OP Bancorp has compounded net interest income from $16.2M in 2024Q2 to $22.2M in 2026Q3 (roughly 37% growth) with EPS up 15.6% year-over-year, yet the structural issue is that ~$2.5B of investment securities represent approximately 89% of total assets, pinning the net interest margin at just 0.7-0.8% across ten…
Price trend, volume and key moving averages
Trailing total returns as of 11/9/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $0.52+5.1% vs $0.49 | $28M+3.8% vs $27M |
Q3 2026 Jul 23, 2026 | $0.53+19.1% vs $0.45 | $26M+2.3% vs $25M |
Q2 2026 Apr 23, 2026 | $0.48+17.1% vs $0.41 | $25M+0.2% vs $25M |
Q1 2026 Jan 22, 2026 | $0.47-9.6% vs $0.52 | $24M-2.3% vs $25M |
OP Bancorp (OPBK) came out with quarterly earnings of $0.52 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.45 per share a year ago.
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.14 per share. The dividend is payable on or about November 19, 2026 to shareholders of record as of the close of business on November 5, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the “Bank”), is a California corporation whose common stock is quoted on the Nasdaq Glo.
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), parent company of Open Bank, today reported: ($ in thousands, except per share data) As of and For the Quarter Third Quarter Highlights 3Q2026 2Q2026 3Q2025 Comparisons reflect 3Q26 vs. 2Q26 Income Statement: Income Statement Net interest income $ 22,207 $ 20,068 $ 20,346 Revenue growth driven by higher net interest income. Net interest income increased,.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
Benchmark OPBK against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for OP Bancorp (OPBK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $14.76 | $219.84M | 7.35 | 15.41% | 29.43% | 12.79% | 3.24% | |
| $32.68 | $972.77M | 10.62 | 15.63% | 40.15% | 11.3% | 3.32% | |
| $102.89 | $1.22B | 9.88 | -0.2% | 46.36% | 17.32% | 2.9% | |
| $21.79 | $700.87M | 12.06 | 41.03% | 32.34% | 10.08% | 0.46% | |
| $11.11 | $2.48B | 57.62 | 51.24% | 13.66% | 2.9% | — | |
| $64.22 | $4.31B | 11.75 | 12.08% | 40.65% | 12.14% | 2.15% |
OP Bancorp (OPBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
OP Bancorp (OPBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 22, 2026·SEC
Jul 23, 2026·SEC
May 28, 2026·SEC
Get notified when OPBK posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
OP Bancorp (OPBK) stock FAQ — growth, dividends, profitability & financials explained
OP Bancorp (OPBK) grew revenue by 11.2% over the trailing twelve months, compared with the twelve months before.
Yes. OP Bancorp (OPBK) earned $30.0M in net income over the trailing twelve months (a 29.4% net margin).
Yes. OP Bancorp (OPBK) pays a dividend that yields 3.24% at the current price, a moderate yield.
OP Bancorp (OPBK) had a return on equity (ROE) of 12.8% over the trailing twelve months. That is in line with the market's typical 10-15%.
OP Bancorp (OPBK) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
OP Bancorp (OPBK) has an efficiency ratio of 58.9%. This is reasonable for a bank.
