Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Prosperity Bancshares, Inc.'s quarterly P/E stands at 14.5x, up 11.2% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 56.0% YoY to 11.9x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.83 | 14.48 | 11.60 | 11.44 | 12.37 | 13.02 | 13.75 | 13.45 | 13.06 | 13.94 | 16.60 | 11.37 | 15.02 |
| — | +11.2% | -15.7% | -14.9% | -5.3% | -6.5% | -17.2% | +18.2% | -13.0% | +24.1% | +38.0% | +1.6% | +23.2% | |
| P/S Ratio | 4.26 | 4.16 | 3.80 | 3.70 | 3.84 | 4.02 | 4.09 | 3.84 | 3.27 | 3.76 | 3.94 | 3.13 | 3.37 |
| — | +3.5% | -7.1% | -3.8% | +17.2% | +6.9% | +3.8% | +22.6% | -2.7% | -4.6% | -19.9% | -37.2% | -38.5% | |
| P/B Ratio | 0.91 | 0.82 | 0.86 | 0.82 | 0.88 | 0.90 | 0.96 | 0.93 | 0.80 | 0.87 | 0.90 | 0.73 | 0.75 |
| — | -9.7% | -11.1% | -11.7% | +9.5% | +4.3% | +7.6% | +28.2% | +6.7% | +4.2% | -9.5% | -20.9% | -21.6% | |
| P/FCF | 14.32 | 9.41 | 28.27 | 7.57 | 18.23 | 9.93 | — | 6.35 | 6.91 | 8.55 | 68.07 | 5.50 | 7.02 |
| — | -5.2% | — | +19.2% | +163.8% | +16.2% | — | +15.5% | -1.6% | +3.4% | — | -32.6% | -66.8% | |
| EV / EBITDA | 9.19 | 11.87 | 9.42 | 9.65 | 6.93 | 7.61 | 12.33 | 12.82 | 13.96 | 15.48 | 19.15 | 15.18 | 21.10 |
| — | +56.0% | -23.6% | -24.7% | -50.4% | -50.8% | -35.6% | -15.6% | -33.8% | +13.8% | +34.6% | +54.1% | +116.0% | |
| EV / EBIT | 11.25 | 12.72 | 9.69 | 10.12 | 12.30 | 8.00 | 12.99 | 13.52 | 14.84 | 16.35 | 20.44 | 16.05 | 22.57 |
| — | +59.1% | -25.4% | -25.1% | -17.1% | -51.1% | -36.5% | -15.8% | -34.3% | +15.3% | +38.1% | +56.6% | +121.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Prosperity Bancshares, Inc.'s operating margin was 37.3% in Q1 2026, down 4.4 pp QoQ and down 2.1 pp YoY. The trailing four-quarter average of 39.9% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 71.9% | 70.1% | 74.0% | 70.8% | 71.3% | 69.9% | 67.3% | 65.1% | 63.5% | 64.9% | 65.3% | 65.5% | 63.4% |
| — | +0.3% | +9.9% | +8.8% | +12.3% | +7.6% | +3.1% | -0.7% | +0.1% | -15.1% | -22.6% | -30.2% | -34.4% | |
| Operating Margin | 39.9% | 37.3% | 41.7% | 41.2% | 39.5% | 39.4% | 37.9% | 36.3% | 32.0% | 34.5% | 30.2% | 34.9% | 28.7% |
| — | -5.2% | +10.1% | +13.5% | +23.6% | +14.2% | +25.5% | +4.0% | +11.5% | -22.7% | -41.8% | -38.5% | -49.7% | |
| Net Margin | 31.2% | 28.9% | 32.6% | 32.2% | 31.0% | 30.8% | 29.7% | 28.5% | 25.0% | 26.9% | 23.7% | 27.5% | 22.3% |
| — | -6.3% | +9.8% | +13.2% | +24.2% | +14.3% | +25.0% | +3.6% | +12.0% | -23.1% | -42.1% | -38.3% | -50.3% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.2% | 1.5% | 1.8% | 1.8% | 1.8% | 1.7% | 1.8% | 1.7% | 1.6% | 1.6% | 1.4% | 1.6% | 1.3% |
| — | -15.6% | +4.2% | +3.7% | +15.3% | +11.8% | +29.9% | +8.4% | +22.3% | -16.1% | -34.7% | -22.5% | -35.7% | |
| ROA | 1.4% | 0.3% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% |
| — | -14.8% | +11.6% | +12.5% | +23.2% | +16.4% | +33.1% | +12.5% | +27.1% | -13.5% | -32.8% | -21.5% | -34.1% | |
| ROIC | 5.0% | 1.1% | 1.3% | 1.3% | 1.4% | 1.3% | 1.1% | 1.1% | 0.9% | 0.9% | 0.8% | 0.9% | 0.7% |
| — | -17.9% | +20.4% | +18.6% | +48.4% | +41.8% | +38.9% | +18.3% | +28.2% | -15.0% | -41.6% | -46.2% | -57.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Prosperity Bancshares, Inc.'s Debt/EBITDA ratio is 15.5x, up from 11.7x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 798.7% YoY to 0.68x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.28 | 0.30 | 0.28 | 0.34 | 0.41 | 0.03 | 0.46 | 0.56 | 0.57 | 0.59 | 0.57 | 0.65 | 0.75 |
| — | +950.7% | -38.6% | -39.9% | -28.5% | -95.1% | -19.3% | -13.3% | -24.5% | +3.9% | -7.5% | +164.2% | +527.0% | |
| Debt / EBITDA | 2.53 | 15.48 | 11.68 | 14.01 | 10.09 | 1.24 | 19.56 | 24.10 | 27.22 | 27.90 | 31.14 | 30.18 | 43.80 |
| — | +1144.4% | -40.3% | -41.9% | -62.9% | -95.5% | -37.2% | -20.2% | -37.9% | +21.5% | +37.0% | +235.8% | +854.2% | |
| Current Ratio | 0.43 | 0.68 | 0.43 | 0.07 | 0.06 | 0.08 | 0.46 | 0.09 | 0.07 | 0.05 | 0.04 | 0.04 | 0.03 |
| — | +798.7% | -5.4% | -22.2% | -16.4% | +38.4% | +1163.0% | +154.9% | +121.6% | +73.2% | +14.8% | -7.6% | -4.3% | |
| Quick Ratio | 0.43 | 0.68 | 0.43 | 0.07 | 0.06 | 0.08 | 0.46 | 0.09 | 0.07 | 0.05 | 0.04 | 0.04 | 0.03 |
| — | +798.7% | -5.4% | -22.2% | -16.4% | +38.4% | +1163.0% | +154.9% | +121.6% | +73.2% | +14.8% | -7.6% | -4.3% | |
| Interest Coverage | 1.42 | 1.25 | 1.60 | 1.41 | 1.38 | 1.31 | 1.16 | 1.04 | 0.93 | 0.98 | 0.87 | 1.01 | 0.90 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying PB stock.
Prosperity Bancshares, Inc.'s current P/E is 12.8x. The average P/E over the last 4 quarters is 12.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Prosperity Bancshares, Inc.'s current operating margin is 39.9%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Prosperity Bancshares, Inc.'s business trajectory between earnings reports.