36.6% Above Target

MOFG's consensus price target is $31.25, -36.6% below the current price of $49.31. The 8 analysts tracking MOFG see downside risk at present valuations.

MOFG has a consensus rating of "Buy" based on 8 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $31.25 implies -36.6% downside from current levels.

With a forward P/E of 13.7737x, MOFG trades at a relatively low valuation. The consensus target of $31.25 implies -36.6% move, suggesting the market may be pricing in risks.

The most bullish Wall Street analyst has a price target of $31.5 for MOFG, while the most conservative target is $31. The consensus of $31.25 represents the median expectation. Our quantitative valuation model projects a bull case target of $41 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

MOFG is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month MOFG stock forecast based on 8 Wall Street analysts shows a consensus price target of $31.25, with estimates ranging from $31 (bear case) to $31.5 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $31, with bear/bull scenarios of $20/$41.

Our quantitative valuation model calculates MOFG's fair value at $31 (base case), with a bear case of $20 and bull case of $41. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 42/100.

MOFG trades at a forward P/E ratio of 13.8x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Analysts are cautious on MOFG, with 0 Sell ratings and a price target of $31.25 (-36.6% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

MOFG analyst price targets range from $31 to $31.5, a 2% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $31.25 consensus represents the middle ground. Our model's $20-$41 range provides an independent fundamental perspective.