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Prosperity Bancshares, Inc.(PB)Earnings, Financials & Key Ratios
PB•NYSE•Banking & Credit
12.8× P/E·Price updated Jun 25, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutProsperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.Show more
- Net Interest Income$1.08B+5.4%
- Total Revenue$1.74B-0.2%
- Net Income$543M+13.2%
- Return on Equity7.21%+9.2%
- Net Interest Margin2.81%+8.4%
- Efficiency Ratio31.97%+6.5%
- ROA1.39%+13.4%
- Equity / Assets19.8%+5.3%
- Book Value per Share80.57+2.9%
PB Key Insights
Prosperity Bancshares, Inc. (PB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Dividend Aristocrat: 25 years of consecutive increases
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 32.0% efficiency ratio
- ✓Well capitalized: 19.8% equity/assets
- ✓Healthy dividend yield of 3.2%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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PB Price & Volume
Prosperity Bancshares, Inc. (PB) stock price & volume — 10-year historical chart
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PB Growth Metrics
Prosperity Bancshares, Inc. (PB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.42%
5 Years7.07%
3 Years13.06%
TTM-
Profit CAGR
10 Years6.59%
5 Years0.52%
3 Years1.15%
TTM5.95%
EPS CAGR
10 Years3.41%
5 Years0.14%
3 Years-0.06%
TTM5.14%
Return on Capital
10 Years8.85%
5 Years7.67%
3 Years6.09%
Last Year6.71%
PB Recent Earnings
Prosperity Bancshares, Inc. (PB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$1.50+6.4%
$1.41
Rev
$368M+2.5%
$359M
Q1 2026
Jan 28, 2026Metric
Actual
Est
EPS
$1.46+1.4%
$1.44
Rev
$318M-0.0%
$318M
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$1.45+0.7%
$1.44
Rev
$302M-4.8%
$317M
Q3 2025
Jul 23, 2025Metric
Actual
Est
EPS
$1.42+1.4%
$1.40
Rev
$311M-2.3%
$318M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.50vs $1.41+6.4% | $368Mvs $359M+2.5% |
| Q1 2026 | Jan 28, 2026 | $1.46vs $1.44+1.4% | $318Mvs $318M-0.0% |
| Q4 2025 | Oct 29, 2025 | $1.45vs $1.44+0.7% | $302Mvs $317M-4.8% |
| Q3 2025 | Jul 23, 2025 | $1.42vs $1.40+1.4% | $311Mvs $318M-2.3% |
Based on last 12 quarters of dataView full earnings history →
PB Peer Comparison
Prosperity Bancshares, Inc. (PB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CADE | 7.85B | 42.11 | 15.20 | 32.37% | 18.65% | 9.11% | 0.01 | |
 IBOC | 4.79B | 77.10 | 11.65 | 1.03% | 39.31% | 13.16% | 0.22 | |
 FFIN | 5.01B | 34.94 | 19.74 | 11.71% | 31.14% | 14.2% | 0.01 | |
 BOKF | 8.41B | 138.46 | 15.08 | -1.07% | 18.3% | 10.31% | 0.78 | |
 CVBF | 3.05B | 22.46 | 14.78 | -2.33% | 32.4% | 9.16% | 0.43 | |
 UMBF | 10.92B | 143.41 | 15.71 | 68.52% | 19.79% | 11.67% | 0.49 | |
 HOMB | 5.78B | 28.71 | 11.91 | -5.35% | 34.84% | 11.29% | 0.22 | |
 SFNC | 3.33B | 22.97 | -7.79 | -56.66% | -63.53% | -10.51% | 0.19 |
Compare PB vs Peers
Prosperity Bancshares, Inc. (PB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PB Income Statement
Prosperity Bancshares, Inc. (PB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 616.86M | 629.59M | 695.77M | 1.03B | 993.31M | 1.01B | 956.43M | 1.03B | 1.08B | 1.14B |
NII Growth % | -2.49% | 2.06% | 10.51% | 48.14% | -3.63% | 1.2% | -4.85% | 7.33% | 5.36% | 31.64% |
Net Interest Margin % | 2.73% | 2.77% | 2.16% | 3.03% | 2.63% | 2.67% | 2.48% | 2.59% | 2.81% | 2.61% |
Interest Income | 677.36M | 727.21M | 832.94M | 1.14B | 1.05B | 1.09B | 1.44B | 1.62B | 1.57B | 1.62B |
Interest Expense | 60.49M | 97.62M | 137.17M | 113.18M | 53.62M | 89.6M | 488.11M | 597.22M | 488.83M | 482.03M |
Loan Loss Provision | 14.32M | 16.35M | 4.3M | 20M | 0 | 0 | 18.54M | 9.07M | 0 | 0 |
Non-Interest Income | 99.4M | 98.22M | 100.66M | 91.2M | 104.86M | 107.8M | 111.69M | 118.51M | 167.87M | 75.63M |
Non-Interest Income % | 12.8% | 11.9% | 10.78% | 7.38% | 9.1% | 8.96% | 7.18% | 6.8% | 9.66% | 4.46% |
Total Revenue | 776.76M▲ 0% | 825.43M▲ 6.3% | 933.6M▲ 13.1% | 1.24B▲ 32.3% | 1.15B▼ 6.7% | 1.2B▲ 4.4% | 1.56B▲ 29.4% | 1.74B▲ 12.0% | 1.74B▼ 0.2% | 1.69B▲ 0% |
Revenue Growth % | -0.05% | 6.27% | 13.1% | 32.3% | -6.75% | 4.42% | 29.4% | 11.95% | -0.23% | -13.76% |
Non-Interest Expense | 295.87M | 308.43M | 372.92M | 456.9M | 438.52M | 446.86M | 515.13M | 523.27M | 555.78M | 535.35M |
Efficiency Ratio | 38.09% | 37.37% | 39.94% | 36.99% | 38.07% | 37.16% | 33.1% | 30.03% | 31.97% | 31.59% |
Operating Income | 406.07M▲ 0% | 403.04M▼ 0.7% | 419.21M▲ 4.0% | 645.03M▲ 53.9% | 659.65M▲ 2.3% | 666.17M▲ 1.0% | 534.46M▼ 19.8% | 612.66M▲ 14.6% | 693.58M▲ 13.2% | 677.53M▲ 0% |
Operating Margin % | 52.28% | 48.83% | 44.9% | 52.22% | 57.27% | 55.39% | 34.34% | 35.17% | 39.9% | 39.97% |
Operating Income Growth % | -0.63% | -0.75% | 4.01% | 53.87% | 2.27% | 0.99% | -19.77% | 14.63% | 13.21% | - |
Pretax Income | 406.07M▲ 0% | 403.04M▼ 0.7% | 419.21M▲ 4.0% | 645.03M▲ 53.9% | 659.65M▲ 2.3% | 666.17M▲ 1.0% | 534.46M▼ 19.8% | 612.66M▲ 14.6% | 693.58M▲ 13.2% | 677.53M▲ 0% |
Pretax Margin % | 52.28% | 48.83% | 44.9% | 52.22% | 57.27% | 55.39% | 34.34% | 35.17% | 39.9% | 39.97% |
Income Tax | 133.91M | 81.22M | 86.66M | 116.13M | 140.36M | 141.66M | 115.14M | 133.28M | 150.74M | 148.65M |
Effective Tax Rate % | 32.98% | 20.15% | 20.67% | 18% | 21.28% | 21.26% | 21.54% | 21.75% | 21.73% | 21.94% |
Net Income | 272.17M▲ 0% | 321.81M▲ 18.2% | 332.55M▲ 3.3% | 528.9M▲ 59.0% | 519.3M▼ 1.8% | 524.52M▲ 1.0% | 419.32M▼ 20.1% | 479.39M▲ 14.3% | 542.84M▲ 13.2% | 528.88M▲ 0% |
Net Margin % | 35.04% | 38.99% | 35.62% | 42.82% | 45.09% | 43.61% | 26.94% | 27.52% | 31.23% | 31.2% |
Net Income Growth % | -0.84% | 18.24% | 3.34% | 59.04% | -1.82% | 1% | -20.06% | 14.33% | 13.24% | 5.95% |
Net Income (Continuing) | 272.17M | 321.81M | 332.55M | 528.9M | 519.3M | 524.52M | 419.32M | 479.39M | 542.84M | 528.88M |
EPS (Diluted) | 3.92▲ 0% | 4.61▲ 17.6% | 4.52▼ 2.0% | 5.68▲ 25.7% | 5.60▼ 1.4% | 5.73▲ 2.3% | 4.51▼ 21.3% | 5.05▲ 12.0% | 5.72▲ 13.3% | 5.30▲ 0% |
EPS Growth % | -0.51% | 17.6% | -1.95% | 25.66% | -1.41% | 2.32% | -21.29% | 11.97% | 13.27% | 5.14% |
EPS (Basic) | 3.92 | 4.61 | 4.52 | 5.68 | 5.60 | 5.73 | 4.51 | 5.05 | 5.72 | - |
Diluted Shares Outstanding | 69.48M | 69.82M | 73.52M | 93.06M | 92.66M | 91.6M | 92.9M | 95M | 94.53M | 99.83M |
PB Balance Sheet
Prosperity Bancshares, Inc. (PB) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 609.49M | 494.73M | 861.25M | 1.99B | 3.06B | 880.33M | 896.74M | 12.95B | 12.28B | 17.93B |
Cash & Due from Banks | 391.62M | 410.57M | 573.59M | 1.34B | 2.55B | 423.83M | 458.15M | 1.97B | 1.75B | 1.55B |
Short Term Investments | 217.87M | 84.16M | 287.66M | 651.51M | 514.93M | 456.5M | 438.59M | 10.98B | 10.53B | 356.13M |
Total Investments | 19.61B | 19.69B | 27.33B | 28.47B | 31.15B | 33.03B | 33.65B | 32.89B | 32.09B | 36.98B |
Investments Growth % | 1.8% | 0.43% | 38.77% | 4.19% | 9.39% | 6.05% | 1.87% | -2.26% | -2.45% | 3.81% |
Long-Term Investments | 19.39B | 19.61B | 27.04B | 27.82B | 30.63B | 32.58B | 33.21B | 21.91B | 21.55B | 121.76B |
Accounts Receivables | 56.37M | 56.53M | 80.8M | 82.07M | 66.03M | 88.44M | 96.33M | 104.37M | 99.3M | 120.56M |
Goodwill & Intangibles | 1.94B | 1.93B | 3.31B | 3.3B | 3.29B | 3.28B | 3.46B | 3.57B | 3.55B | 3.93B |
Goodwill | 1.9B | 1.9B | 3.22B | 3.23B | 3.23B | 3.23B | 3.4B | 3.5B | 3.5B | 3.82B |
Intangible Assets | 38.84M | 32.88M | 86.4M | 73.23M | 61.68M | 51.35M | 63.99M | 66.05M | 51.6M | 111.24M |
PP&E (Net) | 257.06M | 257.05M | 326.83M | 323.57M | 319.8M | 339.45M | 369.99M | 371.24M | 383.45M | 463.57M |
Other Assets | 333.71M | 342.68M | 566.48M | 532.07M | 458.42M | 520.87M | 511.25M | 657.66M | 593.38M | 1.05B |
Total Current Assets | 665.85M | 551.26M | 942.05M | 2.08B | 3.13B | 968.77M | 993.07M | 13.05B | 12.38B | 1.67B |
Total Non-Current Assets | 21.92B | 22.14B | 31.24B | 31.98B | 34.71B | 36.72B | 37.55B | 26.51B | 26.08B | 41.95B |
Total Assets | 22.59B▲ 0% | 22.69B▲ 0.5% | 32.19B▲ 41.8% | 34.06B▲ 5.8% | 37.83B▲ 11.1% | 37.69B▼ 0.4% | 38.55B▲ 2.3% | 39.57B▲ 2.6% | 38.46B▼ 2.8% | 43.62B▲ 0% |
Asset Growth % | 1.15% | 0.47% | 41.83% | 5.82% | 11.08% | -0.38% | 2.28% | 2.64% | -2.79% | 1.9% |
Return on Assets (ROA) | 1.21% | 1.42% | 1.21% | 1.6% | 1.44% | 1.39% | 1.1% | 1.23% | 1.39% | 1.33% |
Accounts Payable | 2.94M | 4.2M | 8.59M | 3.46M | 1.26M | 4.5M | 34.82M | 41.91M | 30.91M | 30.16M |
Total Debt | 829.38M | 1.32B | 1.81B | 389.58M | 448.1M | 4.13B | 4.03B | 3.42B | 2.15B | 2.49B |
Net Debt | 437.76M | 905.27M | 1.23B | -953.41M | -2.1B | 3.7B | 3.58B | 1.45B | 403.7M | 945.89M |
Long-Term Debt | 5.22M | 1.13M | 129.53M | 0 | 0 | 1.85B | 3.73B | 3.2B | 1.95B | 0 |
Short-Term Debt | 824.15M | 1.31B | 1.68B | 389.58M | 448.1M | 2.28B | 309.28M | 221.91M | 201.22M | 2.46B |
Other Liabilities | 109.36M | 63.97M | 199.73M | 175.07M | 185.61M | -1.68B | 219.64M | 283.08M | 182.67M | 32.92B |
Total Current Liabilities | 18.65B | 18.58B | 25.89B | 27.75B | 31.22B | 30.82B | 27.52B | 28.65B | 28.71B | 2.46B |
Total Non-Current Liabilities | 114.58M | 65.1M | 329.26M | 175.07M | 185.61M | 174.29M | 3.94B | 3.48B | 2.13B | 32.95B |
Total Liabilities | 18.76B | 18.64B | 26.21B | 27.93B | 31.41B | 30.99B | 31.47B | 32.13B | 30.85B | 35.41B |
Total Equity | 3.82B▲ 0% | 4.05B▲ 6.0% | 5.97B▲ 47.3% | 6.13B▲ 2.7% | 6.43B▲ 4.8% | 6.7B▲ 4.2% | 7.08B▲ 5.7% | 7.44B▲ 5.1% | 7.62B▲ 2.4% | 8.21B▲ 0% |
Equity Growth % | 4.99% | 5.98% | 47.33% | 2.68% | 4.84% | 4.23% | 5.67% | 5.07% | 2.39% | 20.05% |
Equity / Assets (Capital Ratio) | 16.93% | 17.86% | 18.55% | 18% | 16.99% | 17.78% | 18.37% | 18.8% | 19.8% | 18.82% |
Return on Equity (ROE) | 7.29% | 8.17% | 6.64% | 8.74% | 8.27% | 7.99% | 6.09% | 6.6% | 7.21% | 6.8% |
Book Value per Share | 55.04 | 58.05 | 81.21 | 65.88 | 69.37 | 73.13 | 76.20 | 78.30 | 80.57 | 82.22 |
Tangible BV per Share | 27.12 | 30.35 | 36.19 | 30.37 | 33.82 | 37.30 | 38.96 | 40.73 | 42.96 | 42.82 |
Common Stock | 69.49M | 69.85M | 94.75M | 92.57M | 92.17M | 91.31M | 93.72M | 95.28M | 93.06M | 100.83M |
Additional Paid-in Capital | 2.04B | 2.05B | 3.73B | 3.63B | 3.6B | 3.54B | 3.7B | 3.8B | 3.65B | 4.18B |
Retained Earnings | 1.72B | 1.94B | 2.14B | 2.4B | 2.74B | 3.07B | 3.28B | 3.55B | 3.87B | 3.93B |
Accumulated OCI | -113K | 310K | 602K | 769K | 1.81M | -3.47M | -1.4M | -1.62M | -296K | 35K |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PB Cash Flow Statement
Prosperity Bancshares, Inc. (PB) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 390.73M | 320.15M | 403.01M | 582.32M | 694.73M | 506.53M | 646.36M | 472.69M | 549.51M | 556.45M |
Operating CF Growth % | 16.86% | -18.06% | 25.88% | 44.49% | 19.3% | -27.09% | 27.61% | -26.87% | 16.25% | 58.24% |
Net Income | 272.17M | 321.81M | 332.55M | 528.9M | 519.3M | 524.52M | 419.32M | 479.39M | 542.84M | 528.88M |
Depreciation & Amortization | 19.16M | 18.32M | 20.25M | 31.4M | 29.65M | 28.3M | 30.96M | 34.72M | 34.12M | 49.34M |
Deferred Taxes | 10.53M | 6.88M | -26.42M | 24.82M | 22.83M | 6.05M | 7.32M | 2.62M | -3.74M | 0 |
Other Non-Cash Items | 25.81M | 35.51M | 13.28M | -444K | 51.07M | 37.15M | 28.83M | -5.66M | -1.46M | 4.43M |
Working Capital Changes | 56.12M | -72.86M | 52.74M | -14.96M | 59.31M | -101.25M | 147.75M | -51.21M | -34.35M | -38.63M |
Cash from Investing | -372.59M | -118.95M | 1.26B | -1.27B | -2.72B | -1.96B | 1.09B | 1.98B | 773.91M | 44.65M |
Purchase of Investments | -9B | -9.63B | -9.57B | -17.51B | -23.62B | -21.2B | -15.55B | -23.26B | -25.61B | -11.5B |
Sale/Maturity of Investments | 9.02B | 9.86B | 10.85B | 17.5B | 19.28B | 19.5B | 17.43B | 25B | 26.07B | 28.21B |
Net Investment Activity | 16M | 232.06M | 1.28B | -11.38M | -4.33B | -1.71B | 1.88B | 1.74B | 465.18M | 16.7B |
Acquisitions | 0 | 0 | -77.05M | 0 | 0 | 0 | -24.36M | 169.85M | 0 | 478.09M |
Other Investing | -377.37M | -335.89M | 74.19M | -1.24B | 1.63B | -214.46M | -730.01M | 95.56M | 341.26M | -17.13B |
Cash from Financing | -63.2M | -182.38M | -1.5B | 1.46B | 3.23B | -666.75M | -1.71B | -940.22M | -1.55B | -1B |
Dividends Paid | -95.89M | -104.05M | -128.9M | -173.82M | -184.25M | -193.14M | -205.72M | -214.38M | -221.44M | -226.81M |
Share Repurchases | 0 | 0 | -94.48M | -115.16M | -52.09M | -65.72M | -72.25M | -74.77M | -157.19M | -214.28M |
Stock Issued | 148K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 148K | 0 | -94.48M | -115.16M | -52.09M | -65.72M | -72.25M | -74.77M | -157.19M | -214.28M |
Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -2M |
Other Financing | 518.25M | -604.23M | 545.05M | 3.18B | 3.41B | -2.26B | -3.1B | -126.07M | 80.46M | 440.82M |
Net Change in Cash | -45.07M▲ 0% | 18.81M▲ 141.7% | 162.98M▲ 766.3% | 769.44M▲ 372.1% | 1.2B▲ 56.5% | -2.12B▼ 276.3% | 34.28M▲ 101.6% | 1.51B▲ 4316.7% | -224.74M▼ 114.8% | -402.46M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 437.38M | 392.31M | 411.13M | 574.11M | 1.34B | 2.55B | 424.13M | 458.41M | 1.97B | 1.75B |
Cash at End | 392.31M | 411.13M | 574.11M | 1.34B | 2.55B | 424.13M | 458.41M | 1.97B | 1.75B | 1.29B |
Interest Paid | 59.87M | 96.36M | 139.36M | 118.3M | 55.82M | 86.37M | 459.27M | 590.13M | 499.83M | 489.45M |
Income Taxes Paid | 64.15M | 134.36M | 82.15M | 163.6M | 126.92M | 131.37M | 119.12M | 29.02M | 0 | 116.85M |
Free Cash Flow | 379.5M▲ 0% | 305.03M▼ 19.6% | 384.43M▲ 26.0% | 560.18M▲ 45.7% | 675.71M▲ 20.6% | 464.11M▼ 31.3% | 612.2M▲ 31.9% | 451.55M▼ 26.2% | 516.98M▲ 14.5% | 535.95M▲ 0% |
FCF Growth % | 15.23% | -19.62% | 26.03% | 45.72% | 20.62% | -31.32% | 31.91% | -26.24% | 14.49% | 21.14% |
PB Banking Ratios
Prosperity Bancshares, Inc. (PB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 7.29% | 8.17% | 6.64% | 8.74% | 8.27% | 7.99% | 6.09% | 6.6% | 7.21% | 6.8% |
Return on Assets (ROA) | 1.21% | 1.42% | 1.21% | 1.6% | 1.44% | 1.39% | 1.1% | 1.23% | 1.39% | 1.33% |
Net Interest Margin | 2.73% | 2.77% | 2.16% | 3.03% | 2.63% | 2.67% | 2.48% | 2.59% | 2.81% | 2.61% |
Efficiency Ratio | 38.09% | 37.37% | 39.94% | 36.99% | 38.07% | 37.16% | 33.1% | 30.03% | 31.97% | 31.59% |
Equity / Assets | 16.93% | 17.86% | 18.55% | 18% | 16.99% | 17.78% | 18.37% | 18.8% | 19.8% | 18.82% |
Book Value / Share | 55.04 | 58.05 | 81.21 | 65.88 | 69.37 | 73.13 | 76.2 | 78.3 | 80.57 | 82.22 |
NII Growth | -2.49% | 2.06% | 10.51% | 48.14% | -3.63% | 1.2% | -4.85% | 7.33% | 5.36% | 7.94% |
Dividend Payout | 35.23% | 32.33% | 38.76% | 32.86% | 35.48% | 36.82% | 49.06% | 44.72% | 40.79% | 42.88% |
Related:PB Dividend History·PB Revenue History·PB Price History·PB P/E History·PB Financial Ratios·PB Institutional Holders
PB SEC Filings & Documents
Prosperity Bancshares, Inc. (PB) SEC filings — annual & quarterly reports (10-K, 10-Q)
PB Frequently Asked Questions
Prosperity Bancshares, Inc. (PB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Prosperity Bancshares, Inc. (PB) saw revenue decline by 0.2% over the past year.
Yes, Prosperity Bancshares, Inc. (PB) is profitable, generating $528.9M in net income for fiscal year 2025 (31.2% net margin).
Dividend & Returns
Yes, Prosperity Bancshares, Inc. (PB) pays a dividend with a yield of 3.19%. This makes it attractive for income-focused investors.
Prosperity Bancshares, Inc. (PB) has a return on equity (ROE) of 7.2%. This is below average, suggesting room for improvement.
Industry Metrics
Prosperity Bancshares, Inc. (PB) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Prosperity Bancshares, Inc. (PB) has an efficiency ratio of 32.0%. This is excellent, indicating strong cost control.