Jackson Financial Inc. (JXN-PA) Financial Ratios
8 years of historical data (2018–2025) · Financial Services · Insurance - Life
EV/EBITDA
↓
N/A
—
5yr avg: 2.78
30Y Low2.3·High3.2
P/FCF
↓
0.32
-10% vs avg
5yr avg: 0.35
30Y Low0.3·High0.4
P/B Ratio
↓
0.18
-8% vs avg
5yr avg: 0.19
30Y Low0.2·High0.2
ROE
↓
0.3%
↑-99% vs avg
5yr avg: 22.4%
30Y Low-19%·High60%
Debt/EBITDA
↑
N/A
—
5yr avg: 2.29
30Y Low0.1·High3.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
JXN-PA Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Jackson Financial Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 0.3x P/FCF, 10% below the 5-year average of 0.4x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.8B | $1.8B | $2.0B | $2.1B | — | — | — | — | — |
| Enterprise Value | $740M | $736M | $2.6B | $3.4B | — | — | — | — | — |
| P/E Ratio → | -109.00 | — | 2.24 | 2.35 | — | — | — | — | — |
| P/S Ratio | 0.27 | 0.27 | 0.65 | 0.67 | — | — | — | — | — |
| P/B Ratio | 0.18 | 0.18 | 0.20 | 0.20 | — | — | — | — | — |
| P/FCF | 0.32 | 0.32 | 0.35 | 0.40 | — | — | — | — | — |
| P/OCF | 0.32 | 0.32 | 0.35 | 0.40 | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
JXN-PA EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.11 | 0.85 | 1.09 | — | — | — | — | — |
| EV / EBITDA | — | — | 2.33 | 3.23 | — | — | — | — | — |
| EV / EBIT | — | — | 2.33 | 3.23 | — | — | — | — | — |
| EV / FCF | — | 0.13 | 0.45 | 0.65 | — | — | — | — | — |
JXN-PA Profitability
Margins and return-on-capital ratios measuring operating efficiency
Jackson Financial Inc. earns an operating margin of -1.7%, below the Financial Services sector average of 21.6%. Operating margins have compressed from 30.3% to -1.7% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 0.3% is modest, trailing the sector median of 9.4%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 85.5% | 85.5% | 77.3% | 77.9% | 91.6% | 90.7% | -25.8% | 8.4% | 100.0% |
| Operating Margin | -1.7% | -1.7% | 33.1% | 30.3% | 79.6% | 79.0% | -53.7% | -23.2% | 16.5% |
| Net Profit Margin | 0.4% | 0.4% | 30.6% | 29.5% | 63.6% | 62.1% | -35.2% | -14.2% | 14.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | 0.3% | 0.3% | 9.3% | 9.5% | 60.5% | 32.5% | -19.0% | -6.5% | 25.3% |
| ROA | 0.0% | 0.0% | 0.3% | 0.3% | 1.8% | 0.9% | -0.5% | -0.2% | 0.8% |
| ROIC | -0.9% | -0.9% | 6.9% | 6.8% | 52.8% | 31.4% | -22.9% | -9.9% | 40.1% |
| ROCE | -0.0% | -0.0% | 0.3% | 0.3% | 2.2% | 1.2% | -0.8% | -0.3% | 0.9% |
JXN-PA Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $5.7B exceeds total debt of $4.6B, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.45 | 0.45 | 0.44 | 0.39 | 0.47 | 0.37 | 0.03 | 0.37 | 0.04 |
| Debt / EBITDA | — | — | 3.90 | 3.77 | 0.56 | 0.93 | — | — | 0.15 |
| Net Debt / Equity | — | -0.11 | 0.06 | 0.13 | 0.01 | 0.13 | -0.17 | 0.10 | -0.46 |
| Net Debt / EBITDA | — | — | 0.54 | 1.25 | 0.01 | 0.33 | — | — | -1.60 |
| Debt / FCF | — | -0.19 | 0.11 | 0.25 | 0.01 | 0.25 | -0.45 | 0.17 | -0.62 |
| Interest Coverage | -0.14 | -0.14 | 11.12 | 9.79 | 69.31 | 118.43 | -27.31 | -7.19 | 28.76 |
Net cash position: cash ($5.7B) exceeds total debt ($4.6B)
JXN-PA Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Jackson Financial Inc.'s current ratio of 4.52x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 3.94x to 4.52x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 4.52 | 4.52 | 3.94 | — | — | — | — | — | 32.77 |
| Quick Ratio | 4.52 | 4.52 | 3.94 | — | — | — | — | — | 32.77 |
| Cash Ratio | 3.28 | 3.28 | 2.63 | — | — | — | — | — | 32.77 |
| Asset Turnover | — | 0.02 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.01 | 0.05 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — |
JXN-PA Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Jackson Financial Inc. returns 48.6% to shareholders annually — split between a 12.1% dividend yield and 36.4% buyback yield. The payout ratio exceeds 100% at 825.9%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 12.1% | 12.2% | 10.5% | 9.5% | — | — | — | — | — |
| Payout Ratio | 825.9% | 825.9% | 22.3% | 21.5% | 3.0% | 1.5% | — | — | 22.7% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 44.7% | 42.6% | — | — | — | — | — |
| FCF Yield | 100.0% | 314.3% | 288.3% | 251.7% | — | — | — | — | — |
| Buyback Yield | 36.4% | 36.5% | 22.0% | 14.5% | — | — | — | — | — |
| Total Shareholder Yield | 48.6% | 48.7% | 32.5% | 24.0% | — | — | — | — | — |
| Shares Outstanding | — | $70M | $77M | $84M | $89M | $89M | $94M | $94M | $94M |
Peer Comparison
Compare JXN-PA with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 JXN-PAYou | $2B | -109.0 | — | 0.3 | 85.5% | -1.7% | 0.3% | -0.9% | — |
 EQH | $12B | -8.9 | — | 17.8 | 79.1% | -10.2% | -51.5% | — | — |
 LNC | $7B | 6.2 | 2.4 | — | 57.3% | 7.3% | 12.3% | 12.0% | 4.1 |
 PRU | $35B | 9.7 | 7.7 | 5.5 | 42.0% | 7.9% | 10.9% | 10.0% | 4.7 |
 MET | $51B | 16.4 | 8.7 | 2.8 | 36.4% | 6.0% | 11.9% | 13.1% | 3.5 |
 PFG | $22B | 19.1 | 12.9 | 4.9 | 45.2% | 9.1% | 9.9% | 9.0% | 2.5 |
 AFL | $59B | 16.6 | 11.0 | 22.9 | 38.9% | 26.6% | 13.1% | 11.8% | 1.5 |
 UNM | $13B | 18.8 | 15.8 | 23.4 | 38.2% | 7.2% | 6.7% | 4.7% | 3.7 |
 CNO | $4B | 19.5 | 14.1 | 6.4 | 44.8% | 6.5% | 8.9% | 4.0% | 7.7 |
 FG | $4B | 14.4 | 4.5 | 0.8 | 30.8% | 5.6% | 5.9% | 5.0% | 2.3 |
 GNW | $4B | 16.9 | 5.7 | 10.8 | 24.3% | 6.8% | 2.3% | 3.6% | 2.9 |
| Financial Services Median | — | 13.1 | 11.5 | 10.6 | 63.6% | 21.6% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 8 years · Updated daily
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Start ComparisonJXN-PA — Frequently Asked Questions
Quick answers to the most common questions about buying JXN-PA stock.
What is Jackson Financial Inc.'s P/E ratio?
Jackson Financial Inc.'s current P/E ratio is -109.0x. The historical average is 2.3x.
What is Jackson Financial Inc.'s ROE?
Jackson Financial Inc.'s return on equity (ROE) is 0.3%. The historical average is 14.0%.
Is JXN-PA stock overvalued?
Based on historical data, Jackson Financial Inc. is trading at a P/E of -109.0x. Compare with industry peers and growth rates for a complete picture.
What is Jackson Financial Inc.'s dividend yield?
Jackson Financial Inc.'s current dividend yield is 12.13% with a payout ratio of 825.9%.
What are Jackson Financial Inc.'s profit margins?
Jackson Financial Inc. has 85.5% gross margin and -1.7% operating margin.