PB Bankshares, Inc. (PBBK) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash from Operations | 779K | 1.35M | -289K | 757K | 697K | 925K | -560K | 1.22M | 1.02M | 1.09M | 547K | 1.47M | 1.85M | 69K | -23K | 384K | 1.03M | 449K | -478K | 318K |
| Operating CF Growth % | 11.76% | 46.27% | 48.39% | -38.05% | -31.67% | -15.37% | -202.38% | -16.98% | -44.92% | 1484.06% | 2478.26% | 283.33% | 79.28% | -84.63% | 95.19% | 20.75% | - | - | - | - |
| Net Income | 519K | 640K | 473K | 681K | 404K | 370K | 317K | 409K | 513K | 588K | 409K | 1.11M | 414K | 347K | 245K | 245K | 210K | 279K | 51K | -547K |
| Depreciation & Amortization | 109K | 111K | 111K | 93K | 92K | 88K | 82K | 84K | 86K | 82K | 74K | 68K | 73K | 73K | 74K | 0 | 56K | 61K | 55K | 55K |
| Deferred Taxes | -71K | -154K | 51K | 7K | -73K | -101K | 81K | -45K | -93K | -129K | 46K | -90K | -130K | -81K | 27K | -5K | -17K | -114K | -38K | 12K |
| Other Non-Cash Items | -158K | -68K | -120K | -636K | -96K | -182K | -305K | -180K | -79K | 123K | 134K | -150K | 308K | 194K | 72K | 130K | -119K | 313K | 19K | 153K |
| Working Capital Changes | 242K | 684K | -942K | 302K | 227K | 614K | -869K | 677K | 455K | 295K | -250K | 536K | 1.19M | -464K | -441K | 14K | 903K | -90K | -565K | 645K |
| Cash from Investing | 7.27M | -3.7M | 10.11M | -14.09M | -3.24M | -10.42M | 24.44M | -22.83M | -13.99M | -12.32M | 11.7M | -14.07M | -4.86M | -37.05M | -25.84M | -22.09M | -3.77M | -22.45M | -15.96M | -13.57M |
| Purchase of Investments | 0 | -4.35M | -2.21M | -14.46M | -4.42M | -11.75M | 0 | -37.79M | -5.84M | 0 | 0 | -19.87M | 0 | -19.85M | 0 | 0 | 0 | -499K | -4.5M | -9M |
| Sale/Maturity of Investments | 0 | 7.4M | 14.38M | 633K | 5.16M | 8.17M | 36.14M | 11.15M | 178K | 10.19M | 20.18M | 5.21M | 5.28M | 387K | 505K | 1.16M | 725K | 1.46M | 1.28M | 7.64M |
| Net Investment Activity | 0 | 3.06M | 12.17M | -13.82M | 739K | -3.58M | 36.14M | -26.64M | -5.66M | 10.19M | 20.18M | -14.66M | 5.28M | -19.47M | 505K | 1.16M | 725K | 965K | -3.22M | -1.36M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 7.27M | -6.74M | -1.98M | 58K | -3.94M | -6.83M | -11.68M | 3.81M | -8.25M | -22.29M | -8.15M | 649K | -10.08M | -17.57M | -26.34M | -23.26M | -4.49M | -23.41M | -12.72M | -11.92M |
| Cash from Financing | -8.67M | -4.5M | 15.15M | -3.41M | 2.33M | -2.56M | 10.47M | 28.86M | -4.35M | 18.77M | 5.51M | 7.06M | -19.69M | 27.62M | 53.8M | 2.57M | -36.71M | 67.32M | 5.96M | 17.05M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | -21K | -222K | -845K | -668K | -803K | -245K | -599K | -498K | -32K | -498K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 0 | 0 | 3K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -34.03M | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 3K | -21K | -222K | -845K | -668K | -803K | -245K | -599K | -498K | -32K | -498K | 0 | 0 | 0 | -34.03M | 0 | 0 | 0 |
| Debt Issuance (Net) | -291K | -289K | 1000K | -1000K | -1000K | -285K | -1000K | 1000K | 1000K | 1000K | 63K | 1000K | 192K | 1000K | 1000K | -17K | -1000K | 1000K | -1000K | -206K |
| Other Financing | -8.38M | -4.21M | 13.44M | -605K | 7.83M | -1.43M | 15.42M | 26.45M | -5.57M | 16.65M | 5.94M | -133K | -19.39M | 22.9M | 34.98M | 2.58M | -988K | 65.79M | 9.67M | 17.25M |
| Net Change in Cash | -626K | -6.84M | 24.97M | -16.74M | -212K | -12.06M | 34.35M | 7.25M | -17.32M | 7.55M | 17.75M | -5.53M | -22.7M | -9.36M | 27.93M | -19.14M | -39.44M | 45.32M | -10.47M | 3.8M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 55.91M | 62.75M | 37.78M | 54.52M | 54.73M | 66.79M | 32.44M | 25.18M | 42.5M | 34.95M | 17.2M | 22.74M | 45.44M | 54.8M | 26.86M | 46M | 85.44M | 40.12M | 50.59M | 46.8M |
| Cash at End | 55.28M | 55.91M | 62.75M | 37.78M | 54.52M | 54.73M | 66.79M | 32.44M | 25.18M | 42.5M | 34.95M | 17.2M | 22.74M | 45.44M | 54.8M | 26.86M | 46M | 85.44M | 40.12M | 50.59M |
| Interest Paid | 2.94M | 2.86M | 3.12M | 3.06M | 3.2M | 3.03M | 2.89M | 2.26M | 2.06M | 1.69M | 1.23M | 834K | 667K | 656K | 570K | 917K | 529K | 576K | 602K | 598K |
| Income Taxes Paid | 420K | 230K | 0 | -280K | 140K | 140K | 0 | 261K | 11K | 320K | 0 | 248K | 195K | 79K | 0 | 50K | 70K | 0 | 0 | 0 |
| Free Cash Flow | 755K | 1.33M | -374K | 437K | 663K | 916K | -578K | 1.22M | 938K | 874K | 210K | 1.41M | 1.79M | 57K | -35K | 399K | 1.03M | 446K | -494K | 31K |
| FCF Growth % | 13.88% | 45.74% | 35.29% | -64.15% | -29.32% | 4.81% | -375.24% | -13.79% | -47.57% | 1433.33% | 700% | 254.39% | 74.2% | -87.22% | 92.92% | 1187.1% | - | - | - | - |