Last 47 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.58 | 8.20 | 8.63 | 9.74 | 8.55 | 8.59 | 8.26 | 8.23 | 8.31 | 7.00 | 8.73 | 7.31 | 6.52 | 5.98 | 6.45 | 5.08 | 3.96 | 3.99 | 6.27 | 6.93 | 8.13 |
| — | -4.6% | +4.5% | +18.3% | +2.8% | +22.8% | -5.4% | +12.7% | +27.5% | +17.0% | +35.4% | +43.9% | +64.8% | +50.0% | +2.8% | -26.8% | -51.3% | -48.4% | -22.1% | -2.8% | +39.5% | |
| P/S Ratio | 4.55 | 5.03 | 4.82 | 5.52 | 5.39 | 5.44 | 4.99 | 5.02 | 5.44 | 4.71 | 5.19 | 4.74 | 4.02 | 3.93 | 3.48 | 3.34 | 3.36 | 3.37 | 3.73 | 4.15 | 4.47 |
| — | -7.5% | -3.3% | +10.0% | -1.0% | +15.6% | -3.9% | +6.0% | +35.4% | +19.8% | +48.9% | +42.0% | +19.5% | +16.7% | -6.7% | -19.7% | -24.8% | -17.2% | -9.9% | +12.4% | +67.3% | |
| P/B Ratio | 1.18 | 1.19 | 1.14 | 1.28 | 1.27 | 1.29 | 1.19 | 1.17 | 1.26 | 1.12 | 1.20 | 1.06 | 0.98 | 0.94 | 0.83 | 0.84 | 0.87 | 0.86 | 0.95 | 1.01 | 1.08 |
| — | -7.7% | -4.3% | +9.5% | +0.6% | +14.3% | -0.7% | +10.3% | +28.5% | +19.1% | +44.6% | +26.3% | +13.2% | +9.3% | -13.2% | -16.5% | -20.0% | -12.4% | -8.6% | +5.7% | +54.7% | |
| P/FCF | 6.49 | 8.06 | 18.66 | 7.16 | 7.63 | 9.05 | 6.83 | 8.32 | 9.15 | 8.51 | 8.01 | 7.24 | 7.05 | 7.92 | 4.67 | 5.90 | 8.08 | 7.46 | 4.84 | 6.71 | 8.16 |
| — | -10.9% | +173.2% | -13.9% | -16.6% | +6.4% | -14.7% | +14.9% | +29.7% | +7.5% | +71.7% | +22.9% | -12.7% | +6.2% | -3.6% | -12.1% | -1.0% | -7.4% | -22.5% | +33.5% | -9.8% | |
| EV / EBITDA | 6.21 | 6.64 | 7.15 | 8.05 | 7.36 | 7.01 | 6.89 | 6.77 | 6.82 | 5.78 | 6.98 | 5.99 | 5.27 | 4.89 | 5.18 | 4.20 | 3.33 | 3.38 | 5.17 | 6.12 | 7.32 |
| — | -5.4% | +3.8% | +18.8% | +7.8% | +21.3% | -1.2% | +13.0% | +29.5% | +18.1% | +34.9% | +42.6% | +58.4% | +44.9% | +0.1% | -31.3% | -54.6% | -52.3% | -28.6% | -6.4% | +30.6% | |
| EV / EBIT | 6.25 | 6.69 | 7.15 | 7.75 | 7.11 | 6.84 | 6.72 | 6.64 | 6.68 | 5.69 | 6.91 | 5.93 | 5.28 | 4.89 | 5.20 | 4.24 | 3.36 | 3.38 | 5.18 | 6.09 | 7.30 |
| — | -2.2% | +6.5% | +16.8% | +6.5% | +20.3% | -2.7% | +12.0% | +26.6% | +16.3% | +32.9% | +39.9% | +57.2% | +44.5% | +0.3% | -30.4% | -54.0% | -51.5% | -28.3% | -6.4% | +30.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.9% | 95.8% | 88.4% | 89.5% | 95.8% | 100.4% | 96.3% | 96.3% | 102.5% | 105.3% | 97.8% | 102.3% | 99.1% | 105.2% | 96.9% | 109.5% | 134.8% | 132.8% | 105.6% | 107.3% | 91.9% |
| — | -4.5% | -8.2% | -7.0% | -6.5% | -4.7% | -1.5% | -5.9% | +3.4% | +0.1% | +0.9% | -6.5% | -26.5% | -20.8% | -8.3% | +2.0% | +46.7% | +48.9% | +23.1% | +28.3% | +7.9% | |
| Operating Margin | 76.5% | 80.9% | 72.2% | 71.2% | 77.2% | 80.9% | 76.6% | 77.9% | 82.9% | 85.1% | 74.7% | 80.9% | 79.1% | 83.4% | 68.9% | 82.3% | 107.3% | 107.8% | 74.5% | 74.3% | 67.5% |
| — | -0.0% | -5.8% | -8.5% | -6.9% | -5.0% | +2.6% | -3.8% | +4.9% | +2.1% | +8.4% | -1.6% | -26.3% | -22.6% | -7.5% | +10.7% | +58.9% | +65.6% | +17.0% | +18.1% | +21.7% | |
| Net Margin | 60.8% | 61.7% | 55.6% | 56.7% | 62.8% | 63.3% | 60.6% | 61.3% | 65.2% | 66.9% | 59.1% | 65.0% | 61.7% | 65.7% | 54.4% | 65.5% | 85.3% | 85.0% | 59.4% | 59.1% | 53.4% |
| — | -2.5% | -8.1% | -7.5% | -3.8% | -5.4% | +2.4% | -5.7% | +5.7% | +1.8% | +8.7% | -0.8% | -27.7% | -22.7% | -8.4% | +10.8% | +59.6% | +65.5% | +18.0% | +18.0% | +20.9% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 14.3% | 3.6% | 3.2% | 3.3% | 3.7% | 3.7% | 3.6% | 3.5% | 3.8% | 4.0% | 3.4% | 3.7% | 3.8% | 4.0% | 3.3% | 4.2% | 5.5% | 5.4% | 3.7% | 3.6% | 3.2% |
| — | -3.1% | -9.8% | -7.0% | -3.7% | -6.4% | +5.1% | -5.1% | +1.9% | +0.6% | +4.3% | -10.8% | -31.2% | -26.8% | -11.2% | +16.7% | +69.8% | +71.1% | +16.2% | +8.7% | +9.7% | |
| ROA | 11.2% | 2.8% | 2.5% | 2.6% | 2.9% | 2.9% | 2.8% | 2.8% | 3.0% | 3.1% | 2.7% | 2.9% | 2.9% | 3.0% | 2.5% | 3.1% | 3.9% | 3.7% | 2.5% | 2.3% | 2.1% |
| — | -4.4% | -10.7% | -8.6% | -4.2% | -5.9% | +6.5% | -2.6% | +5.1% | +4.0% | +8.3% | -7.4% | -26.4% | -18.9% | -0.4% | +32.0% | +86.9% | +81.5% | +21.5% | +12.3% | +9.9% | |
| ROIC | 12.6% | 3.3% | 3.0% | 2.9% | 3.2% | 3.3% | 3.2% | 3.1% | 3.4% | 3.6% | 3.1% | 3.3% | 3.4% | 3.5% | 2.9% | 3.6% | 4.7% | 4.7% | 3.0% | 2.8% | 2.5% |
| — | -1.3% | -6.1% | -7.2% | -7.0% | -7.8% | +2.0% | -3.8% | +1.7% | +2.1% | +6.0% | -10.2% | -28.2% | -24.2% | -4.4% | +29.2% | +86.9% | +89.0% | +22.8% | +8.6% | +4.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.13 | 0.13 | 0.12 | 0.12 | 0.13 | 0.13 | 0.13 | 0.13 | 0.14 | 0.14 | 0.14 | 0.15 | 0.20 | 0.20 | 0.24 | 0.26 |
| — | +3.1% | +2.3% | +0.7% | +2.6% | -0.5% | -0.5% | -1.7% | -8.1% | -8.1% | -9.1% | -11.2% | -9.3% | -31.8% | -31.6% | -39.5% | -42.8% | -20.7% | -22.8% | -10.8% | -7.3% | |
| Debt / EBITDA | 0.69 | 2.69 | 3.01 | 3.03 | 2.74 | 2.60 | 2.72 | 2.70 | 2.50 | 2.44 | 2.84 | 2.72 | 2.63 | 2.64 | 3.22 | 2.63 | 2.02 | 2.78 | 3.98 | 4.88 | 5.73 |
| — | +3.6% | +10.9% | +12.1% | +9.5% | +6.6% | -4.4% | -0.9% | -5.1% | -7.6% | -11.8% | +3.5% | +30.2% | -5.2% | -19.1% | -46.1% | -64.7% | -53.3% | -33.7% | -18.5% | -17.2% | |
| Current Ratio | — | 37.66 | 10.40 | 11.19 | 11.46 | 11.26 | 10.86 | 10.73 | 10.89 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +234.5% | -4.2% | +4.2% | +5.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | 37.66 | 10.40 | 11.19 | 11.46 | 11.26 | 10.86 | 10.73 | 10.89 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +234.5% | -4.2% | +4.2% | +5.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 27.94 | 26.84 | 24.10 | 28.41 | 27.39 | 28.65 | 27.37 | 27.37 | 29.56 | 30.20 | 25.71 | 26.83 | 26.33 | 26.85 | 21.87 | 26.63 | 31.51 | 24.47 | 15.72 | 13.58 | 12.09 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying MTG stock.
MGIC Investment Corporation's current P/E is 8.6x. The average P/E over the last 4 quarters is 8.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
MGIC Investment Corporation's current operating margin is 76.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking MGIC Investment Corporation's business trajectory between earnings reports.