OFS Credit Company, Inc. (OCCI) quarterly income statement — complete revenue, gross profit & net income history
OFS Credit Company, Inc. (OCCI) annual income statement — 8-year revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | 9.83M | -2.15M | -1.79M | -1.61M | -1.17M | 6.49M | -963.16K | -979.85K | -1.02M | 6.21M | 5.89M | 6.46M | 6.48M | 1.02M | 1.02M | 982.34K | 899.29K | 888.02K | 478.34K | 453.89K |
| NII Growth % | 938.88% | -133.11% | -85.64% | -64.14% | -14.69% | 4.52% | -116.36% | -115.17% | -115.75% | 507.84% | 475.1% | 557.44% | 620.86% | 15% | 114.01% | 116.43% | 120.28% | 117.52% | 217.3% | 11.3% |
| Net Interest Margin % | 3.63% | -0.75% | -0.64% | -0.63% | -0.49% | 3.53% | -0.53% | -0.53% | -0.55% | 3.63% | 3.68% | 3.87% | 4.08% | 0.65% | 0.61% | 0.56% | 0.54% | 0.6% | 0.38% | 0.59% |
| Interest Income | 11.97M | 11.88M | 10.24M | 10.06M | 8.59M | 7.45M | 963.16K | 8.44M | 9.08M | 1.02M | 1.02M | 1.02M | 1.02M | 1.02M | 1.02M | 982.34K | 899.29K | 888.02K | 478.34K | 453.89K |
| Interest Expense | 2.15M | 2.15M | 1.79M | 1.61M | 1.17M | 0 | 0 | 979.85K | 1.02M | 1.02M | 1.02M | 1.02M | 1.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 2M | 627.73K | 724.51K | 1.19M | 1.36M | 2.17M | 0 | 1.32M | 1.44M | 1.01M | 849.92K | 959.92K | 954.85K | 1.89M | 1.52M | 1.95M | 1.71M | 1.36M | 867.31K | 928.15K |
| Non-Interest Income | -831.44K | 0 | 0 | 0 | 1 | 0 | 7.11M | -1.85M | 0 | 6.21M | 5.89M | 6.46M | 6.48M | 5.83M | 5.01M | 4.85M | 4.77M | 3.47M | 2.29M | 2.3M |
| Non-Interest Income % | -9.24% | 0% | 0% | 0% | -0% | 0% | 115.67% | 65.4% | 0% | 50% | 50% | 50% | 50% | 85.09% | 83.04% | 83.16% | 84.15% | 79.62% | 82.73% | 83.5% |
| Total Net Revenue | 8.99M | -2.15M | -1.79M | -1.61M | -1.17M | 6.49M | 6.15M | -2.83M | -1.02M | 12.42M | 11.77M | 12.92M | 12.97M | 6.85M | 6.04M | 5.83M | 5.67M | 4.36M | 2.77M | 2.75M |
| Revenue Growth % | 867.89% | -133.11% | -129.09% | 43.2% | -14.69% | -47.74% | -47.8% | -121.92% | -107.88% | 81.25% | 95.08% | 121.46% | 128.51% | 57.19% | 117.88% | 112.03% | 107.02% | 56.39% | 17.19% | -0.76% |
| Non-Interest Expense | 20.88M | 3.45M | 3.28M | 3.3M | 2.97M | 2.63M | 2.57M | 2.87M | 2.81M | 5.75M | 8.23M | 8.23M | 6.19M | 15.87M | 10.79M | 2.69M | 986.18K | 519.14K | -3.36K | 8.81M |
| Efficiency Ratio | 232.18% | -160.57% | -183.63% | -205.18% | -253.51% | 40.52% | 41.84% | -101.34% | -275.43% | 46.3% | 69.89% | 63.71% | 47.77% | 231.67% | 178.78% | 46.18% | 17.38% | 11.91% | -0.12% | 320.16% |
| Operating Income | -6.92M | 8.43M | 6.96M | 6.76M | 6.47M | 4.4M | 5.5M | 7.92M | 3.02M | 1.55M | -10.55M | 8.18M | 1.1M | -9.02M | -4.75M | 3.52M | 4.69M | 4.88M | 1.91M | 1.51M |
| Operating Margin % | -76.93% | -392.26% | -389.29% | -420.25% | -552.2% | 67.79% | 89.5% | -279.71% | -295.3% | 12.49% | -89.58% | 63.31% | 8.46% | -131.67% | -78.78% | 60.41% | 82.62% | 111.91% | 68.81% | 54.88% |
| Operating Income Growth % | -206.98% | 91.57% | 26.52% | -14.66% | 114.47% | 183.65% | 152.15% | -3.16% | 174.88% | 117.19% | -121.83% | 132.1% | -76.6% | -284.93% | -349.44% | 133.42% | 191.64% | 184.87% | 11.43% | -11.76% |
| Pretax Income | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -615.28K | 6.94M | 1.99M | 529.36K | -11.57M | 7.16M | 75.86K | -10.04M | -5.78M | 2.16M | 3.79M | 3.99M | 1.43M | 11.1M |
| Pretax Margin % | -100.82% | -369.19% | 703.48% | -236.43% | -452.2% | 52.95% | -10.01% | -245.1% | -195.3% | 4.26% | -98.26% | 55.41% | 0.59% | -146.58% | -95.74% | 36.97% | 66.77% | 91.53% | 51.55% | 403.66% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 35K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | -5.69% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M | 1.99M | 529.36K | -11.57M | 7.16M | 75.86K | -10.04M | -5.78M | 2.16M | 3.79M | 3.99M | 1.43M | 11.1M |
| Net Margin % | -100.82% | -369.19% | 703.48% | -236.43% | -452.2% | 52.95% | -10.58% | -245.1% | -195.3% | 4.26% | -98.26% | 55.41% | 0.59% | -146.58% | -95.74% | 36.97% | 66.77% | 91.53% | 51.55% | 403.66% |
| Net Income Growth % | -271.2% | 130.86% | -1834.25% | -45.21% | 165.56% | 548.93% | 94.38% | -3.03% | 2529.03% | 105.27% | -100.2% | 231.88% | -98% | -351.71% | -504.69% | -80.58% | -12.04% | -46.18% | 118.55% | 244.25% |
| Net Income (Continuing) | -9.07M | 7.93M | -12.58M | 3.8M | 5.3M | 3.44M | -650.28K | 6.94M | 1.99M | 529.36K | -11.57M | 7.16M | 75.86K | -10.04M | -5.78M | 2.16M | 3.79M | 3.99M | 1.43M | 11.1M |
| EPS (Diluted) | -0.33 | 0.29 | -0.50 | 0.17 | 0.28 | 0.21 | -0.04 | 0.44 | 0.13 | 0.04 | -1.07 | 0.72 | 0.01 | -1.15 | -0.70 | 0.27 | 0.49 | 0.59 | 0.26 | 3.00 |
| EPS Growth % | -217.86% | 38.1% | -1128.5% | -61.36% | 115.38% | 423.69% | 96.2% | -38.89% | - | 103.49% | -52.86% | 166.67% | -98.37% | -294.92% | -369.23% | -91% | -59.17% | -72.81% | 110.97% | 226.58% |
| EPS (Basic) | -0.33 | 0.29 | -0.50 | 0.17 | 0.28 | 0.21 | -0.04 | 0.44 | 0.13 | 0.04 | -1.07 | 0.72 | 0.01 | -1.15 | -0.70 | 0.27 | 0.49 | 0.59 | 0.26 | 3.00 |
| Diluted Shares Outstanding | 27.84M | 27.18M | 25.14M | 21.99M | 18.67M | 16.21M | 15.97M | 15.93M | 15.92M | 13.19M | 10.82M | 10M | 9.44M | 8.7M | 8.3M | 8M | 7.72M | 6.74M | 5.49M | 3.7M |