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LADRLadder Capital Corp
$9.07$1.2B
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  1. Home
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  3. LADR
  4. Financial Ratios

Ladder Capital Corp (LADR) Financial Ratios

Latest Ratios: P/E Ratio 17.8x · EV/EBITDA 16.7x · ROE 4.3%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LADR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.2B$1.4B$1.4B$1.4B$1.3B$1.5B$1.1B$1.9B$1.5B$1.5B$1.5B
Enterprise Value$4.6B$4.9B$3.2B$4.2B$4.9B$5.2B$4.1B$6.7B$5.2B$5.3B$4.3B
P/E Ratio →17.8221.5513.0114.218.8826.64—15.698.4112.0612.94
P/S Ratio2.943.542.752.742.324.173.073.822.523.273.75
P/B Ratio0.770.940.920.940.820.990.711.170.921.000.98
P/FCF13.2515.9410.517.9611.8418.739.8210.487.54124.764.36
P/OCF13.2515.9410.517.9611.8418.739.8210.487.54124.764.36

P/E links to full P/E history page with 30-year chart

LADR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—12.396.338.059.0114.4211.3213.398.7111.6610.82
EV / EBITDA16.7217.568.8411.4212.3118.5217.9837.6511.1429.8526.96
EV / EBIT19.0120.079.7412.0813.3921.4519.4719.5412.3819.0417.72
EV / FCF—55.8424.1723.4045.9264.7836.2236.6926.10444.3112.61

LADR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin71.8%71.8%77.2%79.1%78.9%68.9%66.9%78.3%80.8%74.3%71.5%
Operating Margin62.0%62.0%65.0%64.4%66.9%66.8%51.4%27.6%71.5%30.4%30.2%
Net Profit Margin16.4%16.4%21.2%19.3%26.2%15.8%-4.0%24.4%30.0%20.9%16.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE4.3%4.3%7.1%6.6%9.3%3.7%-0.9%7.5%11.5%6.4%4.4%
ROA1.3%1.3%2.1%1.8%2.4%1.0%-0.2%1.9%2.9%1.6%1.2%
ROIC4.4%4.4%6.5%5.3%5.3%3.7%2.5%1.8%6.0%2.2%2.1%
ROCE5.5%5.5%6.8%6.5%6.8%4.6%3.1%2.1%7.0%2.4%2.4%

LADR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity2.372.372.062.482.772.792.722.972.312.631.88
Debt / EBITDA12.6912.698.6110.2810.6615.1318.6727.238.0721.8917.91
Net Debt / Equity—2.341.191.822.372.431.912.932.262.571.85
Net Debt / EBITDA12.5512.555.007.539.1313.1713.1126.907.9221.4617.63
Debt / FCF—39.9013.6615.4434.0846.0526.4026.2118.56319.548.25
Interest Coverage1.381.381.501.431.871.320.921.682.181.911.99

LADR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.350.35—2.20—1.844.918075.2721.531912.500.99
Quick Ratio0.350.35—2.20—1.844.918078.385167.831975.931.19
Cash Ratio0.320.327.612.151.051.671.697979.711136.0584513.6484.49
Asset Turnover—0.080.110.100.090.060.060.080.100.080.07
Inventory Turnover———————————
Days Sales Outstanding———————————

LADR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield10.2%8.5%8.4%8.1%8.5%6.7%10.8%7.5%8.1%6.7%4.5%
Payout Ratio182.9%182.9%108.7%115.1%75.2%177.9%—117.8%68.2%105.0%100.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.6%4.6%7.7%7.0%11.3%3.8%—6.4%11.9%8.3%7.7%
FCF Yield7.5%6.3%9.5%12.6%8.4%5.3%10.2%9.5%13.3%0.8%22.9%
Buyback Yield1.0%0.8%0.5%0.2%0.6%0.6%0.3%0.0%0.0%0.2%0.3%
Total Shareholder Yield11.3%9.3%8.8%8.3%9.1%7.3%11.1%7.6%8.1%6.9%4.9%
Shares Outstanding—$126M$126M$125M$126M$125M$112M$106M$98M$110M$108M

Key Metrics

Growth RegimeContracting
ProfitabilityStable
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Revenue contraction and EPS miss

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

P/FFO Discount Reflects Caution

LADR trades at 11.4x forward FFO, a discount to peers like BXMT at 22.7x, despite a 9.7% dividend yield, according to recent market data.

The P/FFO multiple of 11.4x is below the peer average, suggesting the market is pricing in continued earnings contraction. The implied cap rate, derived from NOI and enterprise value, appears attractive relative to private market transactions, but the recent revenue decline warrants a discount. Investors should monitor whether the low multiple is justified by deteriorating fundamentals or presents a value opportunity.

NOI Margin Volatility Raises Flags

NOI margin collapsed to 28.9% in Q2 2026 from 70.7% in Q1, as reported in financial statements, signaling a sharp shift in revenue mix or cost structure.

The dramatic drop in NOI margin suggests a significant increase in property-level operating expenses or a shift toward lower-margin lending activities. While FFO per share recovered to $0.19, it remains below the $0.31 seen in Q4 2024, indicating that profitability is not yet back to prior levels. This volatility complicates the assessment of organic growth versus acquisition-driven expansion.

Payout Ratio Stretched Thin

FFO payout ratio hit 120.3% in Q2 2026, exceeding 100%, based on LADR's reported figures, indicating the dividend is not fully covered by FFO.

With FFO per share of $0.19 and a dividend of $0.23, the payout ratio exceeds 100%, suggesting the company is dipping into cash reserves or external sources to fund distributions. AFFO coverage is similarly thin at 1.2x, leaving little retained cash for growth or deleveraging. Investors should monitor whether this is a temporary shortfall or a trend that could force a dividend cut.

Leverage Creeps Higher

Debt-to-equity rose to 2.81 in Q2 2026 from 2.22 a year earlier, as disclosed in SEC filings, while interest coverage turned negative at -0.34x.

The increase in leverage, combined with negative interest coverage, suggests that earnings are insufficient to cover interest expenses, a concerning development for a mortgage REIT. The company's cash reserves have dwindled to $37.6M from $1.2B a year ago, raising liquidity concerns. However, the reported debt-to-equity of 2.37% in the snapshot appears anomalous and warrants verification against the 10-Q.

Real Estate Portfolio Shrinks Sharply

PP&E net fell to $12.1M in Q2 2026 from $665.1M a year earlier, as reported in financial statements, indicating a dramatic reduction in owned real estate.

The near-total disappearance of physical real estate assets suggests either significant asset sales or a reclassification, which could reduce the company's recovery optionality in a downturn. Occupancy data is not provided, but the revenue decline of 23% implies weaker demand or a strategic pivot. G&A efficiency appears stable, but the shrinking portfolio may limit future income diversification.

P/E Misleads for Mortgage REIT

Standard P/E of 18.75 is distorted by depreciation and non-cash charges, as per SEC filings, obscuring LADR's true earnings power.

For mortgage REITs, P/E is misleading because GAAP earnings include significant depreciation and amortization from real estate holdings, which do not affect cash flow. Investors should use P/FFO or P/AFFO instead, which adjust for these non-cash items. The current P/FFO of 11.4x provides a clearer picture of valuation relative to cash-generating ability.

Download Financial Ratios Data

Includes 30+ ratios · 15 years · Updated daily

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LADR — Frequently Asked Questions

Quick answers to the most common questions about buying LADR stock.

What is Ladder Capital Corp's P/E ratio?

Ladder Capital Corp's current P/E ratio is 17.8x. The historical average is 15.8x. This places it at the 73th percentile of its historical range.

What is Ladder Capital Corp's EV/EBITDA?

Ladder Capital Corp's current EV/EBITDA is 16.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 20.2x.

What is Ladder Capital Corp's ROE?

Ladder Capital Corp's return on equity (ROE) is 4.3%. The historical average is 7.1%.

Is LADR stock overvalued?

Based on historical data, Ladder Capital Corp is trading at a P/E of 17.8x. This is at the 73th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Ladder Capital Corp's dividend yield?

Ladder Capital Corp's current dividend yield is 10.24% with a payout ratio of 182.9%.

What are Ladder Capital Corp's profit margins?

Ladder Capital Corp has 71.8% gross margin and 62.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Ladder Capital Corp have?

Ladder Capital Corp's Debt/EBITDA ratio is 12.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.