MetroCity Bankshares, Inc. (MCBS) Revenue History
Annual and quarterly revenue from 2013 to present
MCBS Revenue Over Time (2013–2025)
MCBS Revenue Growth History
11 of 12 years with positive growth- FY2013 revenue growth
- N/A
- FY2014 revenue growth
- +17.3%
- FY2015 revenue growth
- +35.0%
- FY2016 revenue growth
- +34.0%
- FY2017 revenue growth
- +45.6%
- FY2018 revenue growth
- +15.2%
- FY2019 revenue growth
- +13.0%
- FY2020 revenue growth
- -14.9%
- FY2021 revenue growth
- +35.2%
- FY2022 revenue growth
- +16.6%
- FY2023 revenue growth
- +29.0%
- FY2024 revenue growth
- +12.0%
- FY2025 revenue growth
- +1.1%
| Quarter | Revenue | YoY |
|---|---|---|
| Q1 2026 | $0 | — |
| Q4 2025 | $60.9M | — |
| Q3 2025 | $60.2M | — |
| Q2 2025 | $59.8M | — |
| Q1 2025 | $58.0M | — |
| Q4 2024 | $56.4M | — |
| Q3 2024 | $60.4M | — |
| Q2 2024 | $59.7M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
MCBS's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
MCBS Revenue Analysis (2013–2025)
Current Revenue & Growth
As of June 29, 2026, MetroCity Bankshares, Inc. (MCBS) generated trailing twelve-month (TTM) revenue of $180.8 million, reflecting significant decline in growth of -100.0% year-over-year. The most recent quarter (Q1 2026) recorded $0 in revenue, down 100.0% sequentially.
Historical Growth Trajectory
MCBS's 5-year compound annual growth rate (CAGR) stands at +18.1%, indicating consistent double-digit revenue growth. The 3-year CAGR of +13.5% is below the 5-year average, signalling a growth deceleration in recent years. MetroCity Bankshares, Inc.'s highest annual revenue of $237.0 million was recorded in 2025, an all-time high.
Revenue by Segment
MCBS's revenue is primarily driven by Other service charges, commissions and fees (76%), and Deposit Account (24%). With over half of revenue concentrated in Other service charges, commissions and fees, the company has a focused business model while developing other growth vectors.
Peer Comparison
Compared to Financial Services sector peers — including HAFC, HOPE, and CATY. Compare MCBS vs HAFC →
MCBS Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| MCBSCurrent | $181M | -100.0% | +18.1% | 39.2% | |
 HAFC | $445M | - | - | 24.3% | |
 HOPE | $968M | - | - | 8.3% | |
 CATY | $1.4B | - | - | 29.4% | |
 EBMT | $126M | - | - | 15.0% | |
 PFIS | $281M | - | - | 25.7% |
MCBS Historical Revenue Data (2013–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $237.0M | - | $147.0M | 62.0% | $92.9M | 39.2% |
| 2024 | $234.4M | - | $139.1M | 59.4% | $87.3M | 37.2% |
| 2023 | $209.4M | - | $118.0M | 56.4% | $72.0M | 34.4% |
| 2022 | $162.3M | - | $137.4M | 84.7% | $91.2M | 56.2% |
| 2021 | $139.2M | - | $127.7M | 91.7% | $82.6M | 59.3% |
| 2020 | $103.0M | - | $88.0M | 85.5% | $48.8M | 47.4% |
| 2019 | $120.9M | - | $98.7M | 81.6% | $60.9M | 50.3% |
| 2018 | $107.0M | - | $91.1M | 85.1% | $56.0M | 52.3% |
| 2017 | $92.9M | - | $81.2M | 87.4% | $50.0M | 53.9% |
| 2016 | $63.8M | - | $58.6M | 91.8% | $32.4M | 50.8% |
| 2015 | $47.6M | - | $44.0M | 92.5% | $26.0M | 54.7% |
| 2014 | $35.3M | - | $35.3M | 100.0% | $19.8M | 56.2% |
| 2013 | $30.1M | - | $30.1M | 100.0% | $16.4M | 54.4% |
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
13+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
MCBS — Frequently Asked Questions
Quick answers to the most common questions about buying MCBS stock.
Is MCBS's revenue growth accelerating or slowing?
MCBS revenue is declining -100.0% year-over-year. TTM revenue fell to $181M, contrasting with the 5-year CAGR of +18.1%. The reversal reflects either macro headwinds or company-specific challenges.
What is MCBS's revenue history from 2013 to 2026?
MetroCity Bankshares, Inc. (MCBS) revenue history spans 2013 to 2026. TTM revenue as of 2026 is $181M, growing at -100.0% YoY. The 5-year CAGR is +18.1%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is MCBS's long-term revenue growth rate (CAGR)?
MetroCity Bankshares, Inc.'s 5-year revenue CAGR of +18.1% reflects the variable nature of its business expansion. As of 2026, the current YoY growth rate of -100.0% is below this long-term average. CAGR is the most reliable measure of sustained revenue momentum for MCBS.
Why does MCBS's quarterly revenue fluctuate?
MCBS quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. MetroCity Bankshares, Inc.'s revenue data from 2013 to 2026 shows full historical quarterly detail on this page.
How is MCBS's revenue distributed by segment?
MCBS reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does MCBS's revenue compare to industry peers?
MetroCity Bankshares, Inc. (MCBS) with TTM revenue of $181M and -100.0% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.