jumia Technologies AG (JMIA) Financials

9Y historyFree accessUpdated daily

Revenue growth reached 39.4% in 2026Q1, yet the company continues to struggle with profitability, reporting a persistent operating margin of -27.4%.

JMIA Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17
Sales/Revenue203.19M188.88M167.49M186.4M203.3M167.62M195.44M203.71M176.4M130.98M
Revenue Growth %31.21%12.78%-10.15%-8.31%21.28%-14.23%-4.06%15.48%34.67%-
Cost of Goods Sold94M89.2M67.96M79.3M85.13M66.16M63.18M107.33M115.98M92.66M
COGS % of Revenue-47.22%40.58%42.54%41.87%39.47%32.33%52.69%65.74%70.74%
Gross Profit109.19M99.69M99.53M107.1M118.17M101.47M132.26M96.38M60.43M38.33M
Gross Margin %53.74%52.78%59.42%57.46%58.13%60.53%67.67%47.31%34.26%29.26%
Gross Profit Growth %-0.16%-7.07%-9.37%16.46%-23.28%37.23%59.5%57.66%-
Operating Expenses168.38M163.67M165.53M180.41M319.97M323.03M341.14M385.79M292.43M256.04M
OpEx % of Revenue-86.65%98.83%96.79%157.39%192.71%174.55%189.39%165.77%195.47%
Selling, General & Admin88.24M85.5M119.64M132.74M229.93M259.65M264.42M317.08M165.81M151.72M
SG&A % of Revenue-45.27%71.44%71.21%113.1%154.9%135.29%155.66%94%115.83%
Research & Development36.27M37.03M37.52M41.53M52.41M36.7M0000
R&D % of Revenue-19.6%22.4%22.28%25.78%21.89%----
Other Operating Expenses4M41.14M8.37M6.14M37.63M26.68M76.72M68.71M126.62M104.32M
Operating Income-59.2M-63.98M-66M-73.31M-201.8M-221.56M-208.89M-289.42M-232M-217.71M
Operating Margin %-29.13%-33.87%-39.41%-39.33%-99.26%-132.18%-106.88%-142.07%-131.52%-166.21%
Operating Income Growth %-3.07%9.96%63.67%8.92%-6.07%27.82%-24.75%-6.56%-
EBITDA-51.09M-56.12M-57.74M-63.47M-190.15M-211.9M-197.5M-279.37M-229.04M-215.41M
EBITDA Margin %-25.14%-29.71%-34.47%-34.05%-93.53%-126.42%-101.05%-137.14%-129.84%-164.45%
EBITDA Growth %24.96%2.8%9.02%66.62%10.27%-7.29%29.31%-21.97%-6.33%-
D&A (Non-Cash Add-back)8.11M7.86M8.27M9.84M11.65M9.66M11.38M10.04M2.96M2.3M
EBIT-52.08M-53.93M-94.65M-96.43M-204.44M-205.52M-219.7M-285.99M-231.39M-216.55M
Net Interest Income-3.03M3.08M-251K1.71M1M-849K-2.64M-2.28M-3.5M-1.7M
Interest Income6.37M9.27M3.52M4.53M4.45M2.6M884K3.85M260.72K342.89K
Interest Expense9.41M6.18M3.77M2.82M3.45M3.45M3.53M6.12M3.76M2.04M
Other Income/Expense-2.26M3.86M-31.55M-25.29M-4.37M14.43M-12.76M1.76M329.41K1.08M
Pretax Income-61.45M-60.12M-97.56M-98.6M-206.16M-207.13M-221.64M-287.66M-231.67M-216.64M
Pretax Margin %-30.24%-31.83%-58.25%-52.9%-101.41%-123.57%-113.41%-141.21%-131.33%-165.39%
Income Tax1.1M1.41M1.55M661K6.98M442K3.66M729.55K1.21M16.13M
Effective Tax Rate %-1.79%-2.35%-1.58%-0.67%-3.39%-0.21%-1.65%-0.25%-0.52%-7.44%
Net Income-62.55M-61.53M-99.09M-104.16M-238.23M-226.87M-225.26M-287.91M-232.46M-227.44M
Net Margin %-30.79%-32.58%-59.16%-55.88%-117.18%-135.34%-115.26%-141.34%-131.78%-173.64%
Net Income Growth %16.76%37.9%4.87%56.28%-5.01%-0.71%21.76%-23.85%-2.21%-
Net Income (Continuing)-62.55M-61.53M-99.11M-99.26M-213.14M-207.57M-225.31M-288.39M-232.89M-232.76M
Discontinued Operations000-4.92M-25.13M-19.34M0000
Minority Interest-527K-539K-506K-511K-469K-454K-447K-559K-159.92K-22.2M
EPS (Diluted)-1.01-1.02-1.62-1.03-2.37-2.34-3.02-4.10-3.04-2.98
EPS Growth %-7.29%37.04%-57.28%56.54%-1.28%22.52%26.34%-34.87%-2.01%-
EPS (Basic)--1.02-1.62-1.03-2.37-2.34-3.02-4.10-3.04-2.98
Diluted Shares Outstanding61.93M61.23M61.23M100.89M100.17M96.92M80.35M70.33M76.51M76.38M
Basic Shares Outstanding61.93M61.23M61.23M100.89M100.17M96.92M80.35M70.33M76.51M76.38M
Dividend Payout Ratio----------

Key Metrics

Growth RegimeAccelerating
ProfitabilityNegative
Balance SheetStrained
Cash FlowBurning
Top Statement Risk

Currency devaluation and liquidity

Revenue Growth Rebounds Amid Volatility

According to the latest quarterly filings, Jumia achieved a 39.4% year-over-year revenue growth in 2026Q1, marking a significant recovery from the contraction observed in early 2025, though investors should remain cautious regarding the sustainability of this expansion given the company's historical sensitivity to regional macroeconomic instability.

The recent acceleration in top-line performance suggests that the company's pivot toward core marketplace activities may be gaining traction. However, given the historical volatility in revenue growth, it remains unclear whether this trend reflects genuine market share gains or merely the impact of currency translation and pricing adjustments in key markets.

Structural Margin Volatility Remains Persistent

As reported in financial statements, Jumia's gross margin fluctuated between 52.1% and 63.8% over the last ten quarters, reflecting the inherent difficulty in maintaining consistent pricing power within fragmented and underdeveloped retail environments where logistics costs are highly susceptible to external fuel and infrastructure price shocks.

While the gross margin profile appears relatively high for an e-commerce platform, the lack of stability suggests that the company struggles to pass through inflationary costs to its consumer base. This inconsistency warrants further investigation into whether the current margin levels are sufficient to cover the substantial fixed-cost base required for operations.

Operating Leverage Remains Elusive Target

Based on reported figures, Jumia continues to struggle with operating leverage, as evidenced by an operating margin of -27.4% in 2026Q1, which indicates that the company has yet to achieve the necessary scale to decouple its overhead expenses from its gross profit generation capabilities.

The persistent gap between gross profit and operating income suggests that the company's fulfillment and G&A expenses remain disproportionately high relative to its current transaction volume. Investors should monitor whether the recent workforce reductions and operational consolidations can effectively lower this cost floor in future periods.

Expense Discipline Under Strategic Review

Data from recent income statements indicates that SG&A expenses have been volatile, with a notable spike to $51.5M in 2024Q4, followed by a subsequent reduction to $23.0M in 2026Q1, suggesting that management is actively attempting to rationalize its cost structure to preserve liquidity.

The reduction in SG&A appears to be a direct consequence of the company's exit from non-core segments like food delivery and broader corporate restructuring. While this discipline is necessary for survival, it remains to be seen if these cuts will impair the company's ability to support its core logistics network.

Sustainability of Current Business Model

As highlighted by the persistent net losses and negative operating margins, the core business model faces significant skepticism, with short-term liquidity concerns potentially overshadowing the long-term potential of the proprietary logistics network in the absence of a clear path to consistent, positive cash flow generation.

The reliance on cash-on-delivery and the high cost of last-mile fulfillment in underdeveloped markets create a structural hurdle that may be difficult to overcome through cost-cutting alone. Investors should consider whether the current valuation adequately accounts for the risk of further capital raises or potential liquidity constraints.

JMIA — Frequently Asked Questions

Quick answers to the most common questions about buying JMIA stock.

What was Jumia Technologies AG's (JMIA) revenue in 2025?

For fiscal year 2025, Jumia Technologies AG (JMIA) reported total revenue of $188.9M. This represents a 44.2% increase compared to $131.0M in 2017.

Is Jumia Technologies AG (JMIA) profitable?

Jumia Technologies AG (JMIA) reported a net loss of $61.5M for the fiscal year ending 2025.

What is Jumia Technologies AG's operating profit margin?

Jumia Technologies AG (JMIA) reported an operating income of $-64.0M, resulting in an operating profit margin of -33.9%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Jumia Technologies AG's gross profit and gross margin?

Jumia Technologies AG (JMIA) generated $99.7M in gross profit for the year, representing a gross profit margin of 52.8%. This demonstrates the company's core pricing power and production efficiency.