Neptune Insurance Holdings Inc. (NP) Earnings History
Profitable3 years of earnings data (2023–2025) · Positive TTM net income
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Neptune Insurance Holdings Inc. (NP) Earnings Overview
As of June 28, 2026, Neptune Insurance Holdings Inc. (NP) reported trailing twelve-month net income of $35M, reflecting -112.7% year-over-year growth. The company earned $0.24 per diluted share over the past four quarters, with a net profit margin of 23.4%.
Looking at the long-term picture, NP's historical earnings data spans multiple years. The company achieved its highest annual net income of $37M in fiscal 2025, representing a new all-time high.
Neptune Insurance Holdings Inc. maintains industry-leading profitability with a gross margin of 64.6%, operating margin of 50.1%, and net margin of 23.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HCI ($303M net income, 33.2% margin), UPC (-$12M net income, -20.6% margin), HRTG ($202M net income, 23.1% margin), NP has room to improve margins relative to the peer group. Compare NP vs HCI →
NP Earnings vs Peers
Earnings metrics vs comparable public companies
NP Historical Earnings Data (2023–2025)
3 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $37M | +8.2% | $80M | $-0.20 | 23.4% | 50.1% |
| 2024 | $35M | +93.4% | $68M | $1.58 | 29.0% | 57.4% |
| 2023 | $18M | - | $45M | $1.04 | 21.1% | 53.5% |
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NP — Frequently Asked Questions
Quick answers to the most common questions about buying NP stock.
What is NP earnings per share (EPS)?
NP trailing twelve-month (TTM) diluted EPS is $0.24, reflecting -112.7% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2023 to 2025 is available in the table on this page.
What is Neptune Insurance Holdings Inc.'s net income?
Neptune Insurance Holdings Inc. (NP) trailing twelve-month net income is $35M as of 2025. Earnings declined -112.7% year-over-year. Neptune Insurance Holdings Inc. has been profitable for 3 consecutive years.
Is NP profitable?
Yes, NP is profitable with a TTM net income of $35M and a net profit margin of +23.4%. Neptune Insurance Holdings Inc. has generated profits for 3 consecutive years.
What is NP's earnings growth rate?
NP compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2023 to 2025.
What are NP's profit margins?
Neptune Insurance Holdings Inc. net profit margin is +23.4%, operating margin is +50.1%, and gross margin is +64.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is N/A.
Is NP growing earnings?
NP earnings are declining — EPS fell -112.7% year-over-year. TTM net income dropped to $35M. This contrasts with the 5-year CAGR of N/A.
What was NP's best earnings year?
Neptune Insurance Holdings Inc.'s highest annual net income on record is $37M, achieved in fiscal year 2025. Earnings history on this page spans 2023 to 2025 and includes all annual and quarterly figures.
What were NP's earnings last quarter?
NP's most recent reported quarter was Q1 2026. Net income was $7M with diluted EPS of $0.05. For a full breakdown of all quarters, see the quarterly earnings table on this page.