MetroCity Bankshares, Inc. (MCBS) Earnings History
Growth Compounder13 years of earnings data (2013–2025) · Consistent double-digit EPS growth over 5 years
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MetroCity Bankshares, Inc. (MCBS) Earnings Overview
As of June 30, 2026, MetroCity Bankshares, Inc. (MCBS) reported trailing twelve-month net income of $75M, reflecting +4.8% year-over-year growth. The company earned $2.57 per diluted share over the past four quarters, with a net profit margin of 29.0%.
Looking at the long-term picture, MCBS's 5-year EPS compound annual growth rate (CAGR) stands at +13.4%, showing solid earnings momentum. The company achieved its highest annual net income of $69M in fiscal 2025, representing a new all-time high.
MetroCity Bankshares, Inc. maintains industry-leading profitability with a gross margin of 62.0%, operating margin of 39.2%, and net margin of 29.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HAFC ($81M net income, 17.1% margin), HOPE ($67M net income, 6.0% margin), CATY ($333M net income, 22.8% margin), MCBS has outperformed on profitability metrics. Compare MCBS vs HAFC →
MCBS Earnings vs Peers
Earnings metrics vs comparable public companies
MCBS Historical Earnings Data (2013–2025)
13 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $69M | +6.5% | $93M | $2.64 | 29.0% | 39.2% |
| 2024 | $65M | +25.0% | $87M | $2.52 | 27.5% | 37.2% |
| 2023 | $52M | -17.6% | $72M | $2.02 | 24.7% | 34.4% |
| 2022 | $63M | +1.5% | $91M | $2.55 | 38.6% | 56.2% |
| 2021 | $62M | +69.5% | $83M | $2.39 | 44.3% | 59.3% |
| 2020 | $36M | -18.6% | $49M | $1.41 | 35.3% | 47.4% |
| 2019 | $45M | +8.2% | $61M | $1.81 | 37.0% | 50.3% |
| 2018 | $41M | +29.6% | $56M | $1.69 | 38.6% | 52.3% |
| 2017 | $32M | +57.8% | $50M | $1.32 | 34.3% | 53.9% |
| 2016 | $20M | +21.7% | $32M | $0.86 | 31.7% | 50.8% |
| 2015 | $17M | +32.9% | $26M | $0.70 | 34.9% | 54.7% |
| 2014 | $12M | +23.7% | $20M | $0.59 | 35.4% | 56.2% |
| 2013 | $10M | - | $16M | $0.49 | 33.6% | 54.4% |
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MCBS — Frequently Asked Questions
Quick answers to the most common questions about buying MCBS stock.
What is MCBS earnings per share (EPS)?
MCBS trailing twelve-month (TTM) diluted EPS is $2.57, reflecting +4.8% year-over-year growth. The 5-year EPS CAGR is +13.4%. Complete EPS history from 2013 to 2025 is available in the table on this page.
What is MetroCity Bankshares, Inc.'s net income?
MetroCity Bankshares, Inc. (MCBS) trailing twelve-month net income is $75M as of 2025. Earnings grew +4.8% year-over-year. MetroCity Bankshares, Inc. has been profitable for 13 consecutive years.
Is MCBS profitable?
Yes, MCBS is profitable with a TTM net income of $75M and a net profit margin of +29.0%. MetroCity Bankshares, Inc. has generated profits for 13 consecutive years.
What is MCBS's earnings growth rate?
MCBS compound annual EPS growth rates (CAGR): 1-Year: +4.8%, 3-Year: +1.2%, 5-Year: +13.4%, 10-Year: +14.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2013 to 2025.
What are MCBS's profit margins?
MetroCity Bankshares, Inc. net profit margin is +29.0%, operating margin is +39.2%, and gross margin is +62.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +14.2%.
Is MCBS growing earnings?
MCBS earnings growth is slowing. Current YoY EPS growth of +4.8% trails the 5-year CAGR of +13.4%. TTM net income is $75M.
What was MCBS's best earnings year?
MetroCity Bankshares, Inc.'s highest annual net income on record is $69M, achieved in fiscal year 2025. Earnings history on this page spans 2013 to 2025 and includes all annual and quarterly figures.
What were MCBS's earnings last quarter?
MCBS's most recent reported quarter was Q1 2026. Net income was $22M with diluted EPS of $0.77. For a full breakdown of all quarters, see the quarterly earnings table on this page.