Open Lending Corporation (LPRO) Earnings History
Net Loss9 years of earnings data (2017–2025) · Currently unprofitable on a TTM basis
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Open Lending Corporation (LPRO) Earnings Overview
As of June 22, 2026, Open Lending Corporation (LPRO) reported trailing twelve-month net income of -$5M, reflecting +96.8% year-over-year growth. The company earned $-0.05 per diluted share over the past four quarters, with a net profit margin of -4.5%.
Looking at the long-term picture, LPRO's historical earnings data spans multiple years. The company achieved its highest annual net income of $146M in fiscal 2021.
Open Lending Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including TREE ($181M net income, 13.5% margin), UPST ($49M net income, 5.0% margin), AFRM ($382M net income, 1.6% margin), LPRO has room to improve margins relative to the peer group. Compare LPRO vs TREE →
LPRO Earnings vs Peers
Earnings metrics vs comparable public companies
LPRO Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$4M | +96.9% | $6M | $-0.04 | -4.5% | 6.4% |
| 2024 | -$135M | -711.7% | -$65M | $-1.13 | -562.0% | -272.1% |
| 2023 | $22M | -66.9% | $29M | $0.18 | 18.8% | 24.8% |
| 2022 | $67M | -54.4% | $98M | $0.53 | 37.1% | 54.4% |
| 2021 | $146M | +249.7% | $150M | $1.16 | 67.7% | 69.7% |
| 2020 | -$98M | -256.0% | $57M | $-1.18 | -89.6% | 52.1% |
| 2019 | $63M | +121.2% | $63M | $1.66 | 67.4% | 67.4% |
| 2018 | $28M | +92268.0% | $28M | $0.31 | 54.2% | 54.6% |
| 2017 | $-30,682 | - | $-30,680 | $-0.00 | -0.1% | -0.1% |
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Intrinsic Valuation
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LPRO — Frequently Asked Questions
Quick answers to the most common questions about buying LPRO stock.
What is LPRO earnings per share (EPS)?
LPRO trailing twelve-month (TTM) diluted EPS is $-0.05, reflecting +96.8% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2017 to 2025 is available in the table on this page.
What is Open Lending Corporation's net income?
Open Lending Corporation (LPRO) trailing twelve-month net income is $-5M as of 2025. Earnings grew +96.8% year-over-year.
Is LPRO profitable?
LPRO is not currently profitable on a TTM basis, reporting a net loss of $-5M. Net margin is -4.5%. Investors should monitor for a return to profitability.
What is LPRO's earnings growth rate?
LPRO compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.
What are LPRO's profit margins?
Open Lending Corporation net profit margin is -4.5%, operating margin is +6.4%, and gross margin is +75.5%. Below-average margins reflect competitive or cost pressures. Return on Equity is -5.5%.
Is LPRO growing earnings?
Yes, LPRO earnings are accelerating — EPS growth of +96.8% exceeds the 5-year CAGR of N/A. TTM net income reached $-5M. Earnings momentum is strengthening.
What was LPRO's best earnings year?
Open Lending Corporation's highest annual net income on record is $146M, achieved in fiscal year 2021. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.
What were LPRO's earnings last quarter?
LPRO's most recent reported quarter was Q1 2026. Net income was $-460000.00 with diluted EPS of $-0.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.