OceanFirst Financial Corp. (OCFC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 1.32B | 1.37B | 1.54B | 906.16M | 909.89M | 951.12M | 1.13B | 902.68M | 875.37M | 907.61M | 862.09M | 909.76M | 948.39M | 625.59M | 640.97M | 696.29M | 757.39M | 773.2M | 1.3B | 1.33B |
| Cash & Due from Banks | 136.98M | 135.13M | 274.13M | 170.6M | 163.72M | 123.61M | 214.17M | 181.2M | 130.42M | 153.72M | 408.88M | 457.75M | 496.19M | 167.95M | 170.67M | 189.02M | 210.92M | 204.95M | 981.13M | 1.08B |
| Short Term Investments | 1.18B | 1.23B | 1.26B | 735.56M | 746.17M | 827.5M | 911.75M | 721.48M | 744.94M | 753.89M | 453.21M | 452.02M | 452.19M | 457.65M | 470.3M | 507.28M | 546.47M | 568.25M | 314.62M | 249.33M |
| Total Investments | 13.31B | 13.18B | 12.78B | 11.93B | 11.91B | 12.03B | 12.07B | 11.89B | 12.05B | 12.16B | 11.81B | 11.81B | 11.79B | 11.65B | 11.26B | 11.04B | 10.81B | 10.4B | 9.7B | 9.27B |
| Investments Growth % | 11.8% | 9.54% | 5.89% | 0.28% | -1.19% | -1% | 2.18% | 0.73% | 2.2% | 4.31% | 4.91% | 7.01% | 9.05% | 12.07% | 16.08% | 19.09% | 16.62% | 15.74% | 2.7% | -1.42% |
| Long-Term Investments | 12.13B | 11.95B | 11.52B | 11.19B | 11.16B | 11.21B | 11.16B | 11.17B | 11.3B | 11.4B | 11.36B | 11.36B | 11.34B | 11.2B | 10.79B | 10.53B | 10.26B | 9.83B | 9.38B | 9.02B |
| Accounts Receivables | 49.59M | 49.01M | 47.61M | 44.03M | 44.84M | 45.91M | 48.82M | 50.98M | 52.5M | 51.87M | 50.03M | 47.93M | 47.34M | 44.7M | 38.39M | 34.18M | 33.35M | 32.61M | 32.51M | 28.01M |
| Goodwill & Intangibles | 525.68M | 526.53M | 533.24M | 534.14M | 535.05M | 535.99M | 513.2M | 514M | 514.82M | 515.66M | 516.63M | 517.62M | 518.62M | 519.64M | 520.8M | 521.97M | 517.32M | 518.53M | 519.88M | 521.23M |
| Goodwill | 517.48M | 517.48M | 523.31M | 523.31M | 523.31M | 523.31M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 506.15M | 500.32M | 500.32M | 500.32M | 500.32M |
| Intangible Assets | 8.2M | 9.05M | 9.93M | 10.83M | 11.74M | 12.68M | 7.06M | 7.86M | 8.67M | 9.51M | 10.49M | 11.48M | 12.47M | 13.5M | 14.66M | 15.83M | 17M | 18.21M | 19.56M | 20.91M |
| PP&E (Net) | 112.07M | 112.74M | 112.45M | 113.47M | 114.59M | 115.26M | 116.09M | 117.39M | 119.21M | 121.37M | 122.65M | 124.14M | 126.02M | 126.7M | 127.87M | 128.12M | 126.77M | 125.83M | 123.67M | 117.51M |
| Other Assets | 1.6B | 559.2M | 577.58M | 537.74M | 544.3M | 566.36M | 527M | 563.52M | 552.28M | 539.92M | 588.38M | 582.57M | 576.83M | 591.95M | 566.74M | 529.83M | 465.36M | 459.51M | 473.19M | 466.26M |
| Total Current Assets | 186.57M | 1.42B | 1.58B | 950.19M | 954.73M | 997.03M | 1.17B | 953.66M | 927.87M | 959.48M | 912.12M | 957.7M | 995.73M | 670.3M | 679.36M | 730.48M | 790.74M | 805.81M | 1.33B | 1.36B |
| Total Non-Current Assets | 14.37B | 13.15B | 12.74B | 12.38B | 12.35B | 12.42B | 12.31B | 12.37B | 12.49B | 12.58B | 12.59B | 12.58B | 12.56B | 12.43B | 12B | 11.71B | 11.37B | 10.93B | 10.5B | 10.12B |
| Total Assets | 14.56B | 14.56B | 14.32B | 13.33B | 13.31B | 13.42B | 13.49B | 13.32B | 13.42B | 13.54B | 13.5B | 13.54B | 13.56B | 13.1B | 12.68B | 12.44B | 12.16B | 11.74B | 11.83B | 11.48B |
| Asset Growth % | 9.37% | 8.52% | 6.2% | 0.05% | -0.82% | -0.86% | -0.07% | -1.6% | -1% | 3.31% | 6.42% | 8.85% | 11.43% | 11.62% | 7.22% | 8.31% | 5.07% | 2.54% | 1.53% | 1.22% |
| Return on Assets (ROA) | 0.14% | 0.09% | 0.13% | 0.14% | 0.16% | 0.16% | 0.19% | 0.18% | 0.21% | 0.2% | 0.15% | 0.21% | 0.21% | 0.41% | 0.31% | 0.24% | 0.22% | 0.19% | 0.21% | 0.27% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 1.5B | 1.63B | 1.97B | 1.2B | 1.15B | 1.26B | 1.39B | 1.29B | 1.15B | 1.05B | 885.22M | 1.36B | 1.61B | 1.48B | 805.4M | 788.9M | 387.18M | 349.81M | 372.18M | 370.04M |
| Net Debt | 1.37B | 1.5B | 1.69B | 1.03B | 990.24M | 1.14B | 1.18B | 1.11B | 1.02B | 894.25M | 476.34M | 904.3M | 1.12B | 1.31B | 634.74M | 599.88M | 176.26M | 144.87M | -608.95M | -713.99M |
| Long-Term Debt | 1.44B | 1.58B | 1.9B | 1.14B | 1.09B | 1.2B | 1.31B | 1.21B | 1.08B | 973.4M | 802.24M | 1.29B | 1.54B | 1.41B | 709.11M | 683.4M | 269.4M | 229.14M | 228.89M | 228.56M |
| Short-Term Debt | 67.25M | 54.43M | 64.87M | 61.49M | 65.13M | 60.57M | 81.16M | 80M | 66.8M | 73.15M | 82.98M | 74.45M | 70.94M | 69.1M | 96.29M | 105.5M | 117.78M | 118.77M | 143.29M | 141.47M |
| Other Liabilities | 11.38B | 302.63M | 266.65M | 253.53M | 269.18M | 392.55M | 284.86M | 357.24M | 365.33M | 393.39M | 441.43M | 392.24M | 338.54M | 365.63M | 378.37M | 296.84M | 202.2M | 140.43M | 170.16M | 189.79M |
| Total Current Liabilities | 67.25M | 11.02B | 10.5B | 10.29B | 10.24B | 10.13B | 10.2B | 10.07B | 10.3B | 10.51B | 10.62B | 10.23B | 10.06B | 9.74B | 10.06B | 9.94B | 10.17B | 9.85B | 9.92B | 9.56B |
| Total Non-Current Liabilities | 12.82B | 1.88B | 2.17B | 1.39B | 1.36B | 1.59B | 1.6B | 1.57B | 1.45B | 1.37B | 1.24B | 1.68B | 1.88B | 1.77B | 1.09B | 980.24M | 471.6M | 371.48M | 399.05M | 418.35M |
| Total Liabilities | 12.89B | 12.9B | 12.67B | 11.68B | 11.6B | 11.72B | 11.79B | 11.65B | 11.75B | 11.88B | 11.86B | 11.91B | 11.94B | 11.52B | 11.14B | 10.92B | 10.65B | 10.22B | 10.32B | 9.98B |
| Total Equity | 1.67B | 1.66B | 1.65B | 1.64B | 1.71B | 1.7B | 1.69B | 1.68B | 1.67B | 1.66B | 1.64B | 1.63B | 1.61B | 1.59B | 1.54B | 1.52B | 1.52B | 1.52B | 1.51B | 1.51B |
| Equity Growth % | -2.33% | -2.36% | -2.42% | -1.97% | 2.6% | 2.46% | 3.47% | 3.1% | 3.44% | 4.82% | 6.32% | 6.89% | 5.99% | 4.54% | 1.78% | 0.84% | 1.38% | 2.18% | 3.53% | 2.19% |
| Equity / Assets (Capital Ratio) | 11.47% | 11.42% | 11.54% | 12.33% | 12.84% | 12.69% | 12.56% | 12.59% | 12.41% | 12.28% | 12.13% | 12.01% | 11.88% | 12.1% | 12.14% | 12.23% | 12.49% | 12.92% | 12.79% | 13.14% |
| Return on Equity (ROE) | 1.23% | 0.79% | 1.05% | 1.14% | 1.26% | 1.29% | 1.49% | 1.46% | 1.72% | 1.68% | 1.27% | 1.72% | 1.75% | 3.41% | 2.52% | 1.9% | 1.7% | 1.5% | 1.6% | 2.03% |
| Book Value per Share | 29.26 | 29.19 | 28.99 | 28.39 | 29.41 | 29.33 | 29.18 | 28.73 | 28.33 | 28.11 | 27.70 | 27.49 | 27.33 | 26.99 | 26.19 | 25.79 | 25.78 | 25.70 | 25.43 | 25.16 |
| Tangible BV per Share | 20.05 | 19.95 | 19.64 | 19.17 | 20.20 | 20.10 | 20.34 | 19.92 | 19.58 | 19.39 | 18.96 | 18.74 | 18.53 | 18.14 | 17.34 | 16.94 | 17.00 | 16.91 | 16.69 | 16.47 |
| Common Stock | 629K | 625K | 625K | 625K | 625K | 613K | 613K | 613K | 613K | 613K | 613K | 613K | 613K | 612K | 612K | 612K | 612K | 611K | 611K | 611K |
| Additional Paid-in Capital | 1.12B | 1.12B | 1.12B | 1.12B | 1.17B | 1.17B | 1.17B | 1.16B | 1.16B | 1.16B | 1.16B | 1.16B | 1.16B | 1.15B | 1.15B | 1.15B | 1.15B | 1.15B | 1.15B | 1.14B |
| Retained Earnings | 671.66M | 662.62M | 660.97M | 655.1M | 650.55M | 641.73M | 632.48M | 620.02M | 608.36M | 592.54M | 577.71M | 569.87M | 554.94M | 540.51M | 499.97M | 474.11M | 456.25M | 442.31M | 430.72M | 417.66M |
| Accumulated OCI | -4.57M | -2.16M | -8.79M | -11.44M | -13.25M | -15.85M | -12.19M | -17.18M | -19.41M | -20.86M | -28.81M | -30.35M | -29.32M | -35.98M | -38.5M | -29.09M | -15.17M | -2.82M | -734K | 26K |
| Treasury Stock | -119M | -115.56M | -115M | -114.96M | -97.55M | -90.62M | -90.62M | -89.22M | -84.25M | -69.11M | -69.11M | -69.11M | -69.11M | -69.11M | -69.11M | -69.11M | -63.85M | -61.71M | -56.28M | -46.59M |
| Preferred Stock | 0 | 0 | 0 | 0 | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K | 1K |