PB Bankshares, Inc. (PBBK) P/E Ratio History
Premium ValuationTrading at 26.1x vs 5Y avg 22.3x · 81th percentile · Premium to historical baseline · Data 2021–2025
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P/E Ratio Analysis
As of June 28, 2026, PB Bankshares, Inc. (PBBK) trades at a price-to-earnings ratio of 26.1x, with a stock price of $19.81 and trailing twelve-month earnings per share of $0.02.
The current P/E is 17% above its 5-year average of 22.3x. Over the past five years, PBBK's P/E has ranged from a low of 12.5x to a high of 46.2x, placing the current valuation at the 81th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, PBBK trades at a 84% premium to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
The PEG ratio of 1.18 (P/E divided by -1% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, PBBK trades roughly in line with the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PBBK DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PBBK Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
PBBK P/E vs Peers
Commercial and middle-market focused banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $227M | 16.1 | 3.18 | +9% | |
| $179M | 14.3 | - | +210% | |
| $364M | 24.1 | - | -37% | |
| $276M | 15.6 | 10.44 | +96% | |
| $240M | 15.1 | - | +101% | |
| $384M | 8.5 | 0.25Best | -8% | |
| $522M | 18.3 | 1.23 | +78% | |
| $477M | 13.4 | 0.31 | +262% | |
| $564M | 3.8Lowest | - | +443%Best | |
| $27B | 44.6 | 1.63 | +30% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
PBBK Historical P/E Data (2021–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | - | $19.18 | $0.98 | 19.6x | -12% |
| FY2025 Q2 | Jun 30 2025 | $17.67 | $0.94 | 18.8x | -16% |
| FY2025 Q1 | Mar 31 2025 | $16.45 | $0.83 | 19.8x | -11% |
| FY2024 Q4 | - | $15.28 | $0.76 | 20.1x | -10% |
| FY2024 Q3 | Sep 30 2024 | $15.46 | $0.64 | 24.2x | +8% |
| FY2024 Q2 | Jun 30 2024 | $14.13 | $0.67 | 21.1x | -5% |
| FY2024 Q1 | Mar 31 2024 | $12.90 | $0.74 | 17.4x | -22% |
| FY2023 Q4 | Dec 31 2023 | $12.54 | $0.77 | 16.3x | -27% |
| FY2023 Q3 | Sep 30 2023 | $12.34 | $0.99 | 12.5x | -44% |
| FY2023 Q2 | Jun 30 2023 | $13.80 | $0.94 | 14.7x | -34% |
| FY2023 Q1 | Mar 31 2023 | $13.05 | $0.85 | 15.4x | -31% |
| FY2022 Q4 | Dec 31 2022 | $13.58 | $0.79 | 17.2x | -23% |
| FY2022 Q3 | Sep 30 2022 | $12.41 | $0.50 | 25.0x | +12% |
| FY2022 Q2 | - | $13.16 | $0.42 | 31.6x | +42% |
| FY2022 Q1 | - | $14.00 | $0.38 | 37.2x | +67% |
| FY2021 Q4 | Dec 31 2021 | $13.59 | $0.29 | 46.2x | +107% |
Average P/E for displayed period: 22.3x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
5+ years return with dividends reinvested.
DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
PBBK — Frequently Asked Questions
Quick answers to the most common questions about buying PBBK stock.
What is PBBK's P/E ratio?
PB Bankshares, Inc. (PBBK) trailing twelve-month P/E ratio is 26.1x, based on TTM diluted EPS of $0.02. The 5-year average P/E is 22.3x and the historical range spans 12.5x to 46.2x.
Is PBBK stock overvalued or undervalued?
PBBK trades at 26.1x P/E, near its 5-year average of 22.3x. The 81th percentile ranking within the 12.5x–46.2x historical range places valuation within normal bounds.
Is PBBK stock expensive?
PBBK is fairly valued relative to its own history. The current P/E of 26.1x is near the 5-year average of 22.3x (81th percentile of historical range).
What is PBBK's historical P/E range?
Over the past 5 years, PBBK's P/E ratio has ranged from 12.5x to 46.2x, with a median of 19.8x and an average of 22.3x. The current P/E of 26.1x places the stock at the 81th percentile of this range. Full historical data spans 2021–2025.
How does PBBK's P/E compare to the S&P 500?
PBBK trades at 26.1x P/E versus the S&P 500 median of 25.3x. The 3% premium to the market typically reflects higher expected earnings growth or quality.
How does PBBK's valuation compare to Financial Services peers?
PB Bankshares, Inc. P/E of 26.1x compares to the Financial Services sector median of 14.2x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is PBBK's PEG ratio?
PBBK PEG ratio is 1.18, based on a P/E of 26.1x and EPS growth of -1.3%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is PBBK's earnings yield?
PBBK earnings yield is 3.84%, the inverse of its 26.1x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.