OPBK trades 18.4% below Wall Street's consensus target of $17.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes OPBK achieves its forward estimates and maintains a stable P/E multiple of 7.7x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 20, 2026, OP Bancorp (OPBK) has a Wall Street consensus price target of $17.00, based on estimates from 2 covering analysts. With the stock currently trading at $14.36, this represents a potential upside of +18.4%. The company has a market capitalization of $214M.
Analyst price targets range from a low of $17.00 to a high of $17.00, representing a 0% spread in expectations. The median target of $17.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, OPBK trades at a trailing P/E of 8.3x and forward P/E of 7.7x. The forward PEG ratio of 0.51 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +9.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $16.89, with bear and bull scenarios of $10.64 and $22.26 respectively. Model confidence stands at 54/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
HAFCHanmi Financial Corporation | $933M | $31.21 | $33.50 | +7.3% | Hold | 9.9x | 11 |
PFBCPreferred Bank | $1.2B | $99.04 | $102.00 | +3.0% | Buy | 9.3x | 10 |
BCALSouthern California Bancorp | $635M | $19.74 | $22.00 | +11.4% | Buy | 11.8x | 3 |
CLBKColumbia Financial, Inc. | $2.1B | $20.03 | $17.00 | -15.1% | Hold | 27.1x | 2 |
CATYCathay General Bancorp | $4.0B | $59.09 | $47.00 | -20.5% | Hold | 10.8x | 13 |
EBMTEagle Bancorp Montana, Inc. | $182M | $22.91 | $24.00 | +4.8% | Hold | 11.2x | 6 |
HBCPHome Bancorp, Inc. | $519M | $66.28 | $50.00 | -24.6% | Buy | 11.1x | 3 |
BYFCBroadway Financial Corporation | $92M | $9.90 | — | — | — | — | — |
CARVCarver Bancorp, Inc. | $8M | $1.56 | — | — | — | — | — |
WALWestern Alliance Bancorporation | $8.8B | $79.81 | $87.83 | +10.0% | Buy | 8.3x | 24 |
Quick answers to the most common questions about buying OPBK stock.
OP Bancorp (OPBK) has a consensus 12-month price target of $17, implying 18.4% upside from $14.36. The 2 analysts covering OPBK see moderate appreciation potential.
OPBK has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $17 implies 18.4% upside from current levels.
With a forward P/E of 7.6587x, OPBK trades at a relatively low valuation. The consensus target of $17 implies 18.4% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $17 for OPBK, while the most conservative target is $17. The consensus of $17 represents the median expectation. Our quantitative valuation model projects a bull case target of $22 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
OPBK is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month OPBK stock forecast based on 2 Wall Street analysts shows a consensus price target of $17, with estimates ranging from $17 (bear case) to $17 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $17, with bear/bull scenarios of $11/$22.
Our quantitative valuation model calculates OPBK's fair value at $17 (base case), with a bear case of $11 and bull case of $22. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 54/100.
OPBK trades at a forward P/E ratio of 7.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on OPBK, with a "Buy" consensus rating and $17 price target (18.4% upside). 1 of 2 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
OPBK analyst price targets range from $17 to $17, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $17 consensus represents the middle ground. Our model's $11-$22 range provides an independent fundamental perspective.
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