Last 38 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 5.43 | 1.15 | 1.31 | 1.38 | 1.33 | 1.35 | 1.11 | 0.82 | 1.30 | 1.86 | 2.38 | 2.04 | 1.69 | 2.00 | 1.90 | 1.76 | 2.85 | 2.33 | 4.77 | 7.20 | 13.33 |
| — | -14.3% | +18.3% | +68.1% | +2.6% | -27.7% | -53.4% | -59.8% | -23.5% | -6.9% | +25.5% | +15.6% | -40.6% | -14.1% | -60.3% | -75.5% | -78.6% | -86.3% | -66.2% | -42.3% | +13.1% | |
| P/S Ratio | 0.61 | 0.13 | 0.15 | 0.13 | 0.15 | 0.15 | 0.12 | 0.10 | 0.15 | 0.21 | 0.27 | 0.23 | 0.18 | 0.20 | 0.19 | 0.18 | 0.27 | 0.22 | 0.49 | 0.68 | 1.57 |
| — | -12.6% | +22.0% | +34.3% | +2.2% | -30.3% | -54.7% | -57.9% | -16.6% | +4.0% | +43.3% | +27.6% | -35.5% | -7.4% | -61.4% | -73.2% | -82.7% | -88.8% | -73.7% | -69.7% | -11.0% | |
| P/B Ratio | 0.85 | 0.17 | 0.20 | 0.19 | 0.20 | 0.20 | 0.16 | 0.13 | 0.19 | 1.46 | 1.67 | 1.46 | 1.08 | 1.18 | 1.17 | 1.28 | 2.04 | 1.59 | 2.94 | 4.62 | 8.96 |
| — | -15.3% | +26.6% | +42.7% | +3.6% | -86.4% | -90.6% | -90.9% | -82.4% | +23.3% | +43.0% | +14.5% | -47.0% | -25.8% | -60.4% | -72.3% | -77.2% | -82.8% | -67.0% | -55.8% | +14.4% | |
| P/FCF | — | 0.81 | 3.22 | — | 0.44 | 0.42 | 1.03 | — | — | — | 0.61 | 2.62 | 1.57 | — | — | 0.45 | 1.91 | — | — | — | — |
| — | +90.6% | +213.7% | — | — | — | +67.5% | — | — | — | — | +477.5% | -17.9% | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 5.85 | 5.40 | 5.32 | 4.46 | 4.63 | 4.70 | 4.66 | 4.92 | 5.14 | 1.12 | 1.13 | 0.93 | 0.72 | 0.75 | 0.73 | 0.71 | 0.97 | 0.85 | 1.56 | 2.39 | 5.53 |
| — | +14.8% | +14.1% | -9.3% | -10.0% | +320.1% | +312.2% | +429.9% | +618.9% | +50.2% | +55.4% | +30.6% | -26.3% | -12.0% | -53.5% | -70.2% | -82.4% | -88.5% | -79.7% | -72.5% | -18.0% | |
| EV / EBIT | 7.51 | 6.86 | 6.10 | 5.33 | 5.34 | 6.46 | 5.64 | 6.03 | 6.85 | 1.50 | 1.40 | 1.19 | 0.90 | 0.93 | 0.91 | 0.86 | 1.17 | 1.04 | 1.95 | 3.06 | 7.44 |
| — | +6.3% | +8.2% | -11.7% | -22.1% | +329.7% | +302.0% | +406.4% | +661.4% | +61.5% | +54.0% | +38.8% | -23.3% | -10.1% | -53.4% | -72.0% | -84.2% | -90.0% | -82.7% | -66.0% | -16.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 50.6% | 51.5% | 51.2% | 51.3% | 51.3% | 50.7% | 49.9% | 48.3% | 47.8% | 47.3% | 48.3% | 47.5% | 48.7% | 48.8% | 47.6% | 49.8% | 53.3% | 50.8% | 48.6% | 42.6% | 45.0% |
| — | +1.6% | +2.7% | +6.2% | +7.2% | +7.2% | +3.2% | +1.8% | -1.7% | -3.1% | +1.4% | -4.5% | -8.7% | -4.0% | -2.0% | +16.8% | +18.5% | +14.2% | +10.8% | -4.7% | +13.0% | |
| Operating Margin | 37.5% | 36.2% | 37.3% | 39.0% | 38.4% | 36.8% | 35.8% | 33.8% | 31.8% | 31.8% | 32.4% | 34.3% | 33.9% | 34.8% | 34.4% | 35.7% | 35.4% | 32.7% | 29.5% | 23.4% | 21.5% |
| — | -1.7% | +4.4% | +15.3% | +20.9% | +15.6% | +10.3% | -1.3% | -6.3% | -8.6% | -5.6% | -4.0% | -4.1% | +6.7% | +16.4% | +52.9% | +64.5% | +69.4% | +78.1% | +17.5% | +7.7% | |
| Net Margin | 10.7% | 11.3% | 11.4% | 9.6% | 11.3% | 11.0% | 11.1% | 12.0% | 11.3% | 11.4% | 11.5% | 11.4% | 10.4% | 10.2% | 10.0% | 10.4% | 9.5% | 9.5% | 10.3% | 9.4% | 11.8% |
| — | +2.5% | +2.4% | -19.8% | -0.1% | -3.6% | -3.0% | +4.9% | +8.9% | +11.2% | +14.4% | +9.8% | +8.8% | +7.9% | -2.9% | +10.2% | -19.0% | -18.5% | -22.2% | -47.6% | -21.5% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 14.2% | 3.7% | 3.7% | 3.5% | 3.8% | 3.6% | 3.5% | 4.1% | 6.2% | 18.9% | 17.6% | 18.4% | 15.9% | 15.4% | 15.9% | 18.7% | 17.8% | 16.6% | 16.8% | 15.8% | 16.4% |
| — | +2.9% | +4.2% | -16.1% | -39.7% | -80.8% | -79.9% | -77.7% | -60.7% | +22.8% | +10.8% | -1.2% | -10.8% | -7.5% | -5.5% | +17.7% | +8.5% | +13.5% | +9.0% | -28.6% | -1.2% | |
| ROA | 2.8% | 0.7% | 0.7% | 0.7% | 0.8% | 0.8% | 0.7% | 0.9% | 1.3% | 4.2% | 4.2% | 4.7% | 4.5% | 4.4% | 4.3% | 4.9% | 4.9% | 5.0% | 5.5% | 5.7% | 6.6% |
| — | -4.3% | -2.6% | -18.7% | -42.4% | -81.9% | -82.3% | -81.8% | -70.1% | -4.3% | -3.7% | -4.5% | -8.7% | -11.9% | -21.6% | -14.2% | -25.4% | -19.5% | -16.7% | -42.0% | -21.5% | |
| ROIC | 9.8% | 2.2% | 2.3% | 2.8% | 2.6% | 2.5% | 2.4% | 2.4% | 3.9% | 16.4% | 17.7% | 21.7% | 22.3% | 22.8% | 22.6% | 24.5% | 25.3% | 25.7% | 26.2% | 24.8% | 20.4% |
| — | -12.7% | -4.1% | +14.5% | -33.3% | -84.5% | -86.6% | -88.9% | -82.6% | -28.1% | -21.7% | -11.4% | -11.8% | -11.3% | -13.6% | -1.1% | +24.2% | +47.1% | +74.7% | +19.1% | -2.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 3.03 | 3.10 | 3.19 | 3.03 | 2.81 | 2.79 | 2.56 | 2.77 | 2.57 | 1.77 | 1.50 | 1.24 | 0.95 | 0.83 | 0.90 | 1.02 | 1.19 | 0.96 | 0.64 | 0.40 | 0.26 |
| — | +11.4% | +24.4% | +9.4% | +9.2% | +57.8% | +70.3% | +122.7% | +171.3% | +112.1% | +67.1% | +22.2% | -20.2% | -12.9% | +40.8% | +154.1% | +365.5% | +434.5% | +327.4% | +345.8% | +757.8% | |
| Debt / EBITDA | 4.91 | 20.76 | 20.72 | 17.48 | 17.85 | 18.03 | 18.01 | 19.19 | 19.49 | 2.53 | 2.38 | 1.86 | 1.44 | 1.32 | 1.37 | 1.35 | 1.48 | 1.33 | 1.16 | 0.79 | 0.62 |
| — | +15.1% | +15.0% | -8.9% | -8.4% | +613.3% | +655.2% | +933.9% | +1250.2% | +91.3% | +74.5% | +37.4% | -2.7% | -0.3% | +17.7% | +71.2% | +139.3% | +134.7% | +125.1% | +162.0% | +493.4% | |
| Current Ratio | 1.36 | 1.55 | 1.43 | 1.36 | 1.42 | 1.42 | 1.52 | 1.51 | 1.52 | 1.48 | 1.43 | 1.42 | 1.44 | 1.43 | 1.46 | 1.34 | 1.33 | 1.38 | 1.38 | 1.41 | 1.55 |
| — | +8.9% | -6.5% | -10.1% | -6.3% | -3.8% | +6.2% | +6.8% | +5.6% | +3.8% | -1.7% | +5.8% | +7.7% | +3.6% | +5.8% | -4.9% | -14.1% | -16.2% | -20.7% | -15.4% | -19.6% | |
| Quick Ratio | 1.36 | 1.55 | 1.43 | 1.36 | 1.42 | 1.42 | 1.52 | 1.51 | 1.52 | 1.48 | 1.43 | 1.41 | 1.43 | 1.42 | 1.46 | 1.34 | 1.33 | 1.37 | 1.38 | 1.40 | 1.55 |
| — | +8.9% | -6.5% | -10.1% | -6.3% | -3.8% | +6.3% | +6.9% | +5.6% | +3.9% | -1.7% | +5.8% | +7.8% | +3.6% | +5.9% | -4.8% | -13.9% | -16.0% | -20.6% | -15.5% | -19.7% | |
| Interest Coverage | 1.49 | 1.54 | 1.46 | 1.52 | 1.46 | 1.60 | 1.49 | 1.58 | 1.71 | 1.76 | 1.69 | 1.69 | 1.64 | 8.15 | 8.09 | 8.61 | 8.04 | 8.23 | 8.42 | 10.35 | 14.63 |
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Includes 30+ ratios · 38 years · Updated daily
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Quick answers to the most common questions about buying PAGS stock.
PagSeguro Digital Ltd.'s current P/E is 5.4x. The average P/E over the last 4 quarters is 1.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
PagSeguro Digital Ltd.'s current operating margin is 37.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking PagSeguro Digital Ltd.'s business trajectory between earnings reports.