OP Bancorp is successfully scaling its asset base to $2.7 billion as of 2026Q1, though persistent net interest margin stagnation at 0.8% limits profitability expansion. The bank's reliance on SBA loan sales for 9.5% of total revenue introduces significant cash...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $0.53+19.1% vs $0.45 | $26M+2.3% vs $25M |
Q2 2026 Apr 23, 2026 | $0.48+17.1% vs $0.41 | $25M+0.2% vs $25M |
Q2 2026 Mar 13, 2026 | $0.47 vs — | $43M vs — |
Q1 2026 Jan 22, 2026 | $0.47-9.6% vs $0.52 | $24M-2.3% vs $25M |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Benchmark OPBK against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for OP Bancorp (OPBK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $14.88 | $221.63M | 8.65 | 15.41% | 15.39% | 11.85% | 3.22% | |
| $31.58 | $940.02M | 12.58 | 15.63% | 23.16% | 11.2% | — | |
| $105.80 | $1.25B | 10.16 | -0.2% | 46.36% | 17.32% | — | |
| $21.52 | $692.19M | 11.15 | 41.03% | 26.02% | 10.44% | — | |
| $11.18 | $2.5B | 48.23 | 51.24% | 11.53% | 4.98% | — | |
| $60.47 | $4.05B | 13.32 | 12.08% | 24.97% | 11.71% | — |
OP Bancorp (OPBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
OP Bancorp (OPBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
May 28, 2026·SEC
Apr 23, 2026·SEC
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OP Bancorp (OPBK) stock FAQ — growth, dividends, profitability & financials explained
OP Bancorp (OPBK) grew revenue by 15.4% over the past year. This is strong growth.
Yes, OP Bancorp (OPBK) is profitable, generating $29.0M in net income for fiscal year 2025 (15.4% net margin).
Yes, OP Bancorp (OPBK) pays a dividend with a yield of 3.22%. This makes it attractive for income-focused investors.
OP Bancorp (OPBK) has a return on equity (ROE) of 11.9%. This is reasonable for most industries.
OP Bancorp (OPBK) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
OP Bancorp (OPBK) has an efficiency ratio of 33.5%. This is excellent, indicating strong cost control.
