Last 4 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Neptune Insurance Holdings Inc.'s quarterly P/E stands at 233.7x.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 |
|---|---|---|---|---|---|
| P/E Ratio → | -152.35 | 233.65 | — | — | — |
| — | — | — | — | — | |
| P/S Ratio | 18.09 | 23.01 | — | — | — |
| — | — | — | — | — | |
| P/B Ratio | — | — | — | — | — |
| — | — | — | — | — | |
| P/FCF | 60.51 | 73.00 | — | — | — |
| — | — | — | — | — | |
| EV / EBITDA | 37.31 | 72.02 | — | — | — |
| — | — | — | — | — | |
| EV / EBIT | 39.04 | 78.53 | — | — | — |
| — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Neptune Insurance Holdings Inc.'s operating margin was 31.6% in Q4 2025. The trailing four-quarter average of 45.1% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 |
|---|---|---|---|---|---|
| Gross Margin | 64.6% | 64.6% | — | 65.4% | 63.6% |
| — | — | — | — | — | |
| Operating Margin | 50.1% | 31.6% | — | 50.6% | 53.2% |
| — | — | — | — | — | |
| Net Margin | 23.4% | 9.9% | — | 27.6% | 33.9% |
| — | — | — | — | — |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 |
|---|---|---|---|---|---|
| ROE | — | — | — | — | — |
| — | — | — | — | — | |
| ROA | 66.0% | 5.6% | 13.5% | 14.4% | 12.3% |
| — | — | — | — | — | |
| ROIC | 1340.1% | 231.7% | — | — | 606.4% |
| — | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Neptune Insurance Holdings Inc.'s Debt/EBITDA ratio is 16.2x, up from 12.5x last quarter — elevated, raising questions about debt serviceability.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 |
|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — |
| — | — | — | — | — | |
| Debt / EBITDA | 2.87 | 16.23 | 12.52 | 13.17 | 17.72 |
| — | — | — | — | — | |
| Current Ratio | 0.99 | 0.99 | 0.90 | 0.82 | 0.82 |
| — | — | — | — | — | |
| Quick Ratio | 0.99 | 0.99 | 0.90 | 0.82 | 0.82 |
| — | — | — | — | — | |
| Interest Coverage | 3.94 | 3.04 | 3.80 | 3.67 | 6.58 |
| — | — | — | — | — |
Includes 30+ ratios · 4 years · Updated daily
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Neptune Insurance Holdings Inc.'s current P/E is -152.3x. The average P/E over the last 1 quarters is 233.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Neptune Insurance Holdings Inc.'s current operating margin is 50.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Neptune Insurance Holdings Inc.'s business trajectory between earnings reports.