Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, Neptune Insurance Holdings Inc. (NP) has a Wall Street consensus price target of $27.19, based on estimates from 12 covering analysts. With the stock currently trading at $20.82, this represents a potential upside of +30.6%. The company has a market capitalization of $904M.
Analyst price targets range from a low of $20.00 to a high of $32.50, representing a 46% spread in expectations. The median target of $28.50 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 1 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, NP trades at a trailing P/E of 13.2x and forward P/E of 40.3x.
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Start ComparisonThe consensus Wall Street price target for NP is $27.19, representing 30.6% upside from the current price of $20.82. With 12 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
NP has a consensus rating of "Buy" based on 12 Wall Street analysts. The rating breakdown is predominantly bullish, with 7 Buy/Strong Buy ratings. The consensus 12-month price target of $27.19 implies 30.6% upside from current levels.
At a forward P/E of 40.3254x, NP trades at a premium valuation. The consensus price target of $27.19 (30.6% upside) suggests analysts still see growth justifying the multiple.
The most bullish Wall Street analyst has a price target of $32.5 for NP, while the most conservative target is $20. The consensus of $27.19 represents the median expectation. These targets typically reflect 12-month expectations.
NP is moderately covered, with 12 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 4 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month NP stock forecast based on 12 Wall Street analysts shows a consensus price target of $27.19, with estimates ranging from $20 (bear case) to $32.5 (bull case). The median consensus rating is "Buy".
NP trades at a forward P/E ratio of 40.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.2x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on NP, with a "Buy" consensus rating and $27.19 price target (30.6% upside). 7 of 12 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
NP analyst price targets range from $20 to $32.5, a 46% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $27.19 consensus represents the middle ground.