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MOFG logoMidWestOne Financial Group, Inc. (MOFG) Earnings History

Annual and quarterly earnings data from 1994 to 2024

TTM Net Income
$58M
Profitable
TTM EPS
$2.82
Diluted
YoY EPS Growth
-366.2%
Declining
Net Margin
-29.3%
Profitability
Operating Margin-40.8%
Gross Margin29.4%
ROE-11.1%
ROA-1.0%
Highest Annual Net Income$69M (2021)
Highest Quarterly EPS$1.35 (Q1 2021)
Consecutive Profitable Years0 years
Q3 2025
Net Income$17M
EPS$0.82
QoQ Growth+70.5%Excellent

Loading earnings history...

MOFG EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

MOFG Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202429.4%-40.8%-29.3%
202358.5%9.3%7.8%
202285.7%31.4%24.9%
202194.0%40.8%31.7%
202073.1%6.0%3.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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MidWestOne Financial Group, Inc. (MOFG) Earnings Overview

As of May 8, 2026, MidWestOne Financial Group, Inc. (MOFG) reported trailing twelve-month net income of $58M, reflecting -366.2% year-over-year growth. The company earned $2.82 per diluted share over the past four quarters, with a net profit margin of -29.3%.

Looking at the long-term picture, MOFG's historical earnings data spans multiple years. The company achieved its highest annual net income of $69M in fiscal 2021.

MidWestOne Financial Group, Inc. maintains positive profitability with a gross margin of 29.4%, operating margin of -40.8%, and net margin of -29.3%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including FBIZ ($51M net income, 18.0% margin), IROQ ($5M net income, 8.9% margin), MVBF ($27M net income, 10.0% margin), MOFG has room to improve margins relative to the peer group. Compare MOFG vs FBIZ →

MOFG Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MOFG logoMOFGCurrent
$58M$2.82-29.3%-11.1%-366.2%—
FBIZ logoFBIZ
$51M$6.2718.0%14.4%+16.5%
IROQ logoIROQ
$5M$1.568.9%5.5%+140.4%
MVBF logoMVBF
$27M$2.0610.0%8.4%+34.6%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
BANF logoBANF
$238M$7.0223.8%14.2%+1.6%
Best in group
Lowest in group

MOFG Historical Earnings Data (1994–2024)

29 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024-$60M-389.0%-$84M$-3.54-29.3%-40.8%
2023$21M-65.7%$25M$1.337.8%9.3%
2022$61M-12.4%$77M$3.8724.9%31.4%
2021$69M+949.2%$89M$4.3731.7%40.8%
2020$7M-84.8%$13M$0.413.0%6.0%
2019$44M+43.8%$50M$2.9320.4%23.5%
2018$30M+62.3%$38M$2.4820.1%25.1%
2017$19M-8.3%$29M$1.5513.2%20.5%
2016$20M-18.8%$27M$1.7815.0%20.1%
2015$25M+35.6%$33M$2.4220.6%27.0%

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MOFG — Frequently Asked Questions

Quick answers to the most common questions about buying MOFG stock.

Is MOFG growing earnings?

MOFG EPS fell to $2.82, with earnings declining -366.2%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $58M.

What are MOFG's profit margins?

MidWestOne Financial Group, Inc. net margin is -29.3%, with operating margin at -40.8%. Below-average margins reflect competitive or cost pressures.

How consistent are MOFG's earnings?

MOFG earnings data spans 1994-2024. The declining earnings trend is -366.2% YoY. Historical data enables comparison across business cycles.

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MOFG Earnings Over Time (2013–2024)

Net income and EPS trends