PagSeguro Digital Ltd. (PAGS)
Estimates & Forecasts•Proprietary EPS, revenue & margin forecasts — FY+1 to FY+4
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PAGS Price Targets Summary| Metric | 2023 | 2024 | 2025 | 2026E | 2027E | 2028E | 2029E |
|---|---|---|---|---|---|---|---|
| Net Income | $1.7B | $2.1B | $2.1B | $2.2B | $2.4B | $2.9B | $3.2B |
| EPS (Diluted) | $5.10 | $6.62 | $6.96 | $13.36 | $15.68 | $19.57 | $22.79 |
| YoY Growth | — | +28.0% | -1.9% | +4.2% | +11.5% | +18.6% | +10.6% |
| Net Margin | 10.5% | 11.5% | 10.7% | 9.9% | 10.1% | 10.8% | 10.8% |
USD · PAGS · Proprietary Model| Metric | 2025A | 2026E | 2027E | 2028E | 2029E |
|---|---|---|---|---|---|
| Revenue | $19.4B | $21.9B | $23.9B | $26.5B | $29.2B |
| Net Income | $2.1B | $2.2B | $2.4B | $2.9B | $3.2B |
| EPS (Diluted) | $6.96 | $13.36 | $15.68 | $19.57 | $22.79 |
| Free Cash Flow | $1.6B | $705M | $773M | $858M | $949M |
Treat point estimates cautiously; use wider scenario ranges and position sizing discipline.
Quick answers to the most common questions about buying PAGS stock.
PagSeguro Digital Ltd.'s projected EPS for the next fiscal year is $13.36. This estimate blends our quantitative model with Wall Street analyst consensus and carries a confidence score of 53/100. The model factors in revenue trajectory, margin path, and share buyback trends to arrive at this figure.
Our scenario-based model produces three price targets for PagSeguro Digital Ltd.: Bear case $83, Base case $111, and Bull case $266. These targets are derived by applying the median historical P/E ratio to forward EPS estimates under each growth scenario. They are not buy/sell recommendations.
PagSeguro Digital Ltd.'s projected revenue growth for the next fiscal year is 10.3%, reaching approximately $21.9B in total revenue. Growth estimates are probability-weighted and blend analyst consensus with our CAGR extrapolation model. Outer years (FY+3, FY+4) fade toward industry median growth rates.
Accuracy depends on several measurable factors. Our model confidence score of 53/100 is computed from revenue predictability (25% weight), margin stability (20%), historical earnings beat rate (20%), data depth (15%), analyst coverage (10%), and model-consensus agreement (10%). Currently expanding margins support higher forecast reliability. No forecast model is perfect — always cross-reference with your own analysis.
PagSeguro Digital Ltd.'s forward operating margin is estimated at 38.1% for the next fiscal year. The margin trend is currently "expanding". Our model tracks margin mean-reversion patterns and adjusts for sector-specific cost dynamics. Operating leverage is a key driver of EPS growth beyond top-line revenue expansion.
The v2 model uses a multi-step process: (1) Revenue is projected via blended CAGR with probability weighting, (2) Operating and net margins follow a mean-reversion path calibrated to sector norms, (3) EPS is derived from net income divided by projected diluted shares (accounting for buyback trends), (4) For FY+1 and FY+2, estimates are blended with analyst consensus based on coverage depth, (5) Price targets apply median historical P/E to forward EPS under bear/base/bull growth scenarios. All inputs are from public filings and third-party data providers.
The bear case ($83) assumes P25 revenue growth, worst-case margins, and multiple compression. Key risks include: unexpected margin contraction, revenue deceleration below model floor, regulatory headwinds, macro deterioration, or competitive disruption. A confidence score below 60 suggests higher estimate volatility. Always size positions according to the full scenario range, not just the base case.
Our model is above Wall Street consensus with a 50.8% gap. For FY+1, analyst estimates blend with our model at 20% analyst weight. By FY+3 and FY+4, estimates are purely model-driven as analyst coverage thins out at longer horizons.