Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.48 | 8.71 | 8.82 | 7.47 | 8.50 | 7.85 | 8.81 | 8.41 | 10.53 | 7.07 | 8.79 | 9.56 | 10.24 | 8.26 | 8.52 | 8.08 | 24.44 | 12.84 | 10.33 | 10.53 | 11.47 |
| — | +10.9% | +0.1% | -11.2% | -19.3% | +11.0% | +0.2% | -12.1% | +2.8% | -14.4% | +3.2% | +18.4% | -58.1% | -35.7% | -17.5% | -23.3% | +113.0% | +68.6% | +59.9% | +80.1% | +136.8% | |
| P/S Ratio | 3.41 | 2.49 | 749.45 | 2.03 | 2.15 | 2.14 | 2.23 | 2.40 | 2.20 | 1.75 | 1.79 | 1.87 | 2.06 | 1.66 | 1.94 | 1.87 | 2.01 | 2.46 | 2.50 | 2.70 | 2.62 |
| — | +16.1% | +33499.6% | -15.7% | -2.5% | +22.4% | +24.7% | +28.8% | +6.8% | +5.1% | -7.7% | -0.1% | +2.5% | -32.3% | -22.3% | -31.0% | -23.2% | +7.6% | +20.0% | +40.3% | +63.9% | |
| P/B Ratio | 1.21 | 1.19 | 1.13 | 0.94 | 1.00 | 1.00 | 1.04 | 1.11 | 1.02 | 0.79 | 0.82 | 0.83 | 0.85 | 0.87 | 0.97 | 0.92 | 1.06 | 1.21 | 1.08 | 1.07 | 1.06 |
| — | +19.6% | +8.7% | -15.2% | -2.1% | +25.8% | +27.0% | +33.3% | +19.4% | -8.4% | -15.4% | -9.1% | -19.5% | -28.3% | -10.3% | -14.3% | +0.1% | +18.9% | +11.3% | +9.1% | +23.9% | |
| P/FCF | 9.20 | — | 13.39 | 5.68 | 15.17 | 3.72 | 109.06 | 4.97 | — | 3.55 | 6.99 | 17.09 | 35.73 | 4.01 | 16.81 | 8.35 | 2.94 | 3.65 | 10.94 | 15.04 | 8.05 |
| — | — | -87.7% | +14.2% | — | +4.9% | +1459.4% | -70.9% | — | -11.4% | -58.4% | +104.6% | +1115.3% | +9.8% | +53.6% | -44.5% | -63.5% | +16.6% | +155.9% | +227.2% | +145.8% | |
| EV / EBITDA | 14.34 | 11.64 | — | 7.69 | 6.69 | 9.13 | 13.07 | 8.33 | 17.02 | 9.67 | 14.23 | 12.19 | 13.30 | 10.49 | 10.60 | 8.50 | 25.30 | 12.64 | 6.75 | 2.69 | -0.84 |
| — | +27.5% | — | -7.7% | -60.7% | -5.6% | -8.2% | -31.6% | +28.0% | -7.8% | +34.2% | +43.5% | -47.4% | -17.0% | +57.0% | +216.0% | +3103.8% | +553.8% | +688.1% | +88.2% | -154.2% | |
| EV / EBIT | 8.94 | 11.64 | — | 8.36 | 7.31 | 9.98 | 14.42 | 9.15 | 21.19 | 10.87 | 16.54 | 14.86 | 17.35 | 12.83 | 12.64 | 10.11 | 51.73 | 15.10 | 7.89 | 3.10 | -0.97 |
| — | +16.6% | — | -8.6% | -65.5% | -8.2% | -12.8% | -38.4% | +22.1% | -15.3% | +30.8% | +47.0% | -66.4% | -15.0% | +60.3% | +225.7% | +5435.8% | +602.5% | +733.3% | +97.2% | -156.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 96.7% | 98.9% | -890.5% | 97.0% | 97.3% | 95.3% | 94.2% | 100.0% | 90.5% | 96.8% | 100.0% | 97.9% | 99.6% | 100.0% | 98.3% | 99.7% | 100.0% | 96.1% | 100.0% | 104.1% | 100.0% |
| — | +3.8% | -1045.1% | -3.0% | +7.6% | -1.6% | -5.8% | +2.2% | -9.2% | -3.2% | +1.7% | -1.8% | -0.4% | +4.0% | -1.7% | -4.3% | 0.0% | -3.9% | 0.0% | +7.4% | +4.3% | |
| Operating Margin | 32.6% | 35.3% | -10030.2% | 33.6% | 31.7% | 33.4% | 30.9% | 34.7% | 15.2% | 30.3% | 24.5% | 23.3% | 19.2% | 24.9% | 27.7% | 28.0% | 5.1% | 23.3% | 28.9% | 31.7% | 30.5% |
| — | +5.7% | -32563.0% | -3.0% | +108.8% | +10.3% | +26.1% | +48.9% | -21.0% | +21.7% | -11.6% | -16.9% | +279.1% | +6.8% | -4.2% | -11.5% | -83.3% | -37.7% | -28.6% | -23.3% | -23.4% | |
| Net Margin | 26.6% | 28.4% | 8558.7% | 27.0% | 25.4% | 27.1% | 25.4% | 28.5% | 20.8% | 24.8% | 20.5% | 19.6% | 20.1% | 20.2% | 22.9% | 23.2% | 8.2% | 19.3% | 23.9% | 25.7% | 22.9% |
| — | +4.8% | +33538.3% | -5.5% | +21.9% | +9.5% | +24.1% | +45.3% | +3.6% | +23.0% | -10.6% | -15.5% | +143.6% | +4.7% | -4.0% | -9.4% | -64.0% | -35.7% | -25.9% | -22.0% | -30.6% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.6% | 3.3% | 3.3% | 3.1% | 3.0% | 3.2% | 3.0% | 3.4% | 2.4% | 2.9% | 2.4% | 2.2% | 2.2% | 2.5% | 2.9% | 2.9% | 1.1% | 2.2% | 2.5% | 2.4% | 2.3% |
| — | +3.2% | +8.5% | -6.7% | +26.0% | +10.5% | +28.1% | +53.9% | +6.6% | +15.7% | -17.4% | -25.2% | +99.7% | +13.0% | +13.6% | +21.2% | -51.9% | -33.5% | -34.1% | -42.6% | -48.5% | |
| ROA | 1.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | +12.4% | +22.1% | +5.8% | +40.6% | +20.9% | +42.1% | +67.2% | +23.6% | +35.3% | -11.9% | -19.6% | +99.5% | -1.5% | -5.9% | -6.6% | -65.2% | -47.6% | -41.4% | -46.0% | -49.2% | |
| ROIC | 8.3% | 1.7% | -1.8% | 2.1% | 1.9% | 1.5% | 1.5% | 1.9% | 0.7% | 1.3% | 1.0% | 1.1% | 0.8% | 1.1% | 1.4% | 1.6% | 0.3% | 1.2% | 1.9% | 1.8% | 1.9% |
| — | +13.9% | -223.6% | +9.8% | +160.2% | +16.4% | +42.8% | +81.6% | -12.1% | +13.4% | -25.7% | -32.5% | +198.3% | -7.9% | -25.8% | -12.0% | -85.0% | -52.5% | -38.4% | -45.3% | -39.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.21 | 0.97 | 0.64 | 0.56 | 0.21 | 0.73 | 1.23 | 0.54 | 0.65 | 0.88 | 1.26 | 0.89 | 0.78 | 1.07 | 1.02 | 0.75 | 0.61 | 1.07 | 0.24 | 0.23 | 0.27 |
| — | +33.6% | -48.1% | +4.7% | -67.7% | -17.3% | -2.4% | -39.4% | -16.7% | -17.3% | +23.2% | +18.3% | +27.4% | -0.4% | +330.8% | +223.0% | +127.9% | +420.0% | +20.1% | +15.3% | +21.5% | |
| Debt / EBITDA | 1.33 | 23.01 | — | 13.24 | 5.21 | 17.14 | 30.93 | 12.22 | 29.66 | 22.85 | 38.67 | 27.87 | 30.02 | 26.90 | 24.79 | 18.31 | 44.76 | 31.28 | 6.50 | 6.42 | 7.57 |
| — | +34.2% | — | +8.3% | -82.4% | -25.0% | -20.0% | -56.2% | -1.2% | -15.1% | +56.0% | +52.2% | -32.9% | -14.0% | +281.6% | +185.3% | +491.1% | +603.0% | +71.7% | +84.5% | +100.8% | |
| Current Ratio | 1.01 | 334.46 | 229.57 | 165.23 | 1.01 | 0.05 | 0.05 | 0.04 | 0.04 | 0.34 | 0.36 | 0.37 | 0.39 | 0.39 | 0.41 | 0.42 | 0.41 | 0.49 | 0.47 | 0.51 | 0.50 |
| — | +742730.5% | +499001.3% | +405563.0% | +2168.7% | -86.7% | -87.1% | -89.1% | -88.5% | -12.4% | -13.7% | -10.3% | -6.6% | -21.2% | -12.6% | -19.1% | -17.9% | +6.1% | +6.3% | +27.2% | +32.4% | |
| Quick Ratio | 1.01 | 334.46 | 229.57 | 165.23 | 1.01 | 0.05 | 0.05 | 0.04 | 0.04 | 0.34 | 0.36 | 0.37 | 0.39 | 0.39 | 0.41 | 0.42 | 0.41 | 0.49 | 0.47 | 0.51 | 0.50 |
| — | +742730.5% | +499001.3% | +405563.0% | +2168.7% | -86.7% | -87.1% | -89.1% | -88.5% | -12.4% | -13.7% | -10.3% | -6.6% | -21.2% | -12.6% | -19.1% | -17.9% | +6.1% | +6.3% | +27.2% | +32.4% | |
| Interest Coverage | 0.91 | 1.30 | -1.22 | 1.21 | 0.98 | 0.91 | 0.83 | 0.92 | 0.37 | 0.65 | 0.50 | 0.47 | 0.38 | 0.58 | 0.81 | 1.12 | 0.32 | 2.66 | 6.92 | 12.06 | 12.16 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying LARK stock.
Landmark Bancorp, Inc.'s current P/E is 9.5x. The average P/E over the last 4 quarters is 8.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Landmark Bancorp, Inc.'s current operating margin is 32.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Landmark Bancorp, Inc.'s business trajectory between earnings reports.