Trailing Dividend / Share
$0.63
Navient Corporation (NAVI) Dividend History
Income profile from 2014 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
7.2%
Payout Ratio
53.4%
Sustainable
Dividend Streak
0 years
3-Second Income Check
Safety
53.4% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 6.4% and trend is flat.
Dividend Scorecard
Yield & Income
Dividend Yield7.2%
Trailing DPS$0.63
FrequencyAnnual
Payments / 12M5
Payout Safety
Earnings Payout53.4%
Earnings SafetySustainable
FCF Payout25.5%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR0.0%
Yield on Cost (5Y)6.4%
YOC Trendflat
Total Returns
Buyback Yield21.3%
Total Shareholder Yield28.5%
1Y Total Return-34.1%
5Y Total Return-8.0%
Div Contribution (5Y)24.6%
Estimated $10K growth (return + dividends):
5Y ago$9,20210Y ago$14,02620Y ago$9,582
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (13 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Navient Corporation distributes 53.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 25.5%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
NAVI does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, NAVI returns capital through share repurchases. The combined picture: 7.2% dividend yield, 21.3% buyback yield, 28.5% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.4% and is currently flat. The 5-year total return is -8.0%, with dividends contributing 24.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $14,026 today.
Recent Dividend Payments
Last 20 payments · Annual
TTM Total$3.20
Avg/Payment$0.1600
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Mar 6, 2026Latest | $0.1600 | — | 7.28% | Mar 20, 2026 |
| Dec 5, 2025 | $0.1600 | — | 5.17% | Dec 19, 2025 |
| Sep 5, 2025 | $0.1600 | — | 4.66% | Sep 19, 2025 |
| Jun 6, 2025 | $0.1600 | — | 4.76% | Jun 20, 2025 |
| Mar 7, 2025 | $0.1600 | — | 4.51% | Mar 21, 2025 |
| Dec 6, 2024 | $0.1600 | — | 4.21% | Dec 20, 2024 |
| Sep 6, 2024 | $0.1600 | — | 4.04% | Sep 20, 2024 |
| Jun 7, 2024 | $0.1600 | — | 4.45% | Jun 21, 2024 |
Dividend Peer Comparison
Peer group: Student Loan Lending and Servicing
#1 yield in peer group
Div Yield
7.2%
#1 of 5
Safety
Sustainable
53.4% payout
Streak
0Y
0.0% 5Y CAGR
Total Shareholder
28.5%
#1 of 5
Annual Dividend History
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.16 | — | 1 | — | — | — | 1.6% |
| 2025 | $0.64 | 0.0% | 4 | — | — | — | 6.4% |
| 2024 | $0.64 | 0.0% | 4 | $1.18 | 54.2% | 1.84x | 6.4% |
| 2023 | $0.64 | 0.0% | 4 | $1.85 | 34.6% | 2.89x | 6.4% |
| 2022 | $0.64 | 0.0% | 4 | $4.48 | 14.3% | 7.00x | 6.4% |
| 2021 | $0.64 | 0.0% | 4 | $4.17 | 15.3% | 6.52x | 6.4% |
| 2020 | $0.64 | 0.0% | 4 | $2.11 | 30.3% | 3.30x | 6.4% |
| 2019 | $0.64 | 0.0% | 4 | $2.56 | 25.0% | 4.00x | 6.4% |
| 2018 | $0.64 | 0.0% | 4 | $1.50 | 42.7% | 2.34x | 6.4% |
| 2017 | $0.64 | 0.0% | 4 | $1.04 | 61.5% | 1.63x | 6.4% |
See NAVI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs NAVI Undervalued?
See our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationCompare NAVI vs JPM
See how NAVI stacks up against sector leader JPMorgan Chase & Co..
Start ComparisonFrequently Asked Questions
How much dividend does NAVI pay per share?
Navient Corporation (NAVI) pays a trailing 12-month dividend of $0.63 per share, with a current dividend yield of +7.2%. Payments are made Annual.
When is NAVI's next ex-dividend date?
NAVI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. NAVI typically pays dividends Annual.
Is NAVI's dividend safe?
NAVI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +53.4% and FCF payout ratio of +25.5%. The dividend history does not yet show a prolonged growth streak.
How many years has NAVI increased its dividend?
NAVI has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +0.0%.
How often does NAVI pay dividends?
Navient Corporation pays dividends Annual. The trailing 12-month total is $0.63 per share. Dividend data on this page covers 12+ years from 2014 to 2026.
How much would $10,000 invested in NAVI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in NAVI five years ago would be worth approximately $9,202 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is NAVI's yield on cost for long-term holders?
NAVI's yield on cost — the current dividend divided by the original purchase price — is +6.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +7.2% market yield, thanks to the lower original cost basis.