Mitsubishi UFJ Financial Group, Inc.(MUFG)Earnings, Financials & Key Ratios
MUFG•NYSE•Banking & Credit
$17.76
$200.9B mkt cap·17.4× P/E·Price updated May 6, 2026
AboutMitsubishi UFJ Financial Group, Inc. operates as the bank holding company for MUFG Bank, Ltd. that provides various financial services in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through Digital Service Business Group; Retail & Commercial Banking Business Group; Japanese Corporate & Investment Banking Business Group; Asset Management & Investor Services Business Group; Global Corporate & Investment Banking Business Group; Global Commercial Banking Business Group; and Global Markets Business Group segments. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. It also provides M&As and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, it offers corporate, investment, and transaction banking services for large corporate and financial institutions; asset management and administration services for corporations and pension funds; loans, deposits, fund transfers, and investments services for retail, small and medium-sized enterprise, as well as corporate customers; fixed income instruments, currencies, equities, and other investment products; originates and distributes of financial products; and provides treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.Show more
- Net Interest Income$2876.46B+17.0%
- Total Revenue$12429.7B+14.1%
- Net Income$1862.95B+25.0%
- Return on Equity8.77%+14.8%
- Net Interest Margin0.7%+14.4%
- Efficiency Ratio36.02%+17.7%
- ROA0.46%+20.9%
- Equity / Assets5.26%+2.3%
- Book Value per Share1866.33+7.6%
- Tangible BV/Share1705.23+6.9%
- Debt/Equity4.11+39.4%
MUFG Key Insights
Mitsubishi UFJ Financial Group, Inc. (MUFG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 28.7%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 36.0% efficiency ratio
- ✓Share count reduced 2.7% through buybacks
- ✓Diversified revenue: 31.9% from non-interest income
- ✓Trading at only 1.5x book value
✗Weaknesses
- ✗High debt to equity ratio of 4.1x
- ✗Weak NIM of 0.7%
- ✗Thin capital base
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MUFG Price & Volume
Mitsubishi UFJ Financial Group, Inc. (MUFG) stock price & volume — 10-year historical chart
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MUFG Growth Metrics
Mitsubishi UFJ Financial Group, Inc. (MUFG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.08%
5 Years13.33%
3 Years33.3%
TTM-
Profit CAGR
10 Years6.07%
5 Years28.67%
3 Years18.1%
TTM4.17%
EPS CAGR
10 Years8.14%
5 Years31.4%
3 Years21.89%
TTM5.98%
Return on Capital
10 Years0.88%
5 Years1.33%
3 Years1.91%
Last Year2.43%
MUFG Recent Earnings
Mitsubishi UFJ Financial Group, Inc. (MUFG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (100%)●Beat Revenue 9/12 qtrs (100%)
Q1 2026Latest
Feb 4, 2026EPS
$0.29
Est $0.28
+3.1%
Revenue
$23.9B
Est $9.0B
+164.4%
Q4 2025
Dec 29, 2025EPS
$0.44
Est $0.31
+41.6%
Revenue
$21.7B
Est $9.4B
+131.9%
Q3 2025
Aug 4, 2025EPS
$0.32
Est $0.29
+10.3%
Revenue
$20.4B
Est $9.2B
+122.0%
Q3 2025
Jul 7, 2025EPS
$0.07
Revenue
$19.9B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 4, 2026 | $0.29vs $0.28+3.1% | $23.9Bvs $9.0B+164.4% |
| Q4 2025 | Dec 29, 2025 | $0.44vs $0.31+41.6% | $21.7Bvs $9.4B+131.9% |
| Q3 2025 | Aug 4, 2025 | $0.32vs $0.29+10.3% | $20.4Bvs $9.2B+122.0% |
| Q3 2025 | Jul 7, 2025 | $0.07 | $19.9B |
Based on last 12 quarters of dataView full earnings history →
MUFG Peer Comparison
Mitsubishi UFJ Financial Group, Inc. (MUFG) competitors in Asia-Pacific megabanks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SMFG | 134.86B | 21.20 | 10.98 | 10.16% | 12.2% | 9.06% | 21.85% | 3.93 |
 MFG | 104.96B | 8.53 | 19.02 | 9.47% | 10.3% | 9.11% | 5.79 | |
 DB | 58.62B | 30.64 | 8.45 | -8.25% | 11.39% | 8.7% | 3.18 | |
 BBVA | 120.13B | 21.39 | 10.78 | 4.08% | 28.46% | 17.25% | 13.81% | 1.32 |
 ING | 81.73B | 28.41 | 11.42 | -65.31% | 27.47% | 12.38% | 3.32 | |
 SAN | 174.38B | 11.88 | 11.64 | -7.71% | 11.76% | 12.76% | 4.40 | |
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 | |
 BAC | 404.29B | 53.12 | 13.91 | -1.91% | 16.23% | 10.1% | 3.12% | 1.21 |
Compare MUFG vs Peers
Mitsubishi UFJ Financial Group, Inc. (MUFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MUFG Income Statement
Mitsubishi UFJ Financial Group, Inc. (MUFG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2.02T | 1.91T | 1.92T | 1.89T | 1.9T | 2.04T | 2.93T | 2.46T | 2.88T | 2.81T |
| NII Growth % | 38.87% | -5.81% | 0.83% | -1.55% | 0.64% | 7.27% | 43.2% | -16.01% | 17.04% | 16.71% |
| Net Interest Margin % | 0.67% | 0.63% | 0.62% | 0.56% | 0.53% | 0.55% | 0.76% | 0.61% | 0.7% | 0.69% |
| Interest Income | 2.89T | 3.09T | 3.73T | 3.84T | 2.68T | 2.59T | 5.3T | 7.47T | 8.47T | 8.29T |
| Interest Expense | 769.64B | 1.03T | 1.52T | 1.95T | 773.72B | 543.95B | 2.37T | 5.01T | 5.59T | 5.49T |
| Loan Loss Provision | 249.41B | 205.57B | 297.42B | 222.95B | 515.53B | 331.44B | 674.84B | 497.91B | -189.05B | -298.43B |
| Non-Interest Income | 2.58T | 2.37T | 2.38T | 2.81T | 2.65T | 2.66T | 3.13T | 3.42T | 3.96T | 3.96T |
| Non-Interest Income % | 47.15% | 43.34% | 38.91% | 42.22% | 49.73% | 50.69% | 37.14% | 31.42% | 31.88% | 32.3% |
| Total Revenue | 5.46T▲ 0% | 5.46T▼ 0.0% | 6.11T▲ 11.8% | 6.65T▲ 8.8% | 5.33T▼ 19.8% | 5.25T▼ 1.5% | 8.43T▲ 60.7% | 10.89T▲ 29.2% | 12.43T▲ 14.1% | 12.25T▲ 0% |
| Revenue Growth % | 29.14% | -0.04% | 11.84% | 8.82% | -19.85% | -1.53% | 60.65% | 29.19% | 14.13% | 7.32% |
| Non-Interest Expense | 3.14T | 2.82T | 3.15T | 3.65T | 3T | 2.88T | 3.81T | 3.33T | 4.48T | 4.48T |
| Efficiency Ratio | 57.5% | 51.6% | 51.54% | 54.86% | 56.25% | 54.92% | 45.23% | 30.59% | 36.02% | 36.6% |
| Operating Income | 1.3T▲ 0% | 1.41T▲ 8.1% | 1.15T▼ 18.7% | 829.44B▼ 27.6% | 1.04T▲ 25.6% | 1.49T▲ 43.0% | 1.57T▲ 5.4% | 2.05T▲ 30.6% | 2.55T▲ 24.4% | 2.58T▲ 0% |
| Operating Margin % | 23.85% | 25.8% | 18.75% | 12.48% | 19.56% | 28.39% | 18.62% | 18.82% | 20.52% | 21.05% |
| Operating Income Growth % | -13.05% | 8.15% | -18.74% | -27.58% | 25.63% | 42.98% | 5.37% | 30.59% | 24.41% | - |
| Pretax Income | 1.3T▲ 0% | 1.41T▲ 8.1% | 1.15T▼ 18.7% | 829.44B▼ 27.6% | 1.04T▲ 25.6% | 1.49T▲ 43.0% | 1.57T▲ 5.4% | 2.05T▲ 30.6% | 2.55T▲ 24.4% | 2.58T▲ 0% |
| Pretax Margin % | 23.85% | 25.8% | 18.75% | 12.48% | 19.56% | 28.39% | 18.62% | 18.82% | 20.52% | 21.05% |
| Income Tax | 342.18B | 313.44B | 195.57B | 220.9B | 185.07B | 283.41B | 369.61B | 478.34B | 609.16B | 586.81B |
| Effective Tax Rate % | 26.26% | 22.24% | 17.08% | 26.63% | 17.76% | 19.02% | 23.54% | 23.33% | 23.88% | 22.75% |
| Net Income | 926.44B▲ 0% | 989.66B▲ 6.8% | 872.69B▼ 11.8% | 528.15B▼ 39.5% | 777.02B▲ 47.1% | 1.13T▲ 45.5% | 1.12T▼ 1.3% | 1.49T▲ 33.5% | 1.86T▲ 25.0% | 1.9T▲ 0% |
| Net Margin % | 16.95% | 18.12% | 14.28% | 7.94% | 14.58% | 21.55% | 13.24% | 13.69% | 14.99% | 15.49% |
| Net Income Growth % | -2.62% | 6.82% | -11.82% | -39.48% | 47.12% | 45.54% | -1.27% | 33.52% | 24.96% | 4.17% |
| Net Income (Continuing) | 961.05B | 1.1T | 949.76B | 608.54B | 856.97B | 1.21T | 1.2T | 1.57T | 1.94T | 1.99T |
| EPS (Diluted) | 67.99▲ 0% | 92.10▲ 35.5% | 66.61▼ 27.7% | 40.71▼ 38.9% | 60.25▲ 48.0% | 88.05▲ 46.1% | 90.41▲ 2.7% | 124.32▲ 37.5% | 159.47▲ 28.3% | 166.14▲ 0% |
| EPS Growth % | -0.76% | 35.46% | -27.68% | -38.88% | 48% | 46.14% | 2.68% | 37.51% | 28.27% | 5.98% |
| EPS (Basic) | 68.27 | 92.52 | 66.91 | 40.95 | 60.50 | 88.45 | 90.73 | 124.64 | 160.01 | - |
| Diluted Shares Outstanding | 13.57B | 13.34B | 13.1B | 12.9B | 12.84B | 12.79B | 12.31B | 11.96B | 11.64B | 11.42B |
MUFG Balance Sheet
Mitsubishi UFJ Financial Group, Inc. (MUFG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 102.62T | 119.72T | 95.26T | 100.73T | 150.1T | 110.76T | 113.63T | 109.88T | 154.1T | 460.16T |
| Cash & Due from Banks | 63.53T | 75.86T | 74.21T | 78.34T | 102.98T | 110.76T | 113.63T | 109.88T | 109.1T | 94.09T |
| Short Term Investments | 39.09T | 39.5T | 21.05T | 22.4T | 47.12T | 0 | 0 | 0 | 45T | 0 |
| Total Investments | 124.28T | 113.47T | 110.83T | 116.53T | 142.08T | 202.99T | 211.49T | 221.17T | 260.36T | 216.32T |
| Investments Growth % | -8.89% | -8.7% | -2.33% | 5.14% | 21.93% | 42.87% | 4.19% | 4.58% | 17.72% | 7.93% |
| Long-Term Investments | 85.19T | 151.77T | 89.78T | 94.13T | 94.96T | 202.99T | 211.49T | 221.17T | 215.36T | 858.93T |
| Accounts Receivables | 1.87T | 2.53T | 2.9T | 2.71T | 1.82T | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 1.26T | 1.45T | 1.14T | 1.5T | 1.44T | 1.34T | 1.36T | 1.67T | 1.88T | 1.93T |
| Goodwill | 267.39B | 441.33B | 237.31B | 283.67B | 273.09B | 271.35B | 252.01B | 405.63B | 530.39B | 0 |
| Intangible Assets | 990.49B | 1.01T | 899.22B | 1.21T | 1.16T | 1.07T | 1.11T | 1.27T | 1.35T | 1.93T |
| PP&E (Net) | 1.36T | 1.01T | 1.34T | 1.32T | 1.3T | 1.24T | 1.22T | 1.23T | 1.24T | 1.34T |
| Other Assets | 1.96T | -77.74T | -9.51T | -127.52B | -137.99B | 57.19T | 58.78T | 69.6T | 40.39T | 90.48T |
| Total Current Assets | 213.4T | 230.35T | 228.29T | 103.45T | 151.92T | 110.76T | 113.63T | 109.88T | 154.1T | 94.09T |
| Total Non-Current Assets | 89.89T | 76.59T | 82.85T | 96.95T | 97.69T | 262.97T | 273.17T | 293.83T | 259.02T | 310.23T |
| Total Assets | 303.3T▲ 0% | 300.57T▼ 0.9% | 311.14T▲ 3.5% | 336.57T▲ 8.2% | 359.47T▲ 6.8% | 373.73T▲ 4.0% | 386.8T▲ 3.5% | 403.7T▲ 4.4% | 413.11T▲ 2.3% | 404.32T▲ 0% |
| Asset Growth % | 1.67% | -0.9% | 3.52% | 8.17% | 6.8% | 3.97% | 3.5% | 4.37% | 2.33% | 6.19% |
| Return on Assets (ROA) | 0.31% | 0.33% | 0.29% | 0.16% | 0.22% | 0.31% | 0.29% | 0.38% | 0.46% | 0.47% |
| Accounts Payable | 2.12T | 2.77T | 2.81T | 2.52T | 2.59T | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 31.99T | 36.4T | 34.02T | 20.26T | 18.09T | 46.73T | 62.41T | 61.23T | 89.4T | 77.54T |
| Net Debt | -31.53T | -39.45T | -40.18T | -33.42T | -84.89T | -64.03T | -51.22T | -48.65T | -19.69T | -16.55T |
| Long-Term Debt | 10.74T | 264.33B | 277.14B | 14.43T | 35.14T | 14.57T | 16.76T | 17.52T | 37.49T | 28.21T |
| Short-Term Debt | 0 | 0 | 0 | 0 | 4.14T | 32.16T | 45.65T | 43.71T | 51.91T | 49.32T |
| Other Liabilities | -7.81T | 4.24T | 6.43T | 0 | 302.44T | 76.53T | 73.28T | 74.75T | 36.11T | 36.41T |
| Total Current Liabilities | 6.4T | 7.41T | 7.59T | 8.35T | 6.74T | 264.05T | 278.24T | 290.14T | 317.16T | 316.77T |
| Total Non-Current Liabilities | 38.48T | 22.92T | 24.2T | 25.09T | 337.58T | 91.69T | 90.28T | 92.82T | 74.23T | 65.31T |
| Total Liabilities | 286.64T | 284.92T | 293.88T | 319.72T | 341.76T | 355.74T | 368.53T | 382.96T | 391.39T | 382.08T |
| Total Equity | 16.66T▲ 0% | 15.65T▼ 6.1% | 17.26T▲ 10.3% | 16.86T▼ 2.4% | 17.72T▲ 5.1% | 17.99T▲ 1.5% | 18.27T▲ 1.6% | 20.75T▲ 13.5% | 21.73T▲ 4.7% | 22.24T▲ 0% |
| Equity Growth % | -4.19% | -6.08% | 10.33% | -2.35% | 5.11% | 1.54% | 1.58% | 13.54% | 4.73% | 14.92% |
| Equity / Assets (Capital Ratio) | 5.49% | 5.21% | 5.55% | 5.01% | 4.93% | 4.81% | 4.72% | 5.14% | 5.26% | 5.5% |
| Return on Equity (ROE) | 5.44% | 6.13% | 5.3% | 3.1% | 4.5% | 6.33% | 6.16% | 7.64% | 8.77% | 8.53% |
| Book Value per Share | 1227.75 | 1173.28 | 1317.54 | 1306.90 | 1379.39 | 1406.94 | 1484.91 | 1734.57 | 1866.33 | 1946.87 |
| Tangible BV per Share | 1135.04 | 1064.36 | 1230.79 | 1190.72 | 1267.57 | 1301.80 | 1374.54 | 1594.84 | 1705.23 | 1778.05 |
| Common Stock | 2.14T | 2.09T | 2.14T | 2.14T | 2.14T | 2.14T | 2.14T | 2.14T | 2.14T | 2.14T |
| Additional Paid-in Capital | 1.41T | 5.74T | 1.03T | 980.1B | 977.29B | 770.28B | 349.66B | 83.62B | 0 | 13.96B |
| Retained Earnings | 9.28T | 4.95T | 10.64T | 10.86T | 11.2T | 12T | 12.74T | 13.79T | 14.85T | 15.69T |
| Accumulated OCI | 2.96T | 2.72T | 2.88T | 2.52T | 2.99T | 2.57T | 2.48T | 4.19T | 4.26T | 4.01T |
| Treasury Stock | -513.26B | -522.87B | -516.65B | -505.52B | -502.79B | -451.29B | -481.09B | -613.82B | -726.63B | -975.06B |
| Preferred Stock | 0 | 4.54T | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MUFG Cash Flow Statement
Mitsubishi UFJ Financial Group, Inc. (MUFG) cash flow — operating, investing & free cash flow history
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 7.01T | -563.84B | 5.61T | 8.06T | 34.9T | 9.84T | 13.43T | -9.84T | 6.42B | 6.42B |
| Operating CF Growth % | 3.83% | -108.04% | 1094.85% | 43.7% | 333.02% | -71.81% | 36.5% | -173.3% | 100.07% | 0% |
| Net Income | 1.3T | 1.41T | 1.15T | 829.44B | 1.04T | 1.49T | 1.57T | 2.05T | 2.55T | 1.9T |
| Depreciation & Amortization | 333.15B | 338.81B | 340.2B | 703.29B | 337.41B | 363.25B | 334.64B | 362.37B | 415.03B | 0 |
| Deferred Taxes | -212.37B | 120.59B | -47.8B | -60.97B | 266.27B | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -2.7T | -765.22B | 391.83B | 267.35B | 35.16T | -3.22T | -2.89T | -6.57T | -8.67T | -1.9T |
| Working Capital Changes | 6.27T | 6.17T | 4.54T | 6.32T | -1.9T | 11.21T | 14.41T | -5.69T | 5.71T | 0 |
| Cash from Investing | 8.91T | 3.24T | -5.63T | -3.37T | -10.14T | -2.2T | -10.68T | 3.99T | -186.95B | 0 |
| Purchase of Investments | -56.62T | -73.03T | -65.1T | -90.42T | -116.74T | -97.89T | -103.99T | -92.82T | -108.13T | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | -56.62T | -73.03T | -65.1T | -90.42T | -116.74T | -97.89T | -103.99T | -92.82T | -108.13T | 0 |
| Acquisitions | -19.19B | -7.08B | -1.11B | -995.78B | -23.76B | -689.74B | -1.78T | -196.32B | -163.41B | 0 |
| Other Investing | -114.31B | 3.68T | 62.86B | -39.1B | -287.17B | -256.74B | -206.52B | -302.5B | -41.09B | 0 |
| Cash from Financing | -670.59B | 9.36T | -484.36B | -251.66B | -436.07B | -1.08T | -977.14B | 8.31B | -861.12B | 0 |
| Dividends Paid | -246.56B | -241.07B | -276.28B | -304.54B | -321.77B | -334.62B | -380.45B | -439.75B | -532.98B | 0 |
| Share Repurchases | -217.8B | -201.1B | -159.96B | -50.03B | -13M | -158.51B | -450.15B | -400.16B | -418.55B | 0 |
| Stock Issued | 1.2B | 2.23B | 4.14B | 21.52B | 2.14B | 5.4B | 2.24B | 2.3B | 15.66B | 0 |
| Net Stock Activity | -216.6B | -198.88B | -155.82B | -28.51B | 2.13B | -153.12B | -447.92B | -397.86B | -402.88B | 0 |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 0 |
| Other Financing | 1.91T | 9.55T | 1.85T | -357.31B | -7.46T | -29.3B | -32.27B | -45.81B | -146.32B | 0 |
| Net Change in Cash | 15.2T▲ 0% | 41.91T▲ 175.6% | -506.79B▼ 101.2% | 4.13T▲ 914.7% | 24.65T▲ 496.9% | 7.78T▼ 68.4% | 2.87T▼ 63.2% | -3.76T▼ 231.0% | -779.66B▲ 79.2% | 0▲ 0% |
| Exchange Rate Effect | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Cash at Beginning | 18.76T | 33.97T | 74.71T | 74.21T | 78.34T | 102.98T | 110.76T | 113.63T | 109.88T | 0 |
| Cash at End | 33.97T | 75.87T | 74.21T | 78.34T | 102.98T | 110.76T | 113.63T | 109.88T | 109.1T | 0 |
| Interest Paid | 779.24B | 1.04T | 1.49T | 1.76T | 879.92B | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 373.89B | 265.23B | 302.02B | 128.12B | 124.7B | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 6.64T▲ 0% | -971.03B▼ 114.6% | 5.18T▲ 633.5% | 7.61T▲ 47.0% | 34.51T▲ 353.2% | 9.46T▼ 72.6% | 13.03T▲ 37.8% | -10.31T▼ 179.1% | -450.29B▲ 95.6% | 0▲ 0% |
| FCF Growth % | 3.68% | -114.62% | 633.53% | 46.98% | 353.17% | -72.6% | 37.8% | -179.11% | 95.63% | - |
MUFG Banking Ratios
Mitsubishi UFJ Financial Group, Inc. (MUFG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.44% | 6.13% | 5.3% | 3.1% | 4.5% | 6.33% | 6.16% | 7.64% | 8.77% | 8.53% |
| Return on Assets (ROA) | 0.31% | 0.33% | 0.29% | 0.16% | 0.22% | 0.31% | 0.29% | 0.38% | 0.46% | 0.47% |
| Net Interest Margin | 0.67% | 0.63% | 0.62% | 0.56% | 0.53% | 0.55% | 0.76% | 0.61% | 0.7% | 0.69% |
| Efficiency Ratio | 57.5% | 51.6% | 51.54% | 54.86% | 56.25% | 54.92% | 45.23% | 30.59% | 36.02% | 36.6% |
| Equity / Assets | 5.49% | 5.21% | 5.55% | 5.01% | 4.93% | 4.81% | 4.72% | 5.14% | 5.26% | 5.5% |
| Book Value / Share | 1.23K | 1.17K | 1.32K | 1.31K | 1.38K | 1.41K | 1.48K | 1.73K | 1.87K | 1.95K |
| NII Growth | 38.87% | -5.81% | 0.83% | -1.55% | 0.64% | 7.27% | 43.2% | -16.01% | 17.04% | 2.6% |
| Dividend Payout | 26.59% | 24.3% | 31.58% | 57.51% | 41.31% | 29.59% | 34.08% | 29.5% | 28.61% | 0% |
MUFG Frequently Asked Questions
Mitsubishi UFJ Financial Group, Inc. (MUFG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Mitsubishi UFJ Financial Group, Inc. (MUFG) grew revenue by 14.1% over the past year. This is steady growth.
Yes, Mitsubishi UFJ Financial Group, Inc. (MUFG) is profitable, generating $1.90T in net income for fiscal year 2025 (15.0% net margin).
Dividend & Returns
Yes, Mitsubishi UFJ Financial Group, Inc. (MUFG) pays a dividend with a yield of 1.65%. This makes it attractive for income-focused investors.
Mitsubishi UFJ Financial Group, Inc. (MUFG) has a return on equity (ROE) of 8.8%. This is below average, suggesting room for improvement.
Industry Metrics
Mitsubishi UFJ Financial Group, Inc. (MUFG) has a net interest margin (NIM) of 0.7%. NIM has been under pressure due to interest rate environment.
Mitsubishi UFJ Financial Group, Inc. (MUFG) has an efficiency ratio of 36.0%. This is excellent, indicating strong cost control.
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Mitsubishi UFJ Financial Group, Inc. (MUFG) financial analysis — history, returns, DCA and operating performance tools
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