Trailing Dividend / Share
$0.96
MetroCity Bankshares, Inc. (MCBS) Dividend History
Income profile from 2016 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.7%
Payout Ratio
36.2%
Sustainable
Dividend Streak
5 years
MCBS Dividend Income Check
Safety
36.2% payout ratio with sustainable safety profile.
Consistency
5 straight years of dividend increases.
Income Trend
Yield on cost is 6.8% and trend is rising.
MCBS Dividend Scorecard
Yield & Income
Dividend Yield2.7%
Trailing DPS$0.96
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout36.2%
Earnings SafetySustainable
FCF Payout89.9%
FCF SafetyStretched
Piotroski F-Score5/9
Growth
Growth Streak5 years
3Y CAGR17.0%
5Y CAGR19.1%
Yield on Cost (5Y)6.8%
YOC Trendrising
Total Returns
Buyback Yield0.3%
Total Shareholder Yield2.9%
1Y Total Return28.9%
5Y Total Return113.4%
Div Contribution (5Y)21.4%
Estimated $10K growth (return + dividends):
5Y ago$21,34410Y ago$67,97520Y ago$67,976
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
MCBS Income Growth Story
Dividend per share and yield on cost over time (11 years of payments)
MCBS Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
MetroCity Bankshares, Inc. distributes 36.2% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 89.9%, rated "Stretched".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
MCBS has raised its dividend for 5 consecutive years, with a 3-year CAGR of 17.0% and 5-year CAGR of 19.1%.
Total Shareholder Returns
Beyond cash dividends, MCBS returns capital through share repurchases. The combined picture: 2.7% dividend yield, 0.3% buyback yield, 2.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.8% and is currently rising. The 5-year total return is 113.4%, with dividends contributing 21.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $67,975 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
MCBS Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.91
Avg/Payment$0.1955
Latest Change+16.0%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 29, 2026Latest | $0.2900 | ↑ +16.0% | 3.25% | May 8, 2026 |
| Feb 4, 2026 | $0.2500 | — | 3.29% | Feb 13, 2026 |
| Oct 29, 2025 | $0.2500 | — | 3.77% | Nov 7, 2025 |
| Jul 30, 2025 | $0.2500 | ↑ +8.7% | 3.36% | Aug 8, 2025 |
| Apr 30, 2025 | $0.2300 | — | 3.23% | May 9, 2025 |
| Jan 29, 2025 | $0.2300 | — | 2.74% | Feb 7, 2025 |
| Oct 30, 2024 | $0.2300 | ↑ +15.0% | 2.74% | Nov 8, 2024 |
| Jul 31, 2024 | $0.2000 | — | 2.47% | Aug 9, 2024 |
MCBS Dividend vs Peers
Comparable companies in the same industry
#6 yield in peer group
Div Yield
2.7%
#6 of 9
Safety
Sustainable
36.2% payout
Streak
5Y
19.1% 5Y CAGR
Total Shareholder
2.9%
#8 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| MCBSMetroCity Bankshares… | $1.0B | 2.7% | 36.2% | 5 | Sustainable |
 HAFCHanmi Financial Corp… | $972M | 3.3% | 42.9% | 1 | Sustainable |
2nd  HOPEHope Bancorp, Inc. | $1.7B | 4.0% | 1.2% | 0 | Sustainable |
 CATYCathay General Banco… | $4.2B | 2.2% | 29.8% | 0 | Sustainable |
 EBMTEagle Bancorp Montan… | $190M | 2.5% | 30.9% | 26 | Sustainable |
3rd  PFISPeoples Financial Se… | $671M | 3.6% | 41.6% | 9 | Sustainable |
1st  OCFCOceanFirst Financial… | $1.1B | 4.3% | 68.0% | 0 | Watch |
 NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 BSVNBank7 Corp. | $463M | 2.0% | 21.7% | 7 | Sustainable |
MCBS Annual Dividend History (2013–2026)
14 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.54 | — | 2 | — | — | — | 3.8% |
| 2025 | $0.96 | 15.7% | 4 | $2.64 | 36.4% | 2.75x | 6.8% |
| 2024 | $0.83 | 15.3% | 4 | $2.52 | 32.9% | 3.04x | 5.9% |
| 2023 | $0.72 | 20.0% | 4 | $2.02 | 35.6% | 2.81x | 5.1% |
| 2022 | $0.60 | 30.4% | 4 | $2.55 | 23.5% | 4.25x | 4.2% |
| 2021 | $0.46 | 15.0% | 4 | $2.39 | 19.2% | 5.20x | 3.2% |
| 2020 | $0.40 | -4.8% | 4 | $1.41 | 28.4% | 3.52x | 2.8% |
| 2019 | $0.42 | 10.5% | 4 | $1.81 | 23.2% | 4.31x | 3.0% |
| 2018 | $0.38 | 68.9% | 4 | $1.69 | 22.5% | 4.45x | 2.7% |
| 2017 | $0.23 | 181.3% | 4 | $1.32 | 17.0% | 5.87x | 1.6% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
10+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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MCBS — Frequently Asked Questions
Quick answers to the most common questions about buying MCBS stock.
How much dividend does MCBS pay per share?
MetroCity Bankshares, Inc. (MCBS) pays a trailing 12-month dividend of $0.96 per share, with a current dividend yield of +2.7%. Payments are made Semi-Annual.
When is MCBS's next ex-dividend date?
MCBS's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. MCBS typically pays dividends Semi-Annual.
Is MCBS's dividend safe?
MCBS's dividend safety is rated "Sustainable" based on an earnings payout ratio of +36.2% and FCF payout ratio of +89.9%. The 5-year growth streak provides moderate confidence.
Is MCBS a Dividend Payer?
Yes, MetroCity Bankshares, Inc. is classified as a Dividend Payer with 5 consecutive years of dividend increases. The 5-year dividend CAGR is +19.1%, demonstrating above-inflation dividend growth.
How often does MCBS pay dividends?
MetroCity Bankshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.96 per share. Dividend data on this page covers 10+ years from 2016 to 2026.
How much would $10,000 invested in MCBS grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in MCBS five years ago would be worth approximately $21,344 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is MCBS's yield on cost for long-term holders?
MCBS's yield on cost — the current dividend divided by the original purchase price — is +6.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.7% market yield, thanks to consistent dividend growth.