Kearny Financial Corp. (KRNY) quarterly income statement — complete revenue, gross profit & net income history
Kearny Financial Corp. (KRNY) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 |
|---|
| Net Interest Income | 40.08M | 40.37M | 39.24M | 37.97M | 37.7M | 35.84M | 34.04M | 32.61M | 32.45M | 33.28M | 34.32M | 35.84M | 39.16M | 40.18M | 42.37M | 44.78M | 48.53M | 50.6M | 47.73M | 48.69M |
| NII Growth % | 6.3% | 12.64% | 15.26% | 16.43% | 16.21% | 7.71% | -0.81% | -9% | -17.14% | -17.18% | -19% | -19.97% | -19.31% | -20.59% | -11.22% | -8.02% | -2.14% | 5.06% | -1.56% | 6.09% |
| Net Interest Margin % | 0.52% | 0.53% | 0.52% | 0.5% | 0.49% | 0.46% | 0.44% | 0.42% | 0.42% | 0.43% | 0.44% | 0.45% | 0.49% | 0.5% | 0.51% | 0.54% | 0.62% | 0.66% | 0.65% | 0.68% |
| Interest Income | 84.23M | 81.98M | 79.17M | 80.65M | 82.51M | 80.41M | 79.33M | 81.48M | 83.25M | 82.99M | 82.08M | 82.63M | 81.17M | 79.69M | 77.17M | 72.44M | 64.42M | 58.55M | 54.6M | 55.91M |
| Interest Expense | 44.15M | 41.61M | 39.93M | 42.68M | 44.8M | 44.56M | 45.29M | 48.87M | 50.81M | 49.71M | 47.77M | 46.79M | 42.01M | 39.51M | 34.8M | 27.66M | 15.89M | 7.95M | 6.87M | 7.22M |
| Loan Loss Provision | 830K | 822K | 391K | 567K | -82K | 1.78M | 366K | 107K | 108K | 3.53M | 349K | 2.1M | 245K | -306K | 451K | 1.67M | 670K | 4.22M | -3.92M | -2.42M |
| Non-Interest Income | 5.2M | 5.31M | 6.09M | 5.57M | 5.85M | 4.99M | 4.56M | 4.87M | 4.63M | 5.81M | 4.2M | -16.01M | 4.01M | 3.67M | 1.65M | -8.48M | 5.92M | 2.81M | 3.19M | 4.13M |
| Non-Interest Income % | 11.49% | 11.63% | 13.44% | 12.8% | 13.43% | 12.22% | 11.82% | 13% | 12.48% | 14.86% | 10.91% | -80.76% | 9.29% | 8.36% | 3.74% | -23.35% | 10.87% | 5.26% | 6.27% | 7.82% |
| Total Net Revenue | 45.28M | 45.69M | 45.33M | 43.54M | 43.55M | 40.83M | 38.6M | 37.48M | 37.07M | 39.08M | 38.52M | 19.83M | 43.17M | 43.85M | 44.02M | 36.3M | 54.45M | 53.41M | 50.92M | 52.82M |
| Revenue Growth % | 3.98% | 11.88% | 17.42% | 16.15% | 17.48% | 4.48% | 0.21% | 89.06% | -14.13% | -10.87% | -12.48% | -45.39% | -20.71% | -17.91% | -13.55% | -31.27% | 1.98% | 1.61% | -4.1% | 2.15% |
| Non-Interest Expense | 31.79M | 33.85M | 32.3M | 31.19M | 31.67M | 30.89M | 30.39M | 29.56M | 29.79M | 126.55M | 29.06M | 29.77M | 29.77M | 28.76M | 30.35M | 32.65M | 31.99M | 33.61M | 30.62M | 29.67M |
| Efficiency Ratio | 70.2% | 74.1% | 71.25% | 71.64% | 72.71% | 75.66% | 78.72% | 78.86% | 80.35% | 323.81% | 75.43% | 150.13% | 68.97% | 65.6% | 68.96% | 89.93% | 58.75% | 62.93% | 60.14% | 56.17% |
| Operating Income | 12.67M | 11.01M | 12.64M | 11.78M | 11.97M | 8.16M | 7.85M | 7.82M | 7.18M | -91M | 9.11M | -12.04M | 13.15M | 15.39M | 13.21M | 1.98M | 21.79M | 15.57M | 24.21M | 25.57M |
| Operating Margin % | 27.97% | 24.11% | 27.88% | 27.06% | 27.48% | 19.97% | 20.33% | 20.85% | 19.36% | -232.83% | 23.66% | -60.75% | 30.46% | 35.1% | 30.02% | 5.46% | 40.02% | 29.16% | 47.56% | 48.41% |
| Operating Income Growth % | 5.84% | 35.03% | 61.06% | 50.72% | 66.72% | 108.96% | -13.89% | 164.9% | -45.42% | -691.23% | -31.03% | -707.11% | -39.65% | -1.18% | -45.43% | -92.24% | -19.26% | -38.96% | 9.3% | 13.33% |
| Pretax Income | 12.67M | 11.01M | 12.64M | 11.78M | 11.97M | 8.16M | 7.85M | 7.82M | 7.18M | -91M | 9.11M | -12.04M | 13.15M | 15.39M | 13.21M | 1.98M | 21.79M | 15.57M | 24.21M | 25.57M |
| Pretax Margin % | 27.97% | 24.11% | 27.88% | 27.06% | 27.48% | 19.97% | 20.33% | 20.85% | 19.36% | -232.83% | 23.66% | -60.75% | 30.46% | 35.1% | 30.02% | 5.46% | 40.02% | 29.16% | 47.56% | 48.41% |
| Income Tax | 2.62M | 3.84M | 2.5M | 2.33M | 2.46M | 1.39M | 1.2M | 1.25M | 1.09M | -917K | 1.72M | 1.78M | 3.31M | 3.38M | 2.9M | 33K | 5.25M | 4.21M | 6.52M | 6.8M |
| Effective Tax Rate % | 20.7% | 34.88% | 19.8% | 19.8% | 20.56% | 17.01% | 15.29% | 16% | 15.13% | 1.01% | 18.84% | -14.79% | 25.16% | 21.95% | 21.96% | 1.66% | 24.12% | 27% | 26.93% | 26.6% |
| Net Income | 10.04M | 7.17M | 10.14M | 9.45M | 9.51M | 6.77M | 6.65M | 6.57M | 6.09M | -90.08M | 7.4M | -13.83M | 9.84M | 12.01M | 10.31M | 1.95M | 16.54M | 11.37M | 17.69M | 18.77M |
| Net Margin % | 22.18% | 15.7% | 22.36% | 21.7% | 21.83% | 16.58% | 17.22% | 17.52% | 16.43% | -230.49% | 19.2% | -69.74% | 22.8% | 27.4% | 23.43% | 5.37% | 30.37% | 21.29% | 34.75% | 35.53% |
| Net Income Growth % | 5.66% | 5.95% | 52.48% | 43.91% | 56.04% | 107.51% | -10.13% | 147.49% | -38.1% | -849.85% | -28.27% | -808.71% | -40.48% | 5.66% | -41.72% | -89.61% | -16.13% | -38.48% | 7.73% | 10.74% |
| Net Income (Continuing) | 10.04M | 7.17M | 10.14M | 9.45M | 9.51M | 6.77M | 6.65M | 6.57M | 6.09M | -90.08M | 7.4M | -13.83M | 9.84M | 12.01M | 10.31M | 1.95M | 16.54M | 11.37M | 17.69M | 18.77M |
| EPS (Diluted) | 0.16 | 0.11 | 0.16 | 0.15 | 0.15 | 0.11 | 0.11 | 0.10 | 0.10 | -1.45 | 0.12 | -0.14 | 0.16 | 0.19 | 0.16 | 0.03 | 0.25 | 0.17 | 0.25 | 0.26 |
| EPS Growth % | 6.67% | 0% | 45.45% | 50% | 53.69% | 107.59% | -8.33% | 171.43% | -39% | -863.16% | -25% | -566.67% | -36% | 11.76% | -36% | -88.46% | -3.85% | -29.17% | 25% | 30% |
| EPS (Basic) | 0.16 | 0.12 | 0.16 | 0.15 | 0.15 | 0.11 | 0.11 | 0.11 | 0.10 | -1.45 | 0.12 | -0.14 | 0.16 | 0.19 | 0.16 | 0.03 | 0.25 | 0.17 | 0.25 | 0.26 |
| Diluted Shares Outstanding | 63.56M | 63.22M | 63.25M | 63.06M | 62.95M | 62.76M | 62.71M | 62.63M | 62.42M | 62.25M | 62.21M | 62.3M | 63.06M | 63.67M | 64.78M | 65.04M | 65.76M | 67.28M | 69.82M | 72.04M |