Latest Ratios: P/E Ratio -0.2x · EV/EBITDA N/A · ROE -150.7%. (2006–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1M | $2M | $4M | $16M | $12M | $21M | $28M | $82M | $44M | $28M | $47M |
| Enterprise Value | $1M | $3M | $4M | $16M | $13M | $18M | $33M | $94M | $56M | $28M | $47M |
| P/E Ratio → | -0.22 | — | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 0.12 | 0.27 | 0.30 | 0.53 | 0.41 | 1.26 | 2.89 | 7.95 | 4.86 | 534.40 | 568.22 |
| P/B Ratio | 0.32 | 0.52 | 1.21 | 1.31 | 0.36 | 0.51 | 4.90 | — | — | — | — |
| P/FCF | — | — | — | 19.73 | — | — | — | 334.01 | — | — | — |
| P/OCF | — | — | — | 7.87 | — | — | — | 334.01 | — | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.30 | 0.33 | 0.53 | 0.42 | 1.07 | 3.33 | 9.15 | 6.24 | 534.45 | 570.17 |
| EV / EBITDA | — | — | — | — | — | — | 253.36 | 164.26 | 1136.44 | 368.83 | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | — | — | 20.01 | — | — | — | 384.57 | — | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | -21.3% | -21.3% | -5.9% | 18.2% | 13.6% | 6.6% | 38.5% | 20.2% | 33.6% | 62.4% | 74.8% |
| Operating Margin | -59.5% | -59.5% | -90.9% | -76.8% | -26.9% | -28.5% | -7.5% | -2.6% | -5.9% | -721.4% | -365.5% |
| Net Profit Margin | -67.7% | -67.7% | -87.4% | -75.8% | -25.6% | -29.8% | -18.2% | -13.1% | -15.4% | -773.6% | -376.9% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -150.7% | -150.7% | -144.5% | -98.7% | -20.5% | -21.1% | -120.4% | — | — | — | — |
| ROA | -47.0% | -47.0% | -69.3% | -79.4% | -18.5% | -16.6% | -13.5% | -11.3% | -23.2% | -6833.6% | -4481.9% |
| ROIC | -92.6% | -92.6% | -108.7% | -74.0% | -16.7% | -14.8% | -5.6% | -2.0% | -7.5% | — | — |
| ROCE | -131.0% | -131.0% | -148.0% | -98.8% | -21.3% | -17.3% | -6.4% | -2.7% | -10.0% | — | — |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.05 | 0.05 | 0.12 | 0.03 | 0.02 | 0.01 | 1.42 | — | — | — | — |
| Debt / EBITDA | — | — | — | — | — | — | 63.53 | 22.48 | 253.07 | 0.05 | — |
| Net Debt / Equity | — | 0.05 | 0.11 | 0.02 | 0.01 | -0.07 | 0.75 | — | — | — | — |
| Net Debt / EBITDA | — | — | — | — | — | — | 33.76 | 21.59 | 250.81 | 0.04 | — |
| Debt / FCF | — | — | — | 0.28 | — | — | — | 50.55 | — | — | — |
| Interest Coverage | -13.84 | -13.84 | -243.33 | -155.74 | — | -41.65 | -0.70 | -0.08 | -0.58 | -23.62 | -32.10 |
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.14 | 0.14 | 0.08 | 0.25 | 0.94 | 1.26 | 4.21 | 0.45 | 0.45 | 0.01 | 0.00 |
| Quick Ratio | 0.14 | 0.14 | 0.08 | 0.25 | 0.78 | 1.26 | 4.19 | 0.44 | 0.43 | 0.01 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.06 | 0.19 | 0.90 | 3.83 | 0.20 | 0.09 | 0.01 | 0.00 |
| Asset Turnover | — | 0.71 | 1.01 | 1.55 | 0.79 | 0.37 | 0.68 | 0.87 | 0.75 | 9.30 | 13.56 |
| Inventory Turnover | — | — | — | — | 45.05 | — | 381.11 | 491.71 | 283.54 | — | — |
| Days Sales Outstanding | — | 35.61 | 19.91 | 10.40 | 13.02 | 14.65 | 13.30 | 17.00 | 16.43 | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | — | — | — | 5.1% | — | — | — | 0.3% | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Shares Outstanding | — | $4M | $2M | $2M | $1M | $791826 | $571126 | $545262 | $541139 | $459075 | $449305 |
Imminent liquidity exhaustion
As reported in recent financial filings, OLB trades at a P/S multiple of 0.12, a valuation level that suggests the market has largely abandoned growth expectations and is instead pricing the company as a distressed asset with significant going-concern risks relative to its micro-cap fintech peers.
The current P/S ratio of 0.12 is significantly lower than industry averages, which typically reflects a market consensus that the company's revenue base is not only shrinking but also structurally unprofitable. Investors should note that traditional valuation metrics like P/E are rendered meaningless by persistent net losses, indicating that the stock is currently valued on a liquidation-risk basis rather than a fundamental earnings-growth trajectory.
Based on the company's reported figures, OLB consistently records negative gross margins, including a -30.1% result in 2026Q1, which indicates that the direct costs of service delivery currently exceed the revenue generated, leaving no room for operating expenses or long-term profitability.
The persistent negative gross margin suggests that the company's core payment processing and cryptocurrency mining segments are fundamentally misaligned with their cost structures. This lack of contribution margin implies that increasing transaction volume, in its current form, may actually accelerate cash burn rather than lead to economies of scale.
According to historical financial statements, OLB has experienced a sustained decay in ROIC, which reached -18.0% in 2026Q1, demonstrating that the company is failing to generate positive returns on its invested capital across its disparate business segments.
The consistent negative ROIC indicates that management's capital allocation strategy has been value-destructive, as the returns generated by the business are insufficient to cover the cost of capital. This trend warrants further investigation into whether the company's diversification into high-volatility sectors like crypto mining has permanently impaired its ability to compound shareholder value.
As disclosed in recent SEC filings, the company's cash position has dwindled to a nominal $15,777, a figure that leaves the firm with virtually no buffer to meet short-term obligations or navigate the volatility inherent in its payment processing and mining business lines.
The current ratio of 0.54 indicates that current liabilities significantly outweigh current assets, signaling an immediate liquidity crisis. Investors should monitor the company's ability to secure external financing, as the current cash balance appears insufficient to support ongoing operations without immediate and likely dilutive capital raises.
While market participants often focus on top-line revenue as a proxy for fintech success, this metric is highly misleading for OLB because the company's negative gross margins mean that revenue growth is currently synonymous with increased operational losses rather than improved earning power.
Analysts should prioritize contribution margin and cash burn rates over revenue growth, as the latter obscures the structural unprofitability of the company's service delivery. Relying on revenue as a performance indicator in this context ignores the fundamental reality that the business model is currently unable to convert transactions into sustainable profit.
Includes 30+ ratios · 20 years · Updated daily
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Quick answers to the most common questions about buying OLB stock.
The OLB Group, Inc.'s current P/E ratio is -0.2x. This places it at the 50th percentile of its historical range.
The OLB Group, Inc.'s return on equity (ROE) is -150.7%. The historical average is -123.8%.
Based on historical data, The OLB Group, Inc. is trading at a P/E of -0.2x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
The OLB Group, Inc. has -21.3% gross margin and -59.5% operating margin.