Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 1, 2026, Navient Corporation (NAVI) has a Wall Street consensus price target of $10.00, based on estimates from 24 covering analysts. With the stock currently trading at $8.79, this represents a potential upside of +13.8%. The company has a market capitalization of $841M.
Analyst price targets range from a low of $9.00 to a high of $12.00, representing a 30% spread in expectations. The median target of $9.00 differs from the mean, suggesting potential outlier estimates.
The current analyst consensus rating is Hold, with 5 analysts rating the stock as a Buy or Strong Buy,15 rating it Hold, and 4 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, NAVI trades at a trailing P/E of 7.4x and forward P/E of 12.7x. Analysts expect EPS to grow +237.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $16.55, with bear and bull scenarios of $8.70 and $77.93 respectively. Model confidence stands at 39/100, suggesting limited visibility into future performance.
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Start ComparisonNavient Corporation (NAVI) has a consensus 12-month price target of $10, implying 13.8% upside from $8.79. The 24 analysts covering NAVI see moderate appreciation potential.
NAVI has a consensus rating of "Hold" based on 24 Wall Street analysts. The rating breakdown is mixed, with 15 Hold ratings making up the largest segment. The consensus 12-month price target of $10 implies 13.8% upside from current levels.
With a forward P/E of 12.6694x, NAVI trades at a relatively low valuation. The consensus target of $10 implies 13.8% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $12 for NAVI, while the most conservative target is $9. The consensus of $10 represents the median expectation. Our quantitative valuation model projects a bull case target of $78 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
NAVI is well covered by analysts, with 24 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 15 recommend Hold, and 4 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month NAVI stock forecast based on 24 Wall Street analysts shows a consensus price target of $10, with estimates ranging from $9 (bear case) to $12 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $17, with bear/bull scenarios of $9/$78.
Our quantitative valuation model calculates NAVI's fair value at $17 (base case), with a bear case of $9 and bull case of $78. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 39/100.
NAVI trades at a forward P/E ratio of 12.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 7.4x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on NAVI, with a "Hold" consensus rating and $10 price target (13.8% upside). 5 of 24 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
NAVI analyst price targets range from $9 to $12, a 30% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $10 consensus represents the middle ground. Our model's $9-$78 range provides an independent fundamental perspective.