LPRO trades 1.0% above Wall Street's consensus target of $3.08.
Last 12 months price action with 12-month analyst target path
The base valuation assumes LPRO achieves its forward estimates and maintains a stable P/E multiple of 29.0x. This scenario reflects the blended consensus of 12 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 21, 2026, Open Lending Corporation (LPRO) has a Wall Street consensus price target of $3.08, based on estimates from 12 covering analysts. With the stock currently trading at $3.11, this represents a potential downside of -1.0%. The company has a market capitalization of $368M.
Analyst price targets range from a low of $3.00 to a high of $3.15, representing a 5% spread in expectations. The median target of $3.08 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 5 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, LPRO trades at a trailing P/E of -87.1x and forward P/E of 29.0x. Analysts expect EPS to grow +337.5% over the next year.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
TREELendingTree, Inc. | $541M | $39.07 | $69.00 | +76.6% | Buy | 6.9x | 23 |
UPSTUpstart Holdings, Inc. | $3.1B | $32.43 | $37.25 | +14.9% | Buy | 14.1x | 22 |
AFRMAffirm Holdings, Inc. | $24.6B | $73.92 | $81.93 | +10.8% | Buy | 59.1x | 33 |
PRAAPRA Group, Inc. | $570M | $14.94 | $25.00 | +67.3% | Hold | 5.9x | 13 |
ENVAEnova International, Inc. | $5.1B | $202.55 | $205.00 | +1.2% | Buy | 12.3x | 10 |
CACCCredit Acceptance Corporation | $6.0B | $579.73 | $540.00 | -6.9% | Hold | 12.0x | 18 |
DTDynatrace, Inc. | $12.1B | $41.42 | $46.41 | +12.0% | Buy | 21.3x | 34 |
ALLYAlly Financial Inc. | $14.3B | $45.49 | $53.57 | +17.8% | Buy | 8.5x | 38 |
COFCapital One Financial Corporation | $124.8B | $201.53 | $266.90 | +32.4% | Buy | 10.3x | 56 |
WRLDWorld Acceptance Corporation | $897M | $177.95 | — | — | Hold | 25.2x | 10 |
Quick answers to the most common questions about buying LPRO stock.
Wall Street's consensus price target for LPRO is $3.08, -1.0% from its current price of $3.11. The below-market target from 12 analysts suggests limited near-term appreciation.
LPRO has a consensus rating of "Hold" based on 12 Wall Street analysts. The rating breakdown is mixed, with 7 Hold ratings making up the largest segment. The consensus 12-month price target of $3.08 implies -1.0% downside from current levels.
LPRO trades at a forward P/E of 29.0383x, representing a moderate valuation. With analysts targeting $3.08 (-1.0% implied move), the stock appears close to fair value.
The most bullish Wall Street analyst has a price target of $3.15 for LPRO, while the most conservative target is $3. The consensus of $3.08 represents the median expectation. These targets typically reflect 12-month expectations.
LPRO is moderately covered, with 12 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month LPRO stock forecast based on 12 Wall Street analysts shows a consensus price target of $3.08, with estimates ranging from $3 (bear case) to $3.15 (bull case). The median consensus rating is "Hold".
LPRO trades at a forward P/E ratio of 29.0x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on LPRO, with 0 Sell ratings and a price target of $3.08 (-1.0% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
LPRO analyst price targets range from $3 to $3.15, a 5% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $3.08 consensus represents the middle ground.
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