Open Lending Corporation (LPRO) Earnings History
Annual and quarterly earnings data from 2017 to 2024
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 0.7% | -272.1% | -562.0% |
| 2023 | 81.0% | 24.8% | 18.8% |
| 2022 | 88.9% | 54.4% | 37.1% |
| 2021 | 91.4% | 69.7% | 67.7% |
| 2020 | 91.0% | 52.1% | -89.6% |
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Open Lending Corporation (LPRO) Earnings Overview
As of March 2, 2026, Open Lending Corporation (LPRO) reported trailing twelve-month net income of -$150M, reflecting -7.3% year-over-year growth. The company earned $-1.27 per diluted share over the past four quarters, with a net profit margin of -5.6%.
Looking at the long-term picture, LPRO's historical earnings data spans multiple years. The company achieved its highest annual net income of $146M in fiscal 2021.
Open Lending Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to industry peers including IX ($439.78B net income, 0.1% margin), ALLY ($852M net income, 0.1% margin), CACC ($454M net income, 0.1% margin), LPRO has room to improve margins relative to the peer group. Compare LPRO vs IX →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | -$135M | -711.7% | -$65M | $-1.13 | -562.0% | -272.1% |
| 2023 | $22M | -66.9% | $29M | $0.18 | 18.8% | 24.8% |
| 2022 | $67M | -54.4% | $98M | $0.53 | 37.1% | 54.4% |
| 2021 | $146M | +249.7% | $150M | $1.16 | 67.7% | 69.7% |
| 2020 | -$98M | -256.0% | $57M | $-1.18 | -89.6% | 52.1% |
| 2019 | $63M | +121.2% | $63M | $1.66 | 67.4% | 67.4% |
| 2018 | $28M | +92268.0% | $28M | $0.31 | 54.2% | 54.6% |
| 2017 | $-30,682 | - | $-30,680 | $-0.00 | -0.1% | -0.1% |
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Start ComparisonFrequently Asked Questions
Is LPRO growing earnings?
LPRO EPS fell to $-1.27, with earnings declining -7.3%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-150M.
What are LPRO's profit margins?
Open Lending Corporation net margin is -5.6%, with operating margin at -2.7%. Below-average margins reflect competitive or cost pressures.
How consistent are LPRO's earnings?
LPRO earnings data spans 2017-2024. The declining earnings trend is -7.3% YoY. Historical data enables comparison across business cycles.