Trailing Dividend / Share
$0.48
OP Bancorp (OPBK) Dividend History
Income profile from 2019 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.3%
Payout Ratio
27.8%
Sustainable
Dividend Streak
0 years
OPBK Dividend Income Check
Safety
27.8% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 6.3% and trend is rising.
OPBK Dividend Scorecard
Yield & Income
Dividend Yield3.3%
Trailing DPS$0.48
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout27.8%
Earnings SafetySustainable
FCF Payout35.8%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR2.9%
5Y CAGR11.4%
Yield on Cost (5Y)6.3%
YOC Trendrising
Total Returns
Buyback Yield0.3%
Total Shareholder Yield3.6%
1Y Total Return20.7%
5Y Total Return54.5%
Div Contribution (5Y)21.4%
Estimated $10K growth (return + dividends):
5Y ago$15,44710Y ago$31,06220Y ago$11,898
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OPBK Income Growth Story
Dividend per share and yield on cost over time (8 years of payments)
OPBK Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
OP Bancorp distributes 27.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 35.8%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
OPBK does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 2.9% and 5-year CAGR of 11.4%.
Total Shareholder Returns
Beyond cash dividends, OPBK returns capital through share repurchases. The combined picture: 3.3% dividend yield, 0.3% buyback yield, 3.6% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.3% and is currently rising. The 5-year total return is 54.5%, with dividends contributing 21.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $31,062 today.
OPBK Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.34
Avg/Payment$0.1170
Latest Change+16.7%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 7, 2026Latest | $0.1400 | ↑ +16.7% | 3.42% | May 21, 2026 |
| Feb 5, 2026 | $0.1200 | — | 3.38% | Feb 19, 2026 |
| Nov 6, 2025 | $0.1200 | — | 3.66% | Nov 20, 2025 |
| Aug 7, 2025 | $0.1200 | — | 3.82% | Aug 21, 2025 |
| May 8, 2025 | $0.1200 | — | 3.75% | May 22, 2025 |
| Feb 6, 2025 | $0.1200 | — | 3.22% | Feb 20, 2025 |
| Nov 7, 2024 | $0.1200 | — | 3.07% | Nov 21, 2024 |
| Aug 8, 2024 | $0.1200 | — | 4.05% | Aug 22, 2024 |
OPBK Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
3.3%
#3 of 8
Safety
Sustainable
27.8% payout
Streak
0Y
11.4% 5Y CAGR
Total Shareholder
3.6%
#4 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd OPBKOP Bancorp | $217M | 3.3% | 27.8% | 0 | Sustainable |
1st  HAFCHanmi Financial Corp… | $908M | 3.6% | 42.9% | 5 | Sustainable |
 PFBCPreferred Bank | $1.2B | 3.1% | 28.6% | 5 | Sustainable |
 BCALSouthern California … | $613M | 0.5% | 5.2% | 1 | Sustainable |
 CATYCathay General Banco… | $3.8B | 2.4% | 29.8% | 12 | Sustainable |
 EBMTEagle Bancorp Montan… | $182M | 2.6% | 30.9% | 14 | Sustainable |
 HBCPHome Bancorp, Inc. | $512M | 0.1% | — | 0 | Unknown |
2nd  BYFCBroadway Financial C… | $92M | 3.5% | — | 2 | Unknown |
OPBK Annual Dividend History (2012–2026)
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.26 | — | 2 | — | — | — | 3.4% |
| 2025 | $0.48 | 0.0% | 4 | $1.72 | 27.9% | 3.58x | 6.3% |
| 2024 | $0.48 | 0.0% | 4 | $1.39 | 34.5% | 2.90x | 6.3% |
| 2023 | $0.48 | 9.1% | 4 | $1.55 | 31.0% | 3.23x | 6.3% |
| 2022 | $0.44 | 29.4% | 4 | $2.14 | 20.6% | 4.86x | 5.8% |
| 2021 | $0.34 | 21.4% | 4 | $1.88 | 18.1% | 5.53x | 4.5% |
| 2020 | $0.28 | 40.0% | 4 | $0.85 | 32.9% | 3.04x | 3.7% |
| 2019 | $0.20 | — | 4 | $1.03 | 19.4% | 5.15x | 2.6% |
| 2018 | $0.00 | — | 0 | $0.89 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.66 | — | — | — |
See OPBK's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonOPBK — Frequently Asked Questions
Quick answers to the most common questions about buying OPBK stock.
How much dividend does OPBK pay per share?
OP Bancorp (OPBK) pays a trailing 12-month dividend of $0.48 per share, with a current dividend yield of +3.3%. Payments are made Semi-Annual.
When is OPBK's next ex-dividend date?
OPBK's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OPBK typically pays dividends Semi-Annual.
Is OPBK's dividend safe?
OPBK's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.8% and FCF payout ratio of +35.8%. The dividend history does not yet show a prolonged growth streak.
How many years has OPBK increased its dividend?
OPBK has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +11.4%.
How often does OPBK pay dividends?
OP Bancorp pays dividends Semi-Annual. The trailing 12-month total is $0.48 per share. Dividend data on this page covers 7+ years from 2019 to 2026.
How much would $10,000 invested in OPBK grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OPBK five years ago would be worth approximately $15,447 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OPBK's yield on cost for long-term holders?
OPBK's yield on cost — the current dividend divided by the original purchase price — is +6.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.3% market yield, thanks to consistent dividend growth.