Navient Corporation (NAVI) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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NAVI Revenue Growth
Revenue Breakdown (FY 2025)
NAVI's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
NAVI Revenue Analysis (2014–2025)
As of May 6, 2026, Navient Corporation (NAVI) generated trailing twelve-month (TTM) revenue of $3.06 billion, reflecting significant decline in growth of -16.1% year-over-year. The most recent quarter (Q1 2026) recorded $695.0 million in revenue, down 8.7% sequentially.
Looking at the longer-term picture, NAVI's 5-year compound annual growth rate (CAGR) stands at -2.9%, indicating revenue contraction over this period. The company achieved its highest annual revenue of $5.64 billion in 2014.
Revenue diversification analysis shows NAVI's business is primarily driven by Federal Education Loans Segment (39%), Other Operating Segment (36%), and Business Processing (17%).
When compared to Financial Services sector peers including SLM, ECPG, and PRA (-3.9% YoY), NAVI has underperformed the peer group in terms of revenue growth. Compare NAVI vs SLM →
NAVI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| NAVICurrent | $3.1B | -16.1% | -2.9% | 77.1% | |
 SLM | $3.1B | - | - | 31.9% | |
 ECPG | $1.8B | - | - | 35.4% | |
 PRA | $1.1B | -3.9% | +4.4% | 6.6% | |
 PFSI | $4.4B | - | - | 34.6% | |
 OMF | $6.2B | - | - | 16.0% |
NAVI Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $3.23B | - | $2.81B | 87.0% | $2.49B | 77.1% |
| 2024 | $4.23B | - | $848.0M | 20.0% | $174.0M | 4.1% |
| 2023 | $4.84B | - | $1.16B | 23.9% | $313.0M | 6.5% |
| 2022 | $3.84B | - | $1.66B | 43.2% | $827.0M | 21.5% |
| 2021 | $3.53B | - | $2.27B | 64.4% | $936.0M | 26.5% |
| 2020 | $3.73B | - | $1.53B | 41.1% | $532.0M | 14.2% |
| 2019 | $5.48B | - | $1.74B | 31.7% | $763.0M | 13.9% |
| 2018 | $5.59B | - | $1.55B | 27.8% | $528.0M | 9.4% |
| 2017 | $5.18B | - | $1.78B | 34.4% | $764.0M | 14.7% |
| 2016 | $4.96B | - | $2.09B | 42.2% | $1.11B | 22.3% |
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Start ComparisonNAVI — Frequently Asked Questions
Quick answers to the most common questions about buying NAVI stock.
Is NAVI's revenue growth accelerating or slowing?
NAVI revenue declined -16.1% year-over-year, contrasting with the 5-year CAGR of -2.9%. TTM revenue fell to $3.1B. This reverses the prior growth trend.
What is NAVI's long-term revenue growth rate?
Navient Corporation's 5-year revenue CAGR of -2.9% reflects the variable expansion pattern. Current YoY growth of -16.1% is below this long-term average.
How is NAVI's revenue distributed by segment?
NAVI reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.