Old National Bancorp (ONB) Earnings History
Steady Earner37 years of earnings data (1989–2025) · Positive but moderate multi-year EPS trajectory
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Old National Bancorp (ONB) Earnings Overview
As of June 22, 2026, Old National Bancorp (ONB) reported trailing twelve-month net income of $669M, reflecting +6.5% year-over-year growth. The company earned $1.72 per diluted share over the past four quarters, with a net profit margin of 18.0%.
Looking at the long-term picture, ONB's 5-year EPS compound annual growth rate (CAGR) stands at +5.6%, showing solid earnings momentum. The company achieved its highest annual net income of $669M in fiscal 2025, representing a new all-time high.
Old National Bancorp maintains industry-leading profitability with a gross margin of 63.6%, operating margin of 23.6%, and net margin of 18.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WTFC ($824M net income, 19.5% margin), IBCP ($69M net income, 21.7% margin), FFIN ($254M net income, 30.7% margin), ONB has room to improve margins relative to the peer group. Compare ONB vs WTFC →
ONB Earnings vs Peers
Earnings metrics vs comparable public companies
ONB Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $669M | +24.1% | $874M | $1.79 | 18.0% | 23.6% |
| 2024 | $539M | -7.4% | $680M | $1.68 | 18.2% | 23.0% |
| 2023 | $582M | +35.9% | $751M | $1.94 | 22.9% | 29.6% |
| 2022 | $428M | +54.3% | $545M | $1.50 | 23.1% | 29.4% |
| 2021 | $278M | +22.6% | $339M | $1.67 | 32.5% | 39.7% |
| 2020 | $226M | -5.0% | $256M | $1.36 | 25.1% | 28.3% |
| 2019 | $238M | +24.8% | $290M | $1.38 | 25.6% | 31.2% |
| 2018 | $191M | +99.4% | $209M | $1.22 | 23.5% | 25.7% |
| 2017 | $96M | -28.7% | $169M | $0.69 | 14.2% | 25.1% |
| 2016 | $134M | +15.0% | $200M | $1.05 | 20.6% | 30.8% |
| 2015 | $117M | +12.6% | $163M | $1.00 | 18.9% | 26.4% |
| 2014 | $104M | +2.7% | $142M | $0.95 | 17.5% | 24.0% |
| 2013 | $101M | +10.1% | $143M | $1.00 | 19.2% | 27.1% |
| 2012 | $92M | +26.5% | $128M | $0.95 | 17.3% | 24.1% |
| 2011 | $72M | +89.6% | $100M | $0.76 | 14.4% | 19.8% |
| 2010 | $38M | +178.2% | $43M | $0.44 | 8.3% | 9.4% |
| 2009 | $14M | -78.0% | -$7M | $0.14 | 2.7% | -1.5% |
| 2008 | $62M | -16.6% | $62M | $0.95 | 11.2% | 11.0% |
| 2007 | $75M | -5.6% | $92M | $1.14 | 12.1% | 15.0% |
| 2006 | $79M | +24.5% | $95M | $1.20 | 13.2% | 15.8% |
| 2005 | $64M | +1.1% | $94M | $0.93 | 10.9% | 16.0% |
| 2004 | $63M | -10.4% | $63M | $0.90 | 10.9% | 10.8% |
| 2003 | $70M | -40.3% | $79M | $0.93 | 10.6% | 12.0% |
| 2002 | $118M | +26.7% | $153M | $1.67 | 16.8% | 21.7% |
| 2001 | $93M | +50.8% | $121M | $1.29 | 12.5% | 16.3% |
| 2000 | $62M | -36.6% | $76M | $0.85 | 8.3% | 10.3% |
| 1999 | $97M | +51.6% | $126M | $1.30 | 15.0% | 19.4% |
| 1998 | $64M | +1.7% | $104M | $1.01 | 12.5% | 20.1% |
| 1997 | $63M | +4.8% | $97M | $1.03 | 13.0% | 20.0% |
| 1996 | $60M | +11.7% | $84M | $1.01 | 13.8% | 19.4% |
| 1995 | $54M | +17.2% | $74M | $0.84 | 13.0% | 17.9% |
| 1994 | $46M | +8.2% | $60M | $0.70 | 14.8% | 19.3% |
| 1993 | $43M | +17.4% | $58M | $0.73 | 15.0% | 20.4% |
| 1992 | $36M | +33.6% | $51M | $0.70 | 13.7% | 19.1% |
| 1991 | $27M | +17.8% | $36M | $0.70 | 10.9% | 14.4% |
| 1990 | $23M | +3.6% | $29M | $0.60 | 9.2% | 11.4% |
| 1989 | $22M | - | $25M | $0.65 | 10.5% | 12.0% |
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ONB — Frequently Asked Questions
Quick answers to the most common questions about buying ONB stock.
What is ONB earnings per share (EPS)?
ONB trailing twelve-month (TTM) diluted EPS is $1.72, reflecting +6.5% year-over-year growth. The 5-year EPS CAGR is +5.6%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Old National Bancorp's net income?
Old National Bancorp (ONB) trailing twelve-month net income is $669M as of 2025. Earnings grew +6.5% year-over-year. Old National Bancorp has been profitable for 37 consecutive years.
Is ONB profitable?
Yes, ONB is profitable with a TTM net income of $669M and a net profit margin of +18.0%. Old National Bancorp has generated profits for 37 consecutive years.
What is ONB's earnings growth rate?
ONB compound annual EPS growth rates (CAGR): 1-Year: +6.5%, 3-Year: +6.1%, 5-Year: +5.6%, 10-Year: +6.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are ONB's profit margins?
Old National Bancorp net profit margin is +18.0%, operating margin is +23.6%, and gross margin is +63.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.0%.
Is ONB growing earnings?
ONB is growing earnings steadily. YoY EPS growth of +6.5% is consistent with the 5-year CAGR of +5.6%. TTM net income is $669M.
What was ONB's best earnings year?
Old National Bancorp's highest annual net income on record is $669M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were ONB's earnings last quarter?
ONB's most recent reported quarter was Q4 2025. Net income was $217M with diluted EPS of $0.55. For a full breakdown of all quarters, see the quarterly earnings table on this page.