The OLB Group, Inc. (OLB) Financial Ratios
19 years of historical data (2006–2024) · Technology · Software - Application
EV/EBITDA
N/A
—
5yr avg: 253.36
P/FCF
N/A
—
5yr avg: 19.73
30Y Low19.7·High19.7
P/B Ratio
↓
0.29
↓-83% vs avg
5yr avg: 1.66
30Y Low0.4·High7.6
ROE
↓
-144.5%
↑-78% vs avg
5yr avg: -81.0%
30Y Low-264%·High-20%
Debt/EBITDA
N/A
—
5yr avg: 63.53
30Y Low0.0·High22.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
OLB Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
The OLB Group, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $919106 | $4M | $16M | $12M | $21M | $28M | $82M | $44M | $28M | $47M | $18M |
| Enterprise Value | $1M | $4M | $16M | $13M | $18M | $33M | $94M | $56M | $28M | $47M | $18M |
| P/E Ratio → | -0.08 | — | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 0.07 | 0.30 | 0.53 | 0.41 | 1.26 | 2.89 | 7.95 | 4.86 | 534.40 | 568.22 | 272.89 |
| P/B Ratio | 0.29 | 1.21 | 1.31 | 0.36 | 0.51 | 4.90 | — | — | — | — | — |
| P/FCF | — | — | 19.73 | — | — | — | 334.01 | — | — | — | — |
| P/OCF | — | — | 7.87 | — | — | — | 334.01 | — | — | — | — |
P/E links to full P/E history page with 30-year chart
OLB EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.33 | 0.53 | 0.42 | 1.07 | 3.33 | 9.15 | 6.24 | 534.45 | 570.17 | 272.85 |
| EV / EBITDA | — | — | — | — | — | 253.36 | 164.26 | 1136.44 | 368.83 | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | — | 20.01 | — | — | — | 384.57 | — | — | — | — |
OLB Profitability
Margins and return-on-capital ratios measuring operating efficiency
The OLB Group, Inc. earns an operating margin of -90.9%. Operating margins have compressed from -26.9% to -90.9% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -144.5% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | -5.9% | -5.9% | 18.2% | 13.6% | 6.6% | 38.5% | 20.2% | 33.6% | 62.4% | 74.8% | 64.0% |
| Operating Margin | -90.9% | -90.9% | -76.8% | -26.9% | -28.5% | -7.5% | -2.6% | -5.9% | -721.4% | -365.5% | -499.5% |
| Net Profit Margin | -87.4% | -87.4% | -75.8% | -25.6% | -29.8% | -18.2% | -13.1% | -15.4% | -773.6% | -376.9% | -516.4% |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -144.5% | -144.5% | -98.7% | -20.5% | -21.1% | -120.4% | — | — | — | — | — |
| ROA | -69.3% | -69.3% | -79.4% | -18.5% | -16.6% | -13.5% | -11.3% | -23.2% | -6833.6% | -4481.9% | -5347.1% |
| ROIC | -108.7% | -108.7% | -74.0% | -16.7% | -14.8% | -5.6% | -2.0% | -7.5% | — | — | — |
| ROCE | -148.0% | -148.0% | -98.8% | -21.3% | -17.3% | -6.4% | -2.7% | -10.0% | — | — | — |
OLB Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $347613 ($375049 total debt minus $27436 cash).
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.12 | 0.12 | 0.03 | 0.02 | 0.01 | 1.42 | — | — | — | — | — |
| Debt / EBITDA | — | — | — | — | — | 63.53 | 22.48 | 253.07 | 0.05 | — | — |
| Net Debt / Equity | — | 0.11 | 0.02 | 0.01 | -0.07 | 0.75 | — | — | — | — | — |
| Net Debt / EBITDA | — | — | — | — | — | 33.76 | 21.59 | 250.81 | 0.04 | — | — |
| Debt / FCF | — | — | 0.28 | — | — | — | 50.55 | — | — | — | — |
| Interest Coverage | -254.16 | -254.16 | -158.12 | — | -40.82 | -0.70 | -0.22 | -0.60 | -13.82 | -32.10 | -29.44 |
OLB Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.08x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.94x to 0.08x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.08 | 0.08 | 0.25 | 0.94 | 1.26 | 4.21 | 0.45 | 0.45 | 0.01 | 0.00 | 0.16 |
| Quick Ratio | 0.08 | 0.08 | 0.25 | 0.78 | 1.26 | 4.19 | 0.44 | 0.43 | 0.01 | 0.00 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.06 | 0.19 | 0.90 | 3.83 | 0.20 | 0.09 | 0.01 | 0.00 | 0.16 |
| Asset Turnover | — | 1.01 | 1.55 | 0.79 | 0.37 | 0.68 | 0.87 | 0.75 | 9.30 | 13.56 | 8.46 |
| Inventory Turnover | 45.05 | — | — | 45.05 | — | 381.11 | 491.71 | 283.54 | — | — | — |
| Days Sales Outstanding | — | 19.91 | 10.40 | 13.02 | 14.65 | 13.30 | 17.00 | 16.43 | — | — | — |
OLB Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
The OLB Group, Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | — | — | 5.1% | — | — | — | 0.3% | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Shares Outstanding | — | $2M | $2M | $1M | $791826 | $571126 | $545262 | $541139 | $459075 | $449305 | $376876 |
Peer Comparison
Compare OLB with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 OLBYou | $919106 | -0.1 | — | — | -5.9% | -90.9% | -144.5% | -108.7% | — |
 USIO | $36M | -14.0 | — | 33.7 | 23.1% | -2.6% | -13.6% | -12.0% | — |
 CASS | $615M | 18.2 | 5.9 | 19.3 | 100.0% | 20.3% | 14.9% | — | 0.1 |
 PRTH | $451M | 8.1 | 6.9 | 6.0 | 21.4% | 14.8% | — | 13.4% | 5.1 |
 FOUR | $4B | 43.4 | 9.5 | 7.6 | 34.2% | 8.4% | 8.0% | 6.3% | 5.9 |
 IIIV | $506M | 40.9 | 14.0 | 134.9 | 55.7% | 1.9% | 3.5% | 0.6% | 0.2 |
 FLYW | $2B | 161.2 | 47.8 | 21.4 | 61.4% | 1.8% | 1.6% | 2.1% | — |
 PAYC | $8B | 17.1 | 9.8 | 18.4 | 78.6% | 27.6% | 27.4% | 30.7% | 0.2 |
 V | $616B | 31.5 | 24.6 | 28.6 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
 MA | $443B | 30.3 | 22.0 | 26.2 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
 FIS | $24B | 63.0 | 7.7 | 10.0 | 36.9% | 16.5% | 2.6% | 6.0% | 1.1 |
| Technology Median | — | 27.7 | 17.5 | 19.2 | 48.5% | -0.6% | 2.4% | 2.9% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 19 years · Updated daily
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Start ComparisonOLB — Frequently Asked Questions
Quick answers to the most common questions about buying OLB stock.
What is The OLB Group, Inc.'s P/E ratio?
The OLB Group, Inc.'s current P/E ratio is -0.1x. This places it at the 50th percentile of its historical range.
What is The OLB Group, Inc.'s ROE?
The OLB Group, Inc.'s return on equity (ROE) is -144.5%. The historical average is -120.0%.
Is OLB stock overvalued?
Based on historical data, The OLB Group, Inc. is trading at a P/E of -0.1x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are The OLB Group, Inc.'s profit margins?
The OLB Group, Inc. has -5.9% gross margin and -90.9% operating margin.