Trailing Dividend / Share
$0.00
OptimumBank Holdings, Inc. (OPHC) Dividend History
Income profile from 2003 to 2024 with payout safety and yield-on-cost trend
Dividend Yield
N/A
Payout Ratio
N/A
Unknown
Dividend Streak
2 years
OPHC Dividend Income Check
Safety
Payout ratio data not available yet.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost trend needs more history.
OPHC Dividend Scorecard
Yield & Income
Dividend YieldN/A
Trailing DPS$0.00
FrequencyN/A
Payments / 12M0
Payout Safety
Earnings PayoutN/A
Earnings SafetyUnknown
FCF PayoutN/A
FCF SafetyUnknown
Piotroski F-Score6/9
Growth
Growth Streak2 years
3Y CAGRN/A
5Y CAGRN/A
Yield on Cost (5Y)N/A
YOC Trendunknown
Total Returns
Buyback Yield0.0%
Total Shareholder Yield0.0%
1Y Total Return23.3%
5Y Total Return53.4%
Estimated $10K growth (return + dividends):
5Y ago$15,34310Y ago$13,52820Y ago$31
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). OPHC's recent 5Y regime has been stronger than its full 10Y period, so 5Y can appear higher than 10Y.
OPHC Dividend History
No dividend payment history available
This company has not paid dividends during the available data period.
Dividend Analysis
Payout Safety
OptimumBank Holdings, Inc. has limited earnings payout data (Unknown).
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
OPHC has raised its dividend for 2 consecutive years.
Total Shareholder Returns
Beyond cash dividends, OPHC returns capital through share repurchases. The combined picture: 0.0% total shareholder yield.
Income Trend & Total Return
The 5-year total return is 53.4%.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $13,528 today.
OPHC Dividend vs Peers
Comparable companies in the same industry
Div Yield
—
—
Safety
Unknown
— payout
Streak
2Y
— 5Y CAGR
Total Shareholder
0.0%
#8 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| OPHCOptimumBank Holdings… | $66M | — | — | 2 | Unknown |
 CZWICitizens Community B… | $203M | 1.8% | 25.0% | 7 | Sustainable |
3rd  BSVNBank7 Corp. | $416M | 2.2% | 21.7% | 4 | Sustainable |
 FBIZFirst Business Finan… | $473M | 2.1% | 19.2% | 13 | Sustainable |
 CHMGChemung Financial Co… | $331M | 1.9% | — | 0 | Unknown |
1st  NECBNortheast Community … | $339M | 4.0% | 30.0% | 2 | Sustainable |
2nd  FISFidelity National In… | $24.5B | 3.5% | — | 1 | Unknown |
 JKHYJack Henry & Associa… | $10.6B | 1.5% | 36.1% | 32 | Sustainable |
OPHC Annual Dividend History (2003–2024)
22 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | — | 0 | $1.33 | — | — | — |
| 2023 | $0.00 | — | 0 | $0.87 | — | — | — |
| 2022 | $0.00 | — | 0 | $0.68 | — | — | — |
| 2021 | $0.00 | — | 0 | $1.61 | — | — | — |
| 2020 | $0.00 | — | 0 | $-0.27 | — | — | — |
| 2019 | $0.00 | — | 0 | $-0.58 | — | — | — |
| 2018 | $0.00 | — | 0 | $0.53 | — | — | — |
| 2017 | $0.00 | — | 0 | $-0.53 | — | — | — |
| 2016 | $0.00 | — | 0 | $-0.38 | — | — | — |
| 2015 | $0.00 | — | 0 | $-0.17 | — | — | — |
See OPHC's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs OPHC Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare OPHC vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonOPHC — Frequently Asked Questions
Quick answers to the most common questions about buying OPHC stock.
How much dividend does OPHC pay per share?
OptimumBank Holdings, Inc. (OPHC) pays a trailing 12-month dividend of N/A per share, with a current dividend yield of N/A. Payments are made quarterly.
When is OPHC's next ex-dividend date?
OPHC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OPHC typically pays dividends quarterly.
Is OPHC's dividend safe?
OPHC's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of N/A. The 2-year growth streak provides moderate confidence.
How many years has OPHC increased its dividend?
OPHC has 2 consecutive years of dividend growth. The 5-year dividend CAGR is N/A.
How often does OPHC pay dividends?
OptimumBank Holdings, Inc. pays dividends quarterly. The trailing 12-month total is N/A per share. Dividend data on this page covers 21+ years from 2003 to 2024.
How much would $10,000 invested in OPHC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OPHC five years ago would be worth approximately $15,343 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OPHC's yield on cost for long-term holders?
OPHC's yield on cost — the current dividend divided by the original purchase price — is N/A for a 5-year holding period. This means long-term holders earn a higher effective yield than today's N/A market yield, thanks to the lower original cost basis.