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Neptune Insurance Holdings Inc. (NP) Earnings History

Annual and quarterly earnings data from 2023 to 2024

TTM Net Income
$35M
Profitable
TTM EPS
$1.58
Diluted
YoY EPS Growth
+0.5%
Solid
Net Margin
0.3%
Profitability
Operating Margin0.6%
Gross Margin0.7%
ROEN/A
ROA0.8%
Highest Annual Net Income$35M (2024)
Highest Quarterly EPS$1.18 (Q3 2025)
Consecutive Profitable Years2 years
Q3 2025
Net Income$12M
EPS$1.18
QoQ Growth-0.9%Slow

Loading earnings history...

EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+51.9%
Excellent
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202466.4%57.4%29.0%
202364.2%53.5%21.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Neptune Insurance Holdings Inc. (NP) Earnings Overview

As of March 1, 2026, Neptune Insurance Holdings Inc. (NP) reported trailing twelve-month net income of $35M, reflecting +0.5% year-over-year growth. The company earned $1.58 per diluted share over the past four quarters, with a net profit margin of 0.3%.

Looking at the long-term picture, NP's historical earnings data spans multiple years. The company achieved its highest annual net income of $35M in fiscal 2024, representing a new all-time high.

Neptune Insurance Holdings Inc. maintains positive profitability with a gross margin of 0.7%, operating margin of 0.6%, and net margin of 0.3%. The company continues to generate positive earnings from operations. View revenue history →

Compared to industry peers including INTU ($4.34B net income, 0.2% margin), FICO ($658M net income, 0.3% margin), SSNC ($852M net income, 0.1% margin), NP has outperformed on profitability metrics. Compare NP vs INTU →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NPCurrent
$35M$1.580.3%-+0.5%—
INTU
$4.3B$15.440.2%0.2%+0.3%
FICO
$658M$27.460.3%-+0.3%
SSNC
$852M$3.370.1%0.1%+0.1%
GWRE
$92M$1.060.1%0.0%+11.9%
FRGE
-$63M$-4.69-0.8%-0.3%+0.3%
Best in group
Lowest in group

Historical Data

2 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$35M+93.4%$68M$1.5829.0%57.4%
2023$18M-$45M$1.0421.1%53.5%

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Frequently Asked Questions

Is NP growing earnings?

NP EPS of $1.58 reflects slowing growth at +0.5%, below the 5-year CAGR of N/A. TTM net income is $35M. Expansion rate has moderated.

What are NP's profit margins?

Neptune Insurance Holdings Inc. net margin is +0.3%, with operating margin at +0.6%. Below-average margins reflect competitive or cost pressures.

How consistent are NP's earnings?

NP earnings data spans 2023-2024. The current earnings trend is +0.5% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends