Trailing Dividend / Share
$1.27
Neptune Insurance Holdings Inc. (NP) Dividend History
Income profile from 2005 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
4.2%
Payout Ratio
4.7%
Sustainable
Dividend Streak
0 years
NP Dividend Income Check
Safety
4.7% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost trend needs more history.
NP Dividend Scorecard
Yield & Income
Dividend Yield4.2%
Trailing DPS$1.27
FrequencySemi-Annual
Payments / 12M0
Payout Safety
Earnings Payout4.7%
Earnings SafetySustainable
FCF Payout215.5%
FCF SafetyStretched
Piotroski F-Score4/9
Growth
Growth Streak0 years
3Y CAGR1.8%
5Y CAGR5.1%
Yield on Cost (5Y)N/A
YOC Trendunknown
Total Returns
Buyback Yield0.0%
Total Shareholder Yield4.2%
1Y Total Return16.9%
5Y Total Return24.5%
Div Contribution (5Y)7.6%
Estimated $10K growth (return + dividends):
5Y ago$12,45410Y ago$16,16320Y ago$18,704
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
NP Income Growth Story
Dividend per share and yield on cost over time (18 years of payments)
NP Dividend Safety Story
EPS is the container — dividend is what's drawn out
Get NP's next ex-dividend date and payout in your inbox
Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Neptune Insurance Holdings Inc. distributes 4.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 215.5%, rated "Stretched".
Piotroski F-Score: 4/9 — moderate financial health.
Growth Track Record
NP does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 1.8% and 5-year CAGR of 5.1%.
Total Shareholder Returns
Beyond cash dividends, NP returns capital through share repurchases. The combined picture: 4.2% dividend yield, 4.2% total shareholder yield.
Income Trend & Total Return
The 5-year total return is 24.5%, with dividends contributing 7.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $16,163 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
NP Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$8.99
Avg/Payment$0.4497
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 12, 2022Latest | $0.4750 | — | 4.86% | Jun 2, 2022 |
| Feb 17, 2022 | $0.4750 | — | 4.39% | Mar 2, 2022 |
| Nov 10, 2021 | $0.4750 | ↑ +1.1% | 4.40% | Dec 2, 2021 |
| Aug 12, 2021 | $0.4700 | — | 4.75% | Sep 2, 2021 |
| May 13, 2021 | $0.4700 | — | 4.16% | Jun 2, 2021 |
| Feb 11, 2021 | $0.4700 | — | 4.14% | Mar 2, 2021 |
| Dec 2, 2020 | $0.4700 | — | 4.60% | — |
| Nov 12, 2020 | $0.4700 | — | 4.34% | Dec 2, 2020 |
NP Dividend vs Peers
Comparable companies in the same industry
#1 yield in peer group
Div Yield
4.2%
#1 of 7
Safety
Sustainable
4.7% payout
Streak
0Y
5.1% 5Y CAGR
Total Shareholder
4.2%
#2 of 7
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
1st NPNeptune Insurance Ho… | $2.9B | 4.2% | 4.7% | 0 | Sustainable |
 HCIHCI Group, Inc. | $2.3B | 0.8% | 6.5% | 0 | Sustainable |
 ALLThe Allstate Corpora… | $62.1B | 1.6% | 10.1% | 15 | Sustainable |
 TRVThe Travelers Compan… | $70.6B | 1.3% | 15.6% | 20 | Sustainable |
 CBChubb Limited | $133.1B | 1.1% | 14.6% | 31 | Sustainable |
2nd  PGRThe Progressive Corp… | $128.5B | 2.2% | 25.4% | 0 | Sustainable |
3rd  CINFCincinnati Financial… | $29.0B | 1.8% | 21.9% | 38 | Sustainable |
NP Annual Dividend History (2005–2025)
21 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | — | 0 | $-0.20 | — | — | — |
| 2024 | $0.00 | — | 0 | $1.58 | — | — | — |
| 2023 | $0.00 | -100.0% | 0 | $1.04 | — | — | — |
| 2022 | $0.95 | -49.6% | 2 | — | — | — | 3.8% |
| 2021 | $1.88 | -19.8% | 4 | — | — | — | 7.6% |
| 2020 | $2.35 | 30.6% | 5 | — | — | — | 9.5% |
| 2019 | $1.80 | 9.8% | 4 | — | — | — | 7.3% |
| 2018 | $1.64 | 10.8% | 4 | — | — | — | 6.6% |
| 2017 | $1.48 | -10.3% | 4 | — | — | — | 6.0% |
| 2016 | $1.65 | 37.5% | 5 | — | — | — | 6.7% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
21+ years return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
NP — Frequently Asked Questions
Quick answers to the most common questions about buying NP stock.
How much dividend does NP pay per share?
Neptune Insurance Holdings Inc. (NP) pays a trailing 12-month dividend of $1.27 per share, with a current dividend yield of +4.2%. Payments are made Semi-Annual.
When is NP's next ex-dividend date?
NP's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. NP typically pays dividends Semi-Annual.
Is NP's dividend safe?
NP's dividend safety is rated "Sustainable" based on an earnings payout ratio of +4.7% and FCF payout ratio of +215.5%. The dividend history does not yet show a prolonged growth streak.
How many years has NP increased its dividend?
NP has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +5.1%.
How often does NP pay dividends?
Neptune Insurance Holdings Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.27 per share. Dividend data on this page covers 20+ years from 2005 to 2025.
How much would $10,000 invested in NP grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in NP five years ago would be worth approximately $12,454 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is NP's yield on cost for long-term holders?
NP's yield on cost — the current dividend divided by the original purchase price — is N/A for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.2% market yield, thanks to consistent dividend growth.