Neptune Insurance Holdings Inc. (NP) Earnings History
Annual and quarterly earnings data from 2023 to 2025
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NP EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
NP Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 64.6% | 50.1% | 23.4% |
| 2024 | 66.4% | 57.4% | 29.0% |
| 2023 | 64.2% | 53.5% | 21.1% |
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Neptune Insurance Holdings Inc. (NP) Earnings Overview
As of May 8, 2026, Neptune Insurance Holdings Inc. (NP) reported trailing twelve-month net income of $37M, reflecting -112.7% year-over-year growth. The company earned $0.27 per diluted share over the past four quarters, with a net profit margin of 23.4%.
Looking at the long-term picture, NP's historical earnings data spans multiple years. The company achieved its highest annual net income of $37M in fiscal 2025, representing a new all-time high.
Neptune Insurance Holdings Inc. maintains industry-leading profitability with a gross margin of 64.6%, operating margin of 50.1%, and net margin of 23.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HCI ($314M net income, 33.2% margin), UPC (-$12M net income, -20.6% margin), HRTG ($196M net income, 23.1% margin), NP has room to improve margins relative to the peer group. Compare NP vs HCI →
NP Earnings vs Peers
Earnings metrics vs comparable public companies
NP Historical Earnings Data (2023–2025)
3 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $37M | +8.2% | $80M | $-0.20 | 23.4% | 50.1% |
| 2024 | $35M | +93.4% | $68M | $1.58 | 29.0% | 57.4% |
| 2023 | $18M | - | $45M | $1.04 | 21.1% | 53.5% |
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Start ComparisonNP — Frequently Asked Questions
Quick answers to the most common questions about buying NP stock.
Is NP growing earnings?
NP EPS fell to $0.27, with earnings declining -112.7%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $37M.
What are NP's profit margins?
Neptune Insurance Holdings Inc. net margin is +23.4%, with operating margin at +50.1%. Above-average margins indicate pricing power.
How consistent are NP's earnings?
NP earnings data spans 2023-2025. The declining earnings trend is -112.7% YoY. Historical data enables comparison across business cycles.