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LSPDLightspeed Commerce Inc.
$9.59$1.3B
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  4. Financial Ratios

Lightspeed Commerce Inc. (LSPD) Financial Ratios

Latest Ratios: P/E Ratio -9.3x · EV/EBITDA 278.5x · ROE -9.2%. (2016–2026 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LSPD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$1.3B$1.2B$1.3B$2.2B$2.3B$4.3B$6.6B$1.2B———
Enterprise Value$885M$810M$803M$1.5B$1.5B$3.4B$5.8B$993M———
P/E Ratio →-9.31——————————
P/S Ratio1.081.021.252.383.137.8729.819.61———
P/B Ratio0.900.840.810.900.911.273.423.37———
P/FCF18.7817.72—————————
P/OCF17.1916.22—————————

P/E links to full P/E history page with 30-year chart

LSPD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—0.660.751.612.066.2426.388.23———
EV / EBITDA278.51255.11—————————
EV / EBIT———————————
EV / FCF—11.52—————————

LSPD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin42.9%42.9%41.8%42.4%45.4%49.5%57.6%64.2%69.6%69.4%64.8%
Operating Margin-12.0%-12.0%-64.6%-22.3%-150.4%-58.1%-58.5%-48.4%-30.0%-38.4%-79.8%
Net Profit Margin-11.8%-11.8%-62.0%-18.0%-146.5%-52.6%-56.0%-44.4%-237.0%-168.5%-137.1%

Return on Capital

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE-9.2%-9.2%-32.7%-6.7%-36.3%-10.8%-10.9%-19.8%-93.3%——
ROA-8.3%-8.3%-30.3%-6.3%-34.0%-10.1%-9.6%-14.6%-114.8%-161.0%-105.3%
ROIC-10.2%-10.2%-36.8%-8.9%-39.0%-13.0%-14.4%-52.5%———
ROCE-9.3%-9.3%-33.9%-8.2%-36.8%-11.7%-10.8%-19.0%-19.6%-71.9%-108.9%

LSPD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.010.010.010.010.010.020.030.14———
Debt / EBITDA6.376.37—————————
Net Debt / Equity—-0.29-0.33-0.29-0.31-0.26-0.39-0.48-1.06——
Net Debt / EBITDA-137.50-137.50—————————
Debt / FCF—-6.21—————————
Interest Coverage-113.24-113.24-444.31-128.78-521.99-108.99-43.90——-817.96—

Net cash position: cash ($457M) exceeds total debt ($20M)

LSPD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio4.164.165.366.346.216.607.533.244.560.990.90
Quick Ratio4.074.075.266.236.126.567.513.224.550.980.89
Cash Ratio2.762.763.754.995.326.047.193.014.270.720.63
Asset Turnover—0.730.590.350.270.150.110.250.300.890.77
Inventory Turnover43.9343.9342.8831.7731.0436.7659.8046.3587.6373.4456.40
Days Sales Outstanding—14.2123.7229.9432.0629.3144.4634.0239.7026.4037.26

LSPD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield———————————
FCF Yield5.3%5.6%—————————
Buyback Yield8.8%9.3%9.8%0.0%0.0%0.0%0.0%0.0%———
Total Shareholder Yield8.8%9.3%9.8%0.0%0.0%0.0%0.0%0.0%———
Shares Outstanding—$139M$154M$154M$150M$142M$105M$86M$81M$81M$81M

Key Metrics

Growth RegimeDecelerating
ProfitabilityWeak
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Profitability inflection elusive

Margin Volatility Masks Underlying Progress

Gross margin swung from 30.0% to 44.4% over the past year, settling at 42.9% in 2027Q1, while operating margin improved to -1.1% from -11.7%, according to quarterly filings. This suggests mix shifts and one-time items rather than stable trends.

The sharp improvement in operating margin to -1.1% in 2027Q1 from -11.7% in 2026Q4 appears driven by a one-time gain or aggressive cost cuts, not sustainable scaling, as SG&A and R&D remain elevated relative to revenue. The gross margin volatility, particularly the 30.0% print in 2026Q1, likely reflects the gross vs. net accounting of payment processing and hardware mix shifts, obscuring the underlying take-rate expansion from the mandated payments migration. Investors should monitor whether the -1.1% operating margin can be sustained without further one-time items, as the company has not yet demonstrated consistent operating leverage.

Return on Capital Remains Deeply Negative

ROIC improved to -0.3% in 2027Q1 from -31.1% in 2025Q4, but remains negative, reflecting ongoing value destruction, as per financial statements. The near-zero debt load provides a cushion, yet equity funding continues to erode shareholder value.

The dramatic improvement in ROIC from -31.1% in 2025Q4 to -0.3% in 2027Q1 is largely attributable to the massive impairment in 2025Q4 that reduced the capital base, not to a fundamental improvement in returns. Even with the improvement, negative ROIC indicates the company is not generating returns above its cost of capital, and the negative ROE of -9.2% on a TTM basis confirms persistent shareholder value erosion. The company's asset-light model and minimal debt mean that returns are driven entirely by operational efficiency, which remains unproven at scale.

Working Capital Efficiency Shows Mixed Signals

Cash conversion cycle improved to 4 days in 2027Q1 from 24 days in 2024Q4, driven by faster receivables collection and extended payables, as reported in quarterly data. However, asset turnover remains low at 0.20, reflecting the company's asset-heavy goodwill base.

The improvement in CCC from 24 days to 4 days over the past ten quarters is notable, with DSO dropping from 37 to 17 days and DPO rising from 25 to 21 days, suggesting better working capital management. However, asset turnover of 0.20 is extremely low, indicating that the company's large goodwill and intangible asset base from acquisitions is not generating proportional revenue. This inefficiency is a structural consequence of the roll-up strategy, and investors should monitor whether the integration of acquired businesses can improve asset productivity over time.

Minimal Debt Masks Off-Balance-Sheet Risks

Debt-to-equity stands at 0.01, with interest coverage negative but improving to -0.73 in 2027Q1, according to the latest balance sheet. The near-zero leverage provides a fortress-like balance sheet, but the negative interest coverage indicates earnings are insufficient to cover interest expenses.

The company's minimal debt load is a clear strength, providing ample financial flexibility and reducing refinancing risk. However, the negative interest coverage ratio, though improving, suggests that operating losses are still not covering interest expenses, which is a concern if the company were to take on debt in the future. The D/EBITDA of 4.08 in 2027Q1 is misleading given negative EBITDA, and investors should focus on the company's cash position and ability to fund operations without additional dilution.

Liquidity Cushion Thinning but Still Adequate

Current ratio declined from 6.34 in 2024Q4 to 3.44 in 2027Q1, while cash and equivalents fell 48% to $373.2M, as per balance sheet data. The quick ratio of 3.35 indicates ample short-term liquidity, but the trend warrants monitoring.

The current ratio remains strong at 3.44, well above the 1.0 threshold, indicating the company can cover short-term obligations comfortably. However, the rapid decline in cash reserves from $722.1M to $373.2M over the past ten quarters, driven by operating losses and capital deployment, suggests the liquidity cushion is thinning. If the company continues to burn cash at current levels without reaching profitability, it may need to raise additional capital, though the near-zero debt load provides borrowing capacity.

EV/EBITDA Misleads on a Loss-Making SaaS

EV/EBITDA of 308.01 is meaningless for a company with negative EBITDA, as reported in financial statements. Investors should instead focus on EV/Sales or P/FCF, which at 1.15 and 20.11 respectively, better reflect the company's growth potential and cash generation.

The EV/EBITDA multiple is commonly misapplied to Lightspeed because the company is not yet EBITDA-positive, making the ratio extremely high and uninformative. A more appropriate metric is EV/Sales, which at 1.15 suggests the market is pricing the company at a discount to its revenue, possibly reflecting the complexity discount and integration risks. Additionally, P/FCF of 20.11 indicates that the market is paying a premium for the company's free cash flow, which has been volatile and only recently turned positive. Investors should use a combination of EV/Sales and forward P/E (21.11) to assess valuation, while monitoring the path to sustainable profitability.

Download Financial Ratios Data

Includes 30+ ratios · 11 years · Updated daily

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LSPD — Frequently Asked Questions

Quick answers to the most common questions about buying LSPD stock.

What is Lightspeed Commerce Inc.'s P/E ratio?

Lightspeed Commerce Inc.'s current P/E ratio is -9.3x. This places it at the 50th percentile of its historical range.

What is Lightspeed Commerce Inc.'s EV/EBITDA?

Lightspeed Commerce Inc.'s current EV/EBITDA is 278.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA.

What is Lightspeed Commerce Inc.'s ROE?

Lightspeed Commerce Inc.'s return on equity (ROE) is -9.2%. The historical average is -27.5%.

Is LSPD stock overvalued?

Based on historical data, Lightspeed Commerce Inc. is trading at a P/E of -9.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Lightspeed Commerce Inc.'s profit margins?

Lightspeed Commerce Inc. has 42.9% gross margin and -12.0% operating margin.

How much debt does Lightspeed Commerce Inc. have?

Lightspeed Commerce Inc.'s Debt/EBITDA ratio is 6.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.