MidWestOne Financial Group, Inc. (MOFG) P/E Ratio History
Historical price-to-earnings valuation from 2003 to 2025
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MOFG Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 7, 2026, MidWestOne Financial Group, Inc. (MOFG) trades at a price-to-earnings ratio of -13.9x, with a stock price of $49.31 and trailing twelve-month earnings per share of $2.82.
The current P/E is 184% below its 5-year average of 16.7x. Over the past five years, MOFG's P/E has ranged from a low of 6.7x to a high of 85.1x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.4x, MOFG trades at a 204% discount to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, MOFG trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MOFG DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
MOFG P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $470M | 9.3 | 0.37Best | +17% | |
| $89M | 19.4 | - | +140%Best | |
| $334M | 12.6 | - | +35% | |
| $203M | 14.4 | 2.84 | +9% | |
| $4B | 17.8 | 1.83 | +2% | |
| $5B | 20.9 | 4.01 | +12% | |
| $299M | 15.9 | 1.15 | +38% | |
| $241M | 8.9Lowest | 1.38 | +38% | |
| $934M | 14.0 | 1.61 | +58% | |
| $3B | 19.8 | 10.60 | +11% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
MOFG Historical P/E Data (2003–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $28.29 | $2.81 | 10.1x | -31% | |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $22.49 | $1.96 | 11.5x | -21% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $23.44 | $1.44 | 16.3x | +12% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $26.91 | $1.32 | 20.4x | +40% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $20.33 | $2.17 | 9.4x | -36% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $21.37 | $2.76 | 7.7x | -47% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $24.42 | $3.08 | 7.9x | -46% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $31.75 | $3.87 | 8.2x | -44% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $27.29 | $3.76 | 7.3x | -50% |
| FY2022 Q2 | $29.72 | $3.62 | 8.2x | -44% | |
| FY2022 Q1 | $33.10 | $3.90 | 8.5x | -42% | |
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $32.37 | $4.37 | 7.4x | -49% |
Average P/E for displayed period: 14.6x
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Start ComparisonMOFG — Frequently Asked Questions
Quick answers to the most common questions about buying MOFG stock.
Is MOFG stock overvalued or undervalued?
MOFG trades at -13.9x P/E, below its 5-year average of 16.7x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does MOFG's valuation compare to peers?
MidWestOne Financial Group, Inc. P/E of -13.9x compares to sector median of 13.4x. The discount suggests lower growth expectations or higher risk.
What is MOFG's PEG ratio?
MOFG PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2003-2025.