30 years of historical data (1996–2025) · Financial Services · Banks - Diversified
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Mitsubishi UFJ Financial Group, Inc. trades at 18.3x earnings, 22825% above its 5-year average of 0.1x, sitting at the 92nd percentile of its historical range. Compared to the Financial Services sector median P/E of 13.8x, the stock trades at a premium of 33%.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $210.9B | $158.7B | $122.4B | $78.6B | $79.1B | $69.1B | $47.2B | $64.9B | $88.5B | $86.0B | $64.1B |
| Enterprise Value | $84.7B | $-19535565509130 | $-48524236412430 | $-51142407487540 | $-63952329739210 | $-84818948625680 | $-33376659212220 | $-40118762718550 | $-39366281128560 | $-31446355307680 | $-35498679514150 |
| P/E Ratio → | 18.25 | 0.09 | 0.08 | 0.07 | 0.07 | 0.09 | 0.09 | 0.07 | 0.07 | 0.09 | 0.07 |
| P/S Ratio | 2.65 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 |
| P/B Ratio | 1.56 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| P/FCF | — | — | — | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | — | 0.01 | 0.01 |
| P/OCF | 5131.97 | 24.74 | — | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | — | 0.01 | 0.01 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
Mitsubishi UFJ Financial Group, Inc.'s enterprise value stands at 4.5x EBITDA. The Financial Services sector median is 11.1x, placing the stock at a 60% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -1.57 | -4.46 | -6.07 | -12.19 | -15.92 | -5.02 | -6.57 | -7.21 | -5.75 | -8.39 |
| EV / EBITDA | 4.46 | -6.59 | -20.11 | -26.85 | -34.51 | -60.69 | -21.78 | -27.01 | -22.52 | -19.22 | -19.57 |
| EV / EBIT | 5.19 | -7.66 | -23.67 | -32.58 | -42.93 | -81.40 | -40.24 | -35.03 | -27.93 | -24.13 | -23.69 |
| EV / FCF | — | — | — | -3.92 | -6.76 | -2.46 | -4.38 | -7.74 | — | -4.73 | -5.54 |
Margins and return-on-capital ratios measuring operating efficiency
Mitsubishi UFJ Financial Group, Inc. earns an operating margin of 20.5%, roughly in line with the Financial Services sector average. Operating margins have expanded from 18.6% to 20.5% over the past 3 years, signaling improving operational efficiency. ROE of 8.8% is modest, trailing the sector median of 9.1%. ROIC of 2.0% represents below-average returns on invested capital versus a sector median of 5.4%.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 56.5% | 56.5% | 49.4% | 63.8% | 83.3% | 75.8% | 67.3% | 70.3% | 77.4% | 81.4% | 78.5% |
| Operating Margin | 20.5% | 20.5% | 18.8% | 18.6% | 28.4% | 19.6% | 12.5% | 18.7% | 25.8% | 23.8% | 35.4% |
| Net Profit Margin | 15.0% | 15.0% | 13.7% | 13.2% | 21.6% | 14.6% | 7.9% | 14.3% | 18.1% | 17.0% | 22.5% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.8% | 8.8% | 7.6% | 6.2% | 6.3% | 4.5% | 3.1% | 5.3% | 6.1% | 5.4% | 5.8% |
| ROA | 0.5% | 0.5% | 0.4% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% |
| ROIC | 2.0% | 2.0% | 1.9% | 1.6% | 2.2% | 2.1% | 1.4% | 1.7% | 2.1% | 2.5% | 3.0% |
| ROCE | 2.4% | 2.4% | 1.8% | 1.4% | 0.6% | 0.3% | 0.3% | 0.4% | 0.5% | 0.4% | 0.5% |
Solvency and debt-coverage ratios — lower is generally safer
Mitsubishi UFJ Financial Group, Inc. carries a Debt/EBITDA ratio of 30.1x, which is highly leveraged (634% above the sector average of 4.1x). The company holds a net cash position — cash of $109.1T exceeds total debt of $89.4T, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 0.5x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 4.11 | 4.11 | 2.95 | 3.42 | 2.60 | 1.02 | 1.20 | 1.97 | 2.33 | 1.92 | 0.78 |
| Debt / EBITDA | 30.15 | 30.15 | 25.38 | 32.77 | 25.22 | 12.95 | 13.22 | 22.90 | 20.82 | 19.55 | 7.49 |
| Net Debt / Equity | — | -0.91 | -2.34 | -2.80 | -3.56 | -4.79 | -1.98 | -2.33 | -2.52 | -1.89 | -2.05 |
| Net Debt / EBITDA | -6.64 | -6.64 | -20.16 | -26.89 | -34.55 | -60.74 | -21.81 | -27.05 | -22.57 | -19.27 | -19.60 |
| Debt / FCF | — | — | — | -3.93 | -6.77 | -2.46 | -4.39 | -7.76 | — | -4.75 | -5.55 |
| Interest Coverage | 0.46 | 0.46 | 0.41 | 0.66 | 2.74 | 1.35 | 0.43 | 0.75 | 1.37 | 1.69 | 2.29 |
Net cash position: cash ($109.10T) exceeds total debt ($89.40T)
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.49x is below 1.0, meaning current liabilities exceed current assets — though the company's $109.1T cash position helps mitigate short-term liquidity concerns. The current ratio has improved from 0.41x to 0.49x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.49 | 0.49 | 0.38 | 0.41 | 0.42 | 22.55 | 12.39 | 30.06 | 31.07 | 33.36 | 32.46 |
| Quick Ratio | 0.49 | 0.49 | 0.38 | 0.41 | 0.42 | 22.55 | 12.39 | 30.06 | 31.07 | 33.36 | 32.46 |
| Cash Ratio | 0.34 | 0.34 | 0.38 | 0.41 | 0.42 | 15.29 | 9.38 | 9.77 | 10.23 | 9.93 | 8.03 |
| Asset Turnover | — | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Mitsubishi UFJ Financial Group, Inc. returns 2.8% to shareholders annually — split between a 1.6% dividend yield and 1.3% buyback yield. The payout ratio of 28.6% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 5.5% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 1.6% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Payout Ratio | 28.6% | 28.6% | 29.5% | 34.1% | 29.6% | 41.3% | 57.5% | 31.6% | 24.3% | 26.6% | 26.4% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 5.5% | 1170.0% | 1215.2% | 1414.9% | 1422.5% | 1119.9% | 1112.3% | 1345.7% | 1387.0% | 1072.4% | 1492.6% |
| FCF Yield | — | — | — | 16570.7% | 11948.1% | 49940.6% | 16131.4% | 7988.5% | — | 7720.7% | 9999.9% |
| Buyback Yield | 1.3% | 100.0% | 100.0% | 100.0% | 100.0% | 0.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Total Shareholder Yield | 2.8% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Shares Outstanding | — | $11.6B | $12.0B | $12.3B | $12.8B | $12.8B | $12.9B | $13.1B | $13.3B | $13.6B | $14.0B |
Compare MUFG with 1 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| MUFGYou | $211B | 18.3 | 4.5 | — | 56.5% | 20.5% | 8.8% | 2.0% | 30.1 |
| SMFG | $143B | 11.6 | 2.5 | 4.8 | 48.9% | 17.6% | 7.9% | 2.1% | 29.4 |
| Financial Services Median | — | 13.8 | 11.1 | 11.2 | 60.2% | 21.9% | 9.1% | 5.4% | 4.1 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 30 years · Updated daily
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Start ComparisonMitsubishi UFJ Financial Group, Inc.'s current P/E ratio is 18.3x. The historical average is 9.4x. This places it at the 92th percentile of its historical range.
Mitsubishi UFJ Financial Group, Inc.'s current EV/EBITDA is 4.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.2x.
Mitsubishi UFJ Financial Group, Inc.'s return on equity (ROE) is 8.8%. The historical average is 3.1%.
Based on historical data, Mitsubishi UFJ Financial Group, Inc. is trading at a P/E of 18.3x. This is at the 92th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Mitsubishi UFJ Financial Group, Inc.'s current dividend yield is 1.57% with a payout ratio of 28.6%.
Mitsubishi UFJ Financial Group, Inc. has 56.5% gross margin and 20.5% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
Mitsubishi UFJ Financial Group, Inc.'s Debt/EBITDA ratio is 30.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.