OP Bancorp (OPBK) Earnings History
Annual and quarterly earnings data from 2012 to 2025
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OPBK EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
OPBK Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 54.7% | 21.2% | 15.4% |
| 2024 | 51.5% | 18.9% | 13.7% |
| 2023 | 59.8% | 24.7% | 17.6% |
| 2022 | 86.5% | 44.1% | 31.5% |
| 2021 | 95.4% | 50.7% | 36.0% |
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OP Bancorp (OPBK) Earnings Overview
As of May 8, 2026, OP Bancorp (OPBK) reported trailing twelve-month net income of $26M, reflecting +23.7% year-over-year growth. The company earned $1.72 per diluted share over the past four quarters, with a net profit margin of 15.4%.
Looking at the long-term picture, OPBK's 5-year EPS compound annual growth rate (CAGR) stands at +15.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $33M in fiscal 2022.
OP Bancorp maintains industry-leading profitability with a gross margin of 54.7%, operating margin of 21.2%, and net margin of 15.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HAFC ($76M net income, 17.1% margin), PFBC ($134M net income, 26.8% margin), BCAL ($63M net income, 27.1% margin), OPBK has room to improve margins relative to the peer group. Compare OPBK vs HAFC →
OPBK Earnings vs Peers
Earnings metrics vs comparable public companies
OPBK Historical Earnings Data (2012–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $26M | +21.8% | $35M | $1.72 | 15.4% | 21.2% |
| 2024 | $21M | -11.9% | $29M | $1.39 | 13.7% | 18.9% |
| 2023 | $24M | -28.2% | $33M | $1.55 | 17.6% | 24.7% |
| 2022 | $33M | +15.5% | $47M | $2.14 | 31.5% | 44.1% |
| 2021 | $29M | +119.7% | $41M | $1.88 | 36.0% | 50.7% |
| 2020 | $13M | -21.7% | $18M | $0.85 | 20.4% | 28.3% |
| 2019 | $17M | +17.6% | $22M | $1.03 | 23.9% | 31.4% |
| 2018 | $14M | +54.3% | $19M | $0.89 | 24.0% | 32.8% |
| 2017 | $9M | +24.4% | $17M | $0.66 | 18.7% | 34.8% |
| 2016 | $7M | +24.5% | $12M | $0.53 | 18.2% | 30.3% |
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Start ComparisonOPBK — Frequently Asked Questions
Quick answers to the most common questions about buying OPBK stock.
Is OPBK growing earnings?
OPBK EPS is $1.72, with earnings growth accelerating to +23.7%. This exceeds the 5-year CAGR of +15.1%. TTM net income reached $26M.
What are OPBK's profit margins?
OP Bancorp net margin is +15.4%, with operating margin at +21.2%. Above-average margins indicate pricing power.
How consistent are OPBK's earnings?
OPBK earnings data spans 2012-2025. The accelerating earnings trend is +23.7% YoY. Historical data enables comparison across business cycles.