Open Lending Corporation (LPRO) P/E Ratio History
Historical price-to-earnings valuation from 2021 to 2024
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LPRO Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Open Lending Corporation (LPRO) trades at a price-to-earnings ratio of -45.4x, with a stock price of $1.62 and trailing twelve-month earnings per share of $-0.05.
The current P/E is 181% below its 5-year average of 55.9x. Over the past five years, LPRO's P/E has ranged from a low of 10.3x to a high of 205.2x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, LPRO trades at a 445% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, LPRO trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our LPRO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
LPRO P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $552M | 3.7Lowest | - | +443%Best | |
| $3B | 64.4 | 4.49 | +131% | |
| $22B | 449.1 | - | +109% | |
| $4B | 14.9 | - | +56% | |
| $5B | 13.9 | 1.41 | +89% | |
| $12B | 25.4 | - | +206% | |
| $14B | 18.5 | - | +32% | |
| $119B | 47.8 | - | -65% | |
| $753M | 9.2 | 0.26Best | +24% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
LPRO Historical P/E Data (2021–2024)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $6.12 | $0.04 | 171.4x | +207% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $5.58 | $0.05 | 115.1x | +106% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $6.26 | $0.12 | 53.1x | -5% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $8.51 | $0.18 | 47.9x | -14% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $7.32 | $0.19 | 39.5x | -29% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $10.51 | $0.35 | 30.0x | -46% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $7.04 | $0.44 | 16.1x | -71% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $6.75 | $0.52 | 13.1x | -77% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $8.04 | $0.78 | 10.3x | -82% |
| FY2022 Q2 | $10.23 | $0.82 | 12.5x | -78% | |
| FY2022 Q1 | $18.91 | $1.24 | 15.3x | -73% | |
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $22.48 | $1.16 | 19.4x | -65% |
Average P/E for displayed period: 55.9x
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Start ComparisonLPRO — Frequently Asked Questions
Quick answers to the most common questions about buying LPRO stock.
Is LPRO stock overvalued or undervalued?
LPRO trades at -45.4x P/E, below its 5-year average of 55.9x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does LPRO's valuation compare to peers?
Open Lending Corporation P/E of -45.4x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is LPRO's PEG ratio?
LPRO PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2021-2024.