Open Lending Corporation (LPRO) Earnings History
Annual and quarterly earnings data from 2017 to 2025
Loading earnings history...
LPRO EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
LPRO Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 75.5% | 6.4% | -4.5% |
| 2024 | 0.7% | -272.1% | -562.0% |
| 2023 | 81.0% | 24.8% | 18.8% |
| 2022 | 88.9% | 54.4% | 37.1% |
| 2021 | 91.4% | 69.7% | 67.7% |
Download Data
Export LPRO earnings history in CSV or JSON format
Free sign-in required to download data
Open Lending Corporation (LPRO) Earnings Overview
As of May 8, 2026, Open Lending Corporation (LPRO) reported trailing twelve-month net income of -$5M, reflecting +96.8% year-over-year growth. The company earned $-0.05 per diluted share over the past four quarters, with a net profit margin of -4.5%.
Looking at the long-term picture, LPRO's historical earnings data spans multiple years. The company achieved its highest annual net income of $146M in fiscal 2021.
Open Lending Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including TREE ($181M net income, 13.5% margin), UPST ($49M net income, 5.0% margin), AFRM ($382M net income, 1.6% margin), LPRO has room to improve margins relative to the peer group. Compare LPRO vs TREE →
LPRO Earnings vs Peers
Earnings metrics vs comparable public companies
LPRO Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$4M | +96.9% | $6M | $-0.04 | -4.5% | 6.4% |
| 2024 | -$135M | -711.7% | -$65M | $-1.13 | -562.0% | -272.1% |
| 2023 | $22M | -66.9% | $29M | $0.18 | 18.8% | 24.8% |
| 2022 | $67M | -54.4% | $98M | $0.53 | 37.1% | 54.4% |
| 2021 | $146M | +249.7% | $150M | $1.16 | 67.7% | 69.7% |
| 2020 | -$98M | -256.0% | $57M | $-1.18 | -89.6% | 52.1% |
| 2019 | $63M | +121.2% | $63M | $1.66 | 67.4% | 67.4% |
| 2018 | $28M | +92268.0% | $28M | $0.31 | 54.2% | 54.6% |
| 2017 | $-30,682 | - | $-30,680 | $-0.00 | -0.1% | -0.1% |
See LPRO's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs LPRO Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare LPRO vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonLPRO — Frequently Asked Questions
Quick answers to the most common questions about buying LPRO stock.
Is LPRO growing earnings?
LPRO EPS is $-0.05, with earnings growth accelerating to +96.8%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-5M.
What are LPRO's profit margins?
Open Lending Corporation net margin is -4.5%, with operating margin at +6.4%. Below-average margins reflect competitive or cost pressures.
How consistent are LPRO's earnings?
LPRO earnings data spans 2017-2025. The accelerating earnings trend is +96.8% YoY. Historical data enables comparison across business cycles.